Money transfer apps such as Cash App offer convenience when transferring money online.
If you hold a prepaid card and want to conveniently transfer money with it, then knowing what prepaid cards work with Cash App can help.
Cash App is a well-known P2P payment service that lets users send and receive money online.
Users are given a unique $Cashtag which identifies them on the platform and that can be used to receive money from other Cash App users.
Adding a funding source to your Cash App account will verify you on the platform. However, you can still send money on Cash App without verification but withing a limit.
Cash App also works with Cash Advance apps to help users easily get a cash advance before their next payday.
Sending and receiving with Cash App is very easy once you've verified your account and linked a funding source to it.
The funding source could be your bank account, credit or debit card.
Cash App supports many bank cards, but what prepaid cards work with Cash App?
Cash App support for prepaid card isn't as broad as that for other payment cards.
Knowing what prepaid cards work with Cash App will ease things for you and avoid you the hassle of going through a linking process without knowing Cash App won't accept your prepaid card.
That said, this article focuses on showing you what prepaid cards work with Cash App.
Table of Contents
What is Cash App?
Cash App is a mobile payment service developed by Block, Inc., that allows users to transfer money to one another using a mobile-phone app. The service is available only in United Kingdom and the United States.
How Does Cash App Work?
- Download the app for iPhone or Android
- Create a Cash App account
- Connect Cash App to your bank account
- Add cash to your Cash App
Through Cash App, users can send and receive money, get a debit card and set up direct deposits. The investing feature allows users to invest in stocks for as little as $1.
This is done by buying pieces of stock, called fractional shares. Consumers can also buy, sell or transfer Bitcoin through the app.
How to Create a Cash App Account
Creating a Cash App account is very easy and can be done in simple steps as follows;
- Tap on Cash App to launch it
- To create an account, enter your phone number or an email address
- Cash App will send you a secret code via text or email—enter it
- You can invite friends to sign up with Cash App to earn cash (optional)
- Enter your debit card info to link your bank account to Cash App
- Pick a $Cashtag—a unique username you’ll use to send and receive money
- Enter your zip code
- Start using Cash App!
Does Cash App Accept Prepaid Cards?
Yes, Cash App does accept prepaid cards but not all of them.
Cash App accepts two types of prepaid cards; — the NetSpend Prepaid Visa, Brinks Prepaid Mastercard and government-enabled prepaid cards.
Also Read: Does Cash App Work With Varo?
What Prepaid Cards Work With Cash App?
According to Cash App Help, "Cash App supports debit and credit cards from Visa, MasterCard, American Express, and Discover. Most prepaid cards are also supported, but depositing to these cards does not work. ATM cards, PayPal, and business debit cards are not supported at this time."
That being said, Cash App only supports some few prepaid cards including the Netspend Prepaid Visa, Brinks Prepaid Mastercard and government-issued prepaid cards.
The reason why Cash App accepts government-issued prepaid cards is that they are used for monetary relief payments, unemployment benefits, and other types of government-related payments.
Keep in mind that while you can use these prepaid cards on Cash App, you wouldn't, however, be able to transfer funds from Cash App to the prepaid cards. Transferring money from prepaid card to Cash App is possible but tricky.
Quick Recap: List of Prepaid Cards That Work With Cash App
- Government-issued prepaid cards.
- Netspend Prepaid Visa.
- Brinks Prepaid Mastercard.
Virtual Cards That Work With Cash App
Cash App works with some virtual cards meaning, you can link a supported virtual card to Cash App and use as a funding source for your transactions through Cash App.
Here are virtual cards that work with Cash App
- Ally Bank Debit Mastercard®.
- Chime Visa® Debit Card.
- Privacy Virtual Card.
How to Add a Prepaid Card to Cash App
Adding a prepaid card to Cash App is as easy as adding any other card to Cash App.
- Open the Cash App on your smartphone.
- Tap the home icon in the bottom left corner of the main screen.
- Select "Add Credit or Debit Card" at the bottom of your screen from the "My Cash" menu.
- You'll be prompted to enter your credit or debit card information. Do so, then tap the "Add Card" button at the bottom. Your credit card will be added to your wallet.
How to Send Money With Cash App
Sending money with Cash App is easy as shown below;
- Open Cash App on your phone.
- Enter the amount of money you’d like to send and hit the Pay button.
- Enter the phone number, email address, or $Cashtag (username) for the person you’d like to send money to.
- Add a description for the transaction, and then hit Pay again. Then the funds will be on their way!
You can send money using your bank account, credit card, debit card, prepaid card, Cash App balance, or credit card.
How to Receive Money On Cash App
On Cash App, there are two methods for receiving money. You can request cash from one or more people on the app, or someone can send you money using the above instructions.
- Open Cash App on your phone.
- Enter an amount of money and hit Request (the bottom-left button).
- Choose people from the list provided, or manually enter the person’s $Cashtag.
- Add a note for the transaction, then hit Request.
- If the recipient approves the request, they will be prompted to complete steps for payment.
Is Cash App Safe?
According to Cash App, "Modern fraud detection and encryption tools are used by Cash App to safeguard your data and funds. Using a public or private Wi-Fi connection or data service, any information you send to us is encrypted and sent to our servers securely (3G, 4G, or EDGE)."
However, we usually notice serious scams made on the platform. Keeping your information secure and only sharing with those you trust is the best way to keep secure your assets on Cash App.
Final Thoughts: What Prepaid Cards Work With Cash App
Cash App is a popular P2P payment service that offers convenience when sending and receiving money online.
Cash App works lets users link payment cards and bank account to their account before being able to send funds without limitations.
If Cash App supports your prepaid card, you can link it to your account and start sending money on the platform. Keep in mind that, you won't be able to deposit money on the prepaid card from Cash App regardless of Cash App's support for the card.