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How To Get Money From Venmo Without Bank Account

Don't want to use a bank for withdrawing money from Venmo? Find out how to get money from Venmo without bank account.
how to get money from venmo without bank account

Venmo is an online payment service that allows peer-to-peer money transfers. Venmo services are available via a mobile app for Android and iOS cellphones.

Venmo works best with a bank account — you can add money to Venmo or withdraw money from the platform through a bank account.

However, nowadays, not having a bank account does not mean you can't bank through payment apps like Venmo — there are a couple of ways to get money from Venmo without a bank account and if you're wondering how, keep reading.

To address this issue, we've compiled this step by step guide on how to get money from Venmo without bank account.

Table of Contents

Can I Get Money From Venmo Without Bank Account?

Yes, you can get money from Venmo without bank account by apply for a Venmo debit card.

The Venmo debit card would let you withdraw funds from your Venmo account at ATMs within the country.

Also Read: How To Add Money To Venmo Without Bank Account

How to Get Money From Venmo Without Bank Account

Not having a bank account shouldn't stop you from withdrawing your money from Venmo.

You can still get money from Venmo if you don't have a bank account. All you'll need is a Venmo Debit Card to get started. The card works in the same way as other banks and credit union cards.

Here is how to get money from Venmo without bank account in 4 simple steps:

1. Confirm That You Are Eligible For The Venmo Debit Card

You are instantly eligible for the card if you are qualified to open a Venmo account.

There are a few guidelines and requirements you must have to create an account with Venmo.

Here are some of the things you need to open a Venmo Account:

  • You must be 18 years or more of age
  • You must be a legal resident in the US
  • Must have a USA cell phone and number that can send/receive SMS from short-codes. Make sure the phone number you use shouldn't be associated to another Venmo account.

2. Apply For the Venmo Debit Card Via The Mobile App

Once you must have opened and activated your Venmo account, you can then apply for a Venmo Debit card as follows:

  • Open the Venmo app and tap on "☰" icon towards the right side of the screen.
  • Select Venmo Debit Card from the drop-down menu. This will bring up the application form you'll need to fill out.
  • Provide your personal information such as contact address, contact number, social security number, date of birth, etc.
  • Attach government identity documents such as a driver's license, a passport from the United States, a DHS card, a Social Security card, a tribal ID card, and an ITIN assignment letter.
  • To finish the application, include clear photographs.

To prove that the identity documents belong to you, the photographs in them must be clear. One of the main reasons governments require financial institutions to verify the identification of people seeking for bank or credit card accounts is to prevent terrorism and other forms of crime from being funded.

Any delays in the system's performance are communicated to Venmo's users. Wait for official emails or notifications and only respond to them.

3. Wait For Your Venmo Debit Card To Reach You

It may take 10 to 15 working days for your debit card to arrive once you have completed the application and been accepted.

However, it is possible that the procedure will take longer. Before contacting Venmo customer service for updates, it's advised to wait two weeks.

4. Get the Money Using The Debit Card

Now you got the Venmo debit card, you can use it to make cash withdrawals at ATMs or cash out money over the counter now that you have it.

Also Read: How To Transfer Money From Venmo To Debit Card

Other Ways To Get Money From Venmo Without Bank Account

If using the Venmo debit card to get money from Venmo without bank isn't the best for you, then there are a couple of other ways to get money from Venmo without bank account.

1. Send Money to Other Users

Sending money to other Venmo users is another great way to get money from Venmo without bank account.

It is simple and straightforward since all you'll need to do is to find someone you know that uses the Venmo app and ask them if they are willing to receive Venmo money from you and repay you through physical cash.

Also Read: Can I Venmo Myself?

2. Direct Deposits

You may set up direct deposit with a Venmo account in the same way that you would with a bank account.

You must provide your company with the same information you would provide your bank—a routing and account number.

Once you've set up direct deposit, your paychecks will be placed into your Venmo account, and you'll be able to access those cash with your Venmo debit card.

3. Cashing a Check

Venmo is not only a payment service, but is also one of the best instant check cashing apps that allow users cash or deposit checks into their Venmo account balance as a way to add money to their accounts.

It does so by featuring a "Cash a Check" feature in the app that allow users cash checks online through the app.

This should be a great option for adding money to Venmo if you'd prefer using a check.

Also Read: How To Cash Third Party Check Online Instantly

How Long Do I Wait For The Venmo Debit Card?

Your Venmo Debit Card should come within 15 business days after you've been accepted. At present time, the card can only be mailed to a residential address.

If it has been more than 15 business days since you have not received your card, then consider contacting Venmo.

Can I Apply For More Than One Debit Card To My Account?

No, you cannot apply for numerous debit cards linked to the same account on Venmo. You also can't add another person's debit card to your Venmo account.

Can I Use the Venmo Debit Card Internationally?

The debit card cannot be used outside of the United States. The card can only be used in the United States.

The same is true for the Venmo App, which means that Venmo is only available to residents of the United States.

If you need to make international transactions, such as online purchases, you can open a PayPal account, which is managed by the same company as Venmo.

PayPal Cash Card is a debit card offered by PayPal. It is also a credit card issuer.

How Much Does It Cost To Apply For A Venmo Debit card?

It is completely free to apply for a Venmo debit card. In addition, unlike some other card issuers, there is no monthly fee for the card. Online purchases made with the card are also free.

However, there are charges connected with using a credit card. The ATM withdrawal cost, for example, is $2.50. You will be charged $3.00 if you withdraw money from a bank or other relevant institution over the counter.

If you use MoneyPass® ATMs in the United States, you can avoid paying withdrawal fees. You can get cash back if you buy goods and services from merchants who use the Maestro® or PULSE labels, depending on the merchant's involvement.

How To Withdraw Money From Venmo Without Card

To withdraw money from Venmo without card, you simply need to add your bank account details and withdraw your money directly from your bank account without hassle.

However, you will need to enter your bank account details directly in Venmo to complete the withdrawal.

How Can I Get Money Out of My Venmo Account?

You can either transfer money from your Venmo account to a linked bank account or cash out money using your debit card. It's also easy to send money through a conventional ACH transfer, although this may take up to three business days.


How do I withdraw money from Venmo without a bank account?

You can use your Venmo debit card at an ATM to deposit or withdraw money without having a bank account. Any ATM that accepts Mastercard, PULSE, Cirrus, or MoneyPass should accept a Venmo debit card.

Can you still receive money on Venmo without a bank account?

Yes, you can still receive money into Venmo without a bank account. Some methods, such as direct deposit, require that you have a Venmo debit card to receive the funds, though.

Final Thoughts On How To Get Money From Venmo Without Bank Account

Venmo is a popular payment service that allow users send and receive payments.

Not using a bank account shouldn't stop you from getting money from Venmo — there are a couple of options to get money from Venmo without a bank account.

Thankfully, this article compiles the best ways to get money from Venmo without bank account.

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About the Author

Hi everyone, I'm Tebid Kelly! Shopping is my passion, and I'm known for scoring the best deals and navigating the online shopping world with ease. With years of experience using various digital payment apps like Apple Pay, Google Pay, Cash A…

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