The most straightforward way to transfer money from your ReliaCard to Cash App is by linking the card directly to Cash App and using it as a payment method for your transactions through the app.
In some cases, Cash App's limited support for prepaid cards like the ReliaCard makes this process really complicated, and you'll have the alternative of using a linked bank or withdrawing the funds first at an ATM, then add it to Cash App.
How to Transfer Money From ReliaCard to Cash App Step by Step
When I tried linking my ReliaCard to Cash App, the card got rejected twice, and when I insisted for the last time to no avail, I quickly understood that Cash App does not support the card. So what I did was use my linked bank account to withdraw $50 from my ReliaCard (through an ACH transfer) and later added to Cash App, which worked. So let me show you how I came about doing this in three simple steps.
Step 1: Transfer Money From ReliaCard to a Linked Bank Account
The first thing you'll want to do is get the money from your ReliaCard. You can do this by either withdrawing to your linked bank account (as I did) or withdrawing at an ATM.
Since I withdrew the funds to my bank account, I'll use this route for the purpose of this guide.
- Log in to your account on the U.S. Bank ReliaCard website or mobile app.
- Tap "Card to Bank Transfer".
- Enter your external bank's routing number and account number.
- Enter the transfer amount (leave a small buffer if fees apply) and confirm.
Step 2: Link a Bank Account to Cash App
If you don't have a bank account linked yet, it's a good time to link one to your Cash App (if at all you don't want to have to withdraw the funds at an ATM).
To do so:
- Open Cash App on your phone.
- Tap your profile icon in the top-right corner of the home screen.
- Select Linked banks.
- Tap Link bank or Link debit card.
- Complete the prompts to link your bank to Cash App.
Step 3: Transfer Money From Bank Account to Cash App
The last step to take will be to add the money to your Cash App account.
To do so:
- Open Cash App on your phone.
- Tap the Money tab on the bottom left corner.
- Tap Add Cash.
- Enter how much you want to add from your bank (probably should be the amount from the ReliaCard transfer).
- Tap Add.
- Enter your PIN or use your biometric ID to confirm the transaction.
How Long Does it Take to Transfer Money From ReliaCard to Cash App Using a Linked Bank Account?
ReliaCard to bank transfers can take up to 3 business days to complete since it is an ACH transfer. So with that taken into consideration, the overall transfer can take up to 4 business days for the funds to settle in your Cash App account balance.
Final Thoughts
Cash App does not support ReliaCard in most cases, and you'll have to use a linked bank account if you want to transfer money to your Cash App balance.
I've outlined the steps I used to transfer $50 from my ReliaCard to my Cash App balance in this guide and explained what to expect at each step.
Frequently Asked Questions on How to Transfer Money From ReliaCard to Cash App
Can I link my ReliaCard via Plaid on Cash App?
No, you cannot link your ReliaCard to Cash App through Plaid because it does not use an online banking framework that allows you to use your ReliaCard login details to log in to Plaid unlike with bank accounts. In short, Plaid does not support the ReliaCard.
Why did my card get blocked after trying to transfer to Cash App?
U.S. Bank monitors accounts for rapid velocity triggers. If you immediately try to transfer all the funds from your ReliaCard to Cash App, their fraud detection system may temporarily disable the card.
