In the world of digital banking and money transfer apps, Zelle and Cash App have become popular choices for individuals looking to send and receive money quickly and conveniently.
Whether you're looking to split a dinner bill, offer a cash gift, or make a simple payment, you'll definitely find these payment services appealing for your financial convenience.
We all know Cash App and Zelle are top competitors in the financial space and with that in mind, many users wonder if it is possible to transfer money from Zelle to Cash App. Thankfully, you've come to the right place.
In this guide, I'll show you whether does Zelle work with Cash App and how you can conveniently transfer money from Zelle to Cash App.
Table of Contents
Does Zelle Work With Cash App?
No, Zelle does not work with Cash App.
This is because neither Cash App nor Zelle has a feature that allows users to integrate the other service into the app.
Can You Send Money from Zelle to Cash App?
From a direct point of view, you cannot directly send money from Zelle to Cash App.
However, there is an indirect way to send money from Zelle to Cash App which will involve a linked bank account that will act as a middleman for the transaction.
You will first have to withdraw money from Zelle to your bank account and then transfer the money from your bank to Cash App.
Also Read: Can I Zelle Myself?
How To Send Money From Zelle To Cash App
As earlier said, In order to successfully send money from Zelle to Cash App, you will first need to link a bank account to both Zelle and Cash App and then use it as a middleman to transfer money between the two accounts.
Here is a step-by-step process to transfer money from Zelle to Cash App.
Step 1: Link Your Bank Account to Cash App
The first step in sending money from Zelle to Cash App is to create a Cash App account and link it to your preferred bank account.
You'll need an account number and routing number to link your bank account to Cash App.
If you already have a Cash App account, you've probably linked it to a bank account. However, if you haven't yet done so,
Here's how to link your bank account to Cash App:
- Login to Cash App.
- Go to the "Banking" tab.
- Select "Linked Accounts"
- Select "Link Bank" and provide all the required information to link your bank account to Cash App.
Step 2: Link Your Bank Account to Zelle
Over a thousand banks and credit unions use Zelle as a payment service. To send money from Zelle to Cash App, both services must be linked to the same bank account.
Payments are not held in the middle of Zelle, and money is sent instantly from one bank account to another. On Zelle's Get Started page, you can see if your bank is a Zelle partner.
Here's how to link Zelle to your bank account:
- Go to Zelle's "Get Started" page and locate your bank.
- Scroll till you see your bank listed.
- Connect your bank to Zelle by following the steps that will be provided.
If your bank isn't listed on Zelle's page, don't worry, here's how you can link it to Zelle.
Step 3: Transfer Money from Zelle to Your Bank Account
After linking your bank account to Zelle, you can transfer money from Zelle to your bank account.
To do so:
- Open the Zelle app or access Zelle through your banking app.
- Send the desired amount of money from Zelle to your linked bank account.
- Wait for the funds to be deposited into your bank account.
Step 4: Transfer Money from Your Bank Account to Cash App
Cash App makes it even easier for users to transfer money from their bank account to Cash App. It does so through its Add Cash feature.
To transfer money from your bank account to Cash App:
- Tap the Money tab on your Cash App home screen.
- Press "Add Cash."
- Choose an amount.
- Tap "Add."
- Use Touch ID or enter your PIN to confirm.
Step 5: Access the Transferred Funds in Cash App
Once the transfer is complete, the funds will be available in your Cash App digital wallet.
You can now use the money in your Cash App account for various transactions.
You might spend it in a store or online with your Cash App card. You might also start transferring money to loved ones (friends and relatives).
Can You Use Cash App on Zelle?
No, you cannot use Cash App on Zelle. Cash App cannot integrate with Zelle and the same situation goes the other way around.
Can You Send Money from Cash App to Zelle?
While Cash App does not work with Zelle, you can indirectly send money from Cash App to Zelle through a linked bank account.
What is Zelle?
Zelle is an online payments service based in the United States owned by Early Warning Services, LLC, a private financial services company owned by the banks Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo.
How Do I Get Started With Zelle?
Joining with Zelle is simple, especially if your bank supports the service. To get started, go to the Google Play Store or the App Store, depending on your phone's operating system, and download Zelle.
The essential information, such as your contact details (an email address and a U.S. mobile number), and a Visa® or Mastercard® debit card with a U.S.-based account, is entered next in the enrollment process. International debit and credit cards are not accepted by Zelle.
You can send, receive, or request money once you've fully joined. You only need to provide a buddy your phone number or email address and ask them to send you money using Zelle®.
Curiously, as long as their bank supports Zelle, anyone with a US bank account can receive money using Zelle. Check here to see if your bank or the bank of the recipient supports Zelle.
What is Cash App?
Cash App is a digital platform that, like Zelle, allows users to transfer and receive money. Square Inc, a payment company based in the United States, created the app. You can use the app to pay for goods and services in addition to sending and receiving money.
Most online merchants accept Cash App payments, making it simple to complete transactions using the app.
Users of the Cash app have a unique username called $Cashtag, which is followed by a unique number that identifies each user. As you can communicate like a social media network, you can use someone else's $Cashtag to seek money.
Cash App also provides its users with a debit card upon request. However, using the card is not required because there are a variety of ways to receive money from the Cash App without one.
When you pay bills online, for example, you are simply withdrawing funds from your Cash App. When you send money to others, the same rules apply.
How Do I Create a Cash App Account?
Before you do anything, you must first create a verified Cash App account from the Cash App mobile or web app.
All you have to do is connect your phone to the internet, launch the app, and follow the on-screen process to open an account. The app will ask for your US phone number, which they will verify by sending you a code.
Other information, such as your email address and name, will be provided next. You'll also have to pick a $Cashtag (the user name that people will use to send you money).
After that, you can enter your bank account information to fund your transactions. Instead of a bank account, you can add a debit card.
If you don't have a bank account or don't want to open one right now, you can skip this step and add one later. Once you've completed the account creation process, you can head to the home page and start looking around. You may also start inviting others and receive prizes when they sign up using your name.
If you change your mind, you will be able to adjust your profile settings. However, you should be cautious while selecting your $Cashtag and other data, as you can only modify them twice. It's critical to provide a profile photo so that your friends can recognize you when donating your money.
Frequently Asked Questions
Can I send money to Cash App from Zelle?
Yes, you can send money to Cash App from Zelle but not directly. You'll need to use a bank account as a bridge.
Can Zelle send money to Chime?
No, Zelle does not work with Chime.
Final Thoughts: Zelle to Cash App
Both Zelle and Cash App are different payment platforms that operate in different ways. Cash App is a peer-to-peer money transfer app that lets users send and receive money with just a few clicks.
Cash App stores money or payments received from others in your account's wallet, which is referred to as Cash App balance.
Zelle, on the other hand, is a payment service that allows customers to transfer money from one bank account to another. Both are electronic payment systems that enable you to receive and send money. You can use a smartphone or an app to access either of the platforms online.
Because the two apps don't support money transfers, you can't directly send money from Zelle to Cash App and vice versa. Using a bank as a middleman for the transaction is the only way to complete the transfer.