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How To Convert Visa Gift Card To Cash Instantly (11 Best Ways)

A gift card usually comes with money that can be converted. Find out how to convert Visa gift card to cash or PayPal.
convert visa gift card to cash

With technology gradually integrating our day-to-day activities with convenient payment methods such as digital wallets and gift cards, people, for some reasons, are beginning to believe that cash is no longer king.

A gift card is a small card that can be exchanged for a specified cash value of goods or services from a particular business, given as a gift.

Perhaps, you just got a gift card, though you had some reasons for getting the gift card, it just turns out that you need cash from the visa gift card. You can convert a visa gift card for cash instantly to manage the funds found in the gift card in a more flexible manner.

That said, unwanted gift cards are no longer useless and many might think — because there are plenty of ways to convert them into cash or PayPal balance and if you're wondering how to proceed, keep reading.

To address this issue, we'll see how to convert Visa gift card balance to Cash and PayPal instantly.

Table of Contents

What is a Visa Gift Card?

A gift card is a prepaid debit card with a specified amount of money on it that may be used for a range of purchases.

Store gift cards are designed to be used at specific merchants or stores, but general-use prepaid gift cards are not tied to any specific merchant and can be used to withdraw cash from ATMs (ATMs).

11 Ways to Convert Visa Gift Card to Cash Instantly

Converting your visa gift card to cash is one great way to manage your funds in a more flexible way. You can instantly convert visa gift card to cash in a variety of straightforward ways.

That said, below are some ways to convert visa gift card to cash instantly:

1. Sell your Visa Gift Card to a Gift Card Exchange Website

The best way to convert visa gift cards into cash instantly is to use a gift card exchange website like Gift Card Granny or CardCash — it's as simple as visiting a website and selling your gift card.

Gift Card Granny and CardCash both accept a wide range of gift cards, including Visa gift cards. Visa gift cards can easily be exchanged for cash. The best thing is that they provide up to 90% payback throughout the transaction.

You'll need to choose a deal first. You can submit and go through a verification process once you've chosen a Visa gift card with a suitable balance.

You'll be able to get paid once this is completed. When compared to the more expensive rates of gift card kiosks, this online option allows you to earn more money. Keep in mind that offers come and go, so it might not work for every Visa gift card.

Also Read: 5 Legit Ways to Get Free Amazon Gift Cards and Codes

2. Use a Gift Card Exchange Kiosk to Trade it in

Another reliable way to convert Visa gift cards to cash is to use a gift card exchange kiosk.

Find machines in certain grocery stores; they're usually yellow and look like casino slots, and they make similar noises.

You must enter card information, such as the card number and expiration dates, into the system. You'll then be given the option of receiving a cash-back offer.

You'll need to print the voucher and bring it to a local cashier once you accept. To get money using this strategy, that's generally all that's required. If you're having problems with card swipes, get help.

Because not all grocery stores have a gift card exchange kiosk, it's wise to look around first to avoid wasting time. What's good about Kiosk is that  they make it easier to convert Visa gift cards into cash.

Other options take days to complete the transaction. You'll get your money almost instantly if you use a kiosk. Just in case, take your identification with you.

It's worth noting that exchange kiosks use up a little portion of your time. It's a reasonable compromise to make if you don't plan on using that Visa card anyway. If you don't like the offer, don't accept it; you can always cancel before the process is finished.

Also Read: How to Get Free Google Play Gift Cards and Redeem Codes

3. Sell Your Visa Gift Card to Someone Else

Selling your Visa gift card to others is another option you could consider. While this is one of the quickest ways to get that amount, bear in mind that you'll probably have to accept less money than the card's balance to make it worthwhile for the other person to buy it from you.

When buying a gift card from someone else, most people will just pay a portion of the sum. This is because they know it's more convenient for you to dump the card this way, and they're also taking a tiny risk.

For these kind of transactions, sites like eBay or Craigslist are ideal. If you're selling a physical card, keep in mind shipping charges — and, as usual on these types of sites, keep a look out for frauds. If something appears to be too good to be true, it most likely is.

4. Add Your Visa Gift Card to Your PayPal Wallet

If you don't want to pay any fees, I recommend using PayPal.

You can transfer your gift card funds into PayPal instantly after you create an account and link your bank account.

The transfer normally takes five business days, however there are no fees if you choose the regular transfer option.

However, keep an eye on it because some transfer methods can cost you up to 3% of your balance.

Always double-check with your bank to be sure you aren't being overcharged.

Steps to Add Visa Gift Card to PayPal Wallet

  • Log in to your PayPal account.
  • Click the "Wallet" option on the top menu.
  • Go to "Link a Card".
  • Fill out the card information in the prompts. Once done, submit the information, and there you go!

The most common cause of an error notice is that the card needs to be registered with the issuer first. The issuer of the gift card can be located on the back of the card.

To begin, go to the website provided and register your card there. Then return to PayPal and repeat the steps above. That should've deal with the error.

