You can get money off a virtual Visa card by linking the card to a service like PayPal or Venmo, then sending the money to another PayPal account before you withdraw it from PayPal.
It is a lengthy process, and of course, you have a faster alternative like spending the balance directly on everyday needs.
How To Get Money Off A Virtual Visa Card
When you purchase or receive a gift card, it’s always useful to know how to cash out the remaining balance if you don't plan to use it, and statistics have shown that this is usually where the problem lies.
According to data from a gift card survey, 2 out of 5 (43%) Americans have left at least one gift card unused, with an average unused value of $244 per person.
Think about it—that’s a significant amount of money that could go to waste. Fortunately, there are proven ways to get money off an unused virtual Visa card and put that balance to better use.
So to tackle this, you can use any of the methods below.
Getting money from a virtual Visa card is usually tricky, as this one lacks the flexibility of traditional bank cards, especially when it comes to withdrawing funds.
That said, you can only rely on a few working methods I've listed below, which will serve you well.
1. Use PayPal or Venmo
Using PayPal and Venmo to withdraw money from your Visa card is probably the best method you have, and this method works best if you have two PayPal accounts (or just use a friend or relative's account as the second account).
Say, for example, you want to use PayPal; what you'll have to do is link your virtual card to one PayPal account, transfer the money to the second PayPal account balance. From there, you should be able to withdraw money from your PayPal balance to your bank account.
That said, in three simple steps, you'll have to:
- Add your Visa card to one PayPal account.
- Transfer the money to the other PayPal account.
- Withdraw the money from PayPal to your bank account.
If you are scared of holding two PayPal accounts, know that PayPal allows you to hold two accounts if one is a personal account and the other is a business account. But if you can't own these two accounts (especially the business account), you can just have a friend help you out.
I had to use this method once back in 2025 with my friend and colleague Efang Brandon, who needed to withdraw money from the virtual card he got from Wise.
2. Spend the Balance on Everyday Needs
You can use your virtual card for your everyday needs. Many online stores and billing services now accept virtual card payments, so it shouldn't be much of a hassle to find a place to use your card.
Say you want to get a book from Amazon (oh yeah, I love reading); you can simply use your virtual card instead of using your regular payment method, and the same goes for bill payments.
How Do I Transfer My Virtual Visa Card To My Bank Account?
You cannot directly transfer money from a virtual Visa card to your bank account since most, if not all, virtual cards do not support transfers to bank accounts.
Can You Transfer Money From Virtual Visa Card To Cash App?
Cash App is very selective with the type of cards they accept, and they definitely do not accept virtual cards at the moment.
Final Thoughts
Virtual cards offer a convenient way to shop online securely. Loading money onto a virtual card is very easy, as virtual card providers offer many top-up methods for their virtual cards.
Getting money off a virtual Visa card can be tricky, but possible if you follow the right methods. I've outlined above the best ways to get money off a virtual Visa card without hassle.
All you need to do is choose the method that's easiest for you to use to get money off your virtual Visa card.