Also Read: 6 Ways to Sell Gift Cards for Cash Online Instantly

5. Add Your Visa Gift Card to Venmo

Venmo is a mobile app that works similarly to PayPal. It's an online payment service that lets you add gift card balances and is the preferable alternative if you want to transfer the balance of your gift card to your bank account directly.

Create an account with Venmo, add your gift card, and link straight to your own bank by following the instructions given. The transfer takes one to three business days to complete, but there are no fees unless you choose the instant transfer option.

There's a chance that Venmo will reject your gift card. One of the reasons for this could be fraud prevention.

You can fix these problems by updating the information associated with your bank account. Alternatively, they may prefer that you contact customer service before adding the gift card.

Insufficient cash on the gift card is another explanation. Before transferring funds from a Visa card, I always check the balance.

6. Pay Your Bills With Your Visa Gift Card

This is another great method to try when looking to convert visa gift card to cash. Even if you aren't exchanging the card for loads of cash, you are still using it in the same way. Visa gift cards can be used to pay bills as long as there is money on the card.

Visa gift cards are similar to debit cards in that they have a card number, expiration date, and security code number on the back. The key difference is that instead of being tied to a bank account, the cards have a pre-programmed amount of money on them.

This allows you to pay your bills directly with a Visa gift card, which is something you can't do with almost any other gift card. So if you've got an electricity bill, water bill or even a phone bill coming up, pay it with your Visa gift card instead.

Most individuals don't consider using their gift cards to pay their bills, but it has a number of advantages. To begin, you can put your gift card to immediate use.

If you don't have enough credit, you can use the gift card instead. It's a simple way to use gift cards in the same way you'd use cash.

Also Read: How to Sell Gift Cards for Bitcoin Instantly

7. Sell Your Visa Gift Card for Cash Through an App

Another alternative is to sell your Visa gift card on one of the many applications that will purchase it from you and resell it.

While this is a speedy way to convert your Visa gift cards to cash, the fees are extremely high, so it should definitely only be used as a last option if none of the other options are available.

Raise, for example, has an app that performs this for both iOS and Android, but they charge a 15% commission for doing so. That's pretty high.

Prepaid2Cash, another service that has an app for iOS and Android and allows you to trade in your Visa gift cards for cash, is similar. This one is a little different in that it:

  • First you tell them the brand of the gift card (in this case: Visa)
  • They then send you an offer through the app for the card
  • You have no obligation to accept this offer but once you do, they’ll deposit it into your account in up to five business days

8. Purchase Money Orders With Your Visa Gift Card

A money order works in the same way as a check, except it must be issued by your bank or a specialized institution.

The good news is that Walmart and some supermarket retailers now offer money orders through their customer service departments.

You'll have to check with each money order issuer, but you might be able to use your Visa gift card to purchase your money order. This is the same as paying for a money order with a debit card.

Just make sure there's enough money on the gift card to match the money order's balance. The money order can then be cashed or deposited into your bank account.

9. Convert Your Visa Gift Card to Cash by Buying and Selling Items

This may require a few extra steps, but it is one good method that lets you earn extra money while converting Visa gift cards to cash (in addition to purchasing merchant gift cards).

Most retailers accept Visa gift cards as payment in the same way that they accept credit cards. This means you may use them to buy nearly anything at almost any retailer, so look for items that are either drastically discounted or in high demand.

In any instance, there's a decent possibility you'll be able to resale the item for more money than you bought for it. As a result, you'll be able to withdraw cash from your gift card in the future.

10. Buy Other Merchants Gift Cards with your Visa Gift Card

If a retailer you frequent doesn't accept your Visa gift card for purchases, you can use it to purchase a gift card from the store where you wish to make a purchase.

And, if you check online, you can sometimes get them for up to 20% off, which means you're getting 20% of the Visa gift card value for free.

If you were intending to convert your Visa gift cards to cash just to get a caffeine fix, this may include places like Amazon, Walmart, or even Starbucks.

11. Regift the Visa Gift Card

If you've tried all of the other options, it might be time to consider regifting. If you were planning on buying a gift for a friend or family member anyway, you can give them your gift card instead and save the cash you planned to buy them a gift.

To avoid any embarrassment, make sure you remove any identifying information that shows it was originally a gift FOR you.

How to Convert Visa Gift Card to Cash PayPal

To convert visa gift card to cash through PayPal, you will need to sell the gift card on a gift card exchange platform and request to get paid through PayPal.

Once your gift card sold, you will then get paid through PayPal balance.

Can You Transfer Money From A Visa Gift Card To A Bank Account?

Yes, you can transfer a visa gift card to bank account without much of a hassle. 

However, the transfer cannot be done directly and you will need to follow some tricks to get the transfer done.

Can You Transfer Money from a Gift Card to a Debit Card?

While you can't transfer money directly from a gift card to a debit card, you can do so with a few more steps.

If you add your Visa gift card to your PayPal wallet and then transfer the money to your own account, you'll be able to use your debit card to access the money.

Similarly, if you sell your card using an app or a website, the company that buys it from you will either send you a check or transfer the money to your bank account.

In any case, the funds will be in your account and available for use with your debit card.

This means that, while it isn't always the case, you may be able to transfer money from a gift card to a debit card, the workarounds are super straightforward to do.

Can You Use a Visa Gift Card At an ATM?

Visa gift cards do not come with a PIN, so they cannot be used at an ATM.

For security reasons, ATMs only allow you to withdraw cash if you have a PIN. Any card that does not have this feature will be unable to complete the transaction.

Of course, as you've undoubtedly noticed from the other alternatives in this post, there are additional ways to retrieve cash from your Visa gift card. However, most of them necessitate a couple of more steps to get there.

While they're all quite straightforward, none of them are as simple as simply withdrawing the total in cash from an ATM. Don't think that's much of a hassle because the steps required to access that cash aren't that hard too.

Can You Take Money Off A Visa Gift Card At An ATM?

Yes, you can take money off a Visa gift card at an ATM, but that would only be possible if the gift card has a PIN for withdrawing money.

In most cases, some ATM with the symbols:  PULSE, NYCE, STAR and Plus can let let you get cash from your Visa gift card.

Can You Add a Visa Gift Card To Cash App?

Cash App accepts Visa prepaid cards, however it does not accept gift cards. It's unclear whether Cash App will change its policy in the future.

To learn more, check out this guide on what cards work with Cash App.

Can You Transfer a Visa Gift Card to Cash App?

You can't transfer a Visa gift card to the Cash App because Cash App doesn't accept gift cards as a payment method. Instead, you must convert the Visa gift card to cash and then add the cash to the Cash App as a balance.

I'd suggest looking at some of the choices in this article for transferring funds from your Visa gift card to your PayPal account. This is because it's quite simple to put this money to your Cash App account from there.

Can You Get Cash From A Vanilla Visa Gift Card?

The quick answer is no, but the deeper answer is that it is dependent on the method used. Vanilla Visa gift cards are the most popular among consumers since they are simple to use.

A Vanilla gift card is not the same as a prepaid reloadable gift card. While the former does not receive payback from local ATMs, the latter does.

You can transfer money to PayPal or Venmo with a Vanilla card as a way of converting it into cash. Remember that they accept any Visa prepaid card, including gift cards.

You can always double-check the balance to make sure it's in order. It's a great way to ensure that you can cash out a gift card without having to use the card itself.

You can also use exchange kiosks, though these aren't always available. The kiosks do take a portion of the expenses, but they are the most convenient way to obtain your rewards from gift cards.

If you can locate a nearby grocery shop that has this machine, I strongly advise you to do so. It's arguably one of the safest ways to convert a Visa gift card into cash.

You can sell to any merchant in the local market, but keep in mind that transaction costs will apply. If you're just planning on selling a few cards, the costs won't add up to much.

How to Get Cash from a Vanilla Visa Gift Card

While you can't get cash directly from a Vanilla Visa gift card, you can sell it online or in person, or have the money transferred to your PayPal account. In exchange for the gift card, you will be given money.

You can't transfer or withdraw money from your Vanilla Visa gift card, just like the other cards in this article. There are, however, a number of alternatives available.

In fact, getting cash from a Vanilla Visa gift card is the same as getting cash from any other Visa gift card, allowing you to use the balance in the same way as cash. Take a look at some of the methods aforementioned earlier in this post.

Can You Turn a Visa Gift Card into Cash in Hand?

There are a few ways to convert a Visa gift card into cash in hand, but they're mostly confined to choices that require you to trade your card in person, such as selling it or changing a Gift Card Kiosk voucher into cash.

Having the funds transferred to your PayPal or bank account, on the other hand, is as near to having cash in your hands as you can get. Simply add the extra step of withdrawing it, and you're good to go.

How to Check a Visa Gift Card Balance

I recommend that you check the current balance on your Visa gift card before attempting to exchange it for cash. Even if the card was given to you as a gift, it's a good idea to check the amount.

When it comes to checking your balance, you have a few alternatives.

1. Call the Toll Free Number

On the back of your gift card, there will be a toll-free phone number that you can contact. When you call, the automated system will ask for your card number and some other information before telling you how much money you have left on your card.

2. Go to the Gift Card Issuer's Website

Don't worry if you don't have access to a phone. You can also check the balance of your card on the issuer's website.

Look on the back of your gift card near the phone number to see who issued it. There should be a URL mentioned where you may check the balance of your card.

You may also check from a list of card issuer websites.

Final Thoughts on How to Convert Visa Gift Card to Cash Instantly

Converting your visa gift card to cash is a great way to manage your money found in the gift card in a more flexible manner.

However, you should be sure of the choice you make when trying to convert visa gift card to cash.

From the list of available methods above, you can choose the method that best suits your expectations.

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About the Author

Tebid Kelly is a Graphic Designer, Web Developer, Ethical Hacker, Programmer, and Content Creator who showcases his skills and experience on his blogs. He also has much love for finance apps such as Cash App, Venmo, PayPal, Zelle, etc on which he ha…

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