Chime doesn't directly work with Netspend.
I mean, there's no option (or let me say button) to link Netspend to Chime and make direct money transfers between the two apps—I guess, you already know that.
But there's still a way to transfer money between these two apps, and this guide compiles all the steps you need to take to make sure that the transfer goes on without hassle.
Can I Transfer Money from Netspend to Chime?
Yes, you can transfer money from Netspend to Chime without hassle.
There are two ways out here—you can use your Chime routing and account number or simply just use PayPal as a bridge.
Of the two, using your Chime routing and account number is what Chime itself recommends, as it is the third way Chime advises to add money to your Chime account.
That said, I'll prioritize this method so it can be convenient for anyone looking to make the transfer.
How to Transfer Money from Netspend to Chime
Transferring money from Netspend to Chime is an easy process, and what you'll typically need to do is get your Chime routing and account number, link it to Netspend, and send money from Netspend to your Chime account.
So let's get into the steps:
Step 1: Find Your Chime Account and Routing Number
First things first, you need to find your Chime routing and account number. You can do this either from the Chime app or through the Chime website.
To do so:
- Log in to your Chime account.
- Go to the Profile tab.
- Tap "Account Info" and you should see your account number and routing number.
Once you've got the two sets of numbers, you can proceed to the next step.
Step 2: Link Your Chime Account to Netspend
The next thing to do now is to link your Chime account to Netspend.
Netspend's Send Money feature lets you link virtually any US bank account to your account. For sure, Chime is not a bank, but the accounts it does offer are from its banking partners The Bancorp Bank, N.A., and Stride Bank, N.A., which are established US banks.
So just go to the Send Money feature of your Netspend account and link your Chime account through its routing and account numbers.
Step 3: Transfer Money from Netspend to Chime
Now that your Chime account has been linked to Netspend, it is time to transfer the funds. You will still be doing it through the Send Money feature, and you can proceed as follows:
- Still in the Netspend app or Online Account Center, select "Move Money".
- Tap "Send Money" and select your Chime account.
- Enter the amount you want to send, confirm the details of the transfer, and send the money.
That's how you get to transfer money from Netspend to Chime. If you notice, it is more like transferring money from Netspend to a bank account.
If you weren't able to associate your Netspend account with your Chime account, here are some other methods to use.
Alternative Method to Transfer Money from Netspend to Chime
Another great way to transfer money from Netspend to Chime is to use PayPal as a bridge for the transaction.
You'll first need to link your Netspend card to PayPal and send funds to PayPal.
Next, you'll have to transfer the money from PayPal to your Chime bank account.
You must, however, link your PayPal account to your Chime bank account.
Before even using this method, you should know that it can take longer since it involves three parties. Transferring money from PayPal to a bank account might take up to 5 days, so you should be aware of that.
Netspend to Chime Transfer Limits
There are transfer limits when moving money to your Chime account.
ACH transfers to the Chime spending account are limited to $10,000 per calendar day and $25,000 per calendar month, according to the official Chime statement.
However, there is no limit to the number of transactions that can be made per day.
How Long Does it Take to Transfer Money from Chime to Netspend and Vice Versa?
It should take 1 to 3 business days for your money to transfer from your Netspend account to your Chime account. It is more like a regular bank transfer, so you'll have to wait for up to three days for your money to reflect on Chime.
Do I Need My Flashpay ID to Send Money from Netspend to Chime?
No, you won't need your flashpay ID to send money to Chime, but you will need your netspend debit card to fill out the necessary details mentioned above.
The Flashpay ID is used to send money to friends and coworkers, while the NetSpend debit card is required to make purchases in stores, on the internet, or at ATMs.
Can I Transfer Money Worldwide With a Netspend Account?
Yes, Netspend can be used internationally.
You can transfer money from your Netspend card to an international bank account by linking it to your PayPal account.
In this situation, your foreign transactions will be funded by the Netspend card.
Furthermore, Netspend playing cards are accepted anywhere that accepts a debit Visa or Mastercard.
Additionally, Netspend and Western Union provide the Western Union® Netspend® Prepaid Mastercard®, which allows you to use their services everywhere.
It's a fantastic way to send money over the world. Netspend also allows you to send money to other Netspend users all around the world.
It is important to remember, however, that Netspend does not support bank transfers. You can, however, recharge your Netspend account using a bank account by linking it to your bank account.
Does Netspend Charge Fees for Money Transfers?
Netspend is a business, and in order to earn a profit, it must charge fees.
You may be charged fees when transferring funds from Netspend to other payment systems, just as you are when transferring money from Chime to a cash app or any other comparable online wallet.
Money transfers from one Netspend account to another, on the other hand, are free.
Netspend is a good alternative if you have a lot of friends and family to whom you need to send money frequently.
Furthermore, when Netspend clients transfer funds to a PayPal account, they will not be charged any fees.
It's simple to transfer money from one Netspend account to another.
All you need is the recipient's name and their FlashPay ID. After that, go to your Online Account Center and type in their name, FlashPay ID, and the amount you want to send.
Even while Netspend appears to offer free money transfers, there are additional charges.
It costs $2.50 to withdraw money from an ATM. Balance Inquiry at ATM or Telephone Automated Service costs $0.50, while cash reloads cost $3.95.
A live customer service contact fees $0.50, while inactivity fees $5.95 per month after 90 days with no transactions.
Frequently Asked Questions
How do I transfer money from Netspend?
Simply log into your Online Account Center, enter their name, FlashPay ID, and the amount you want to send, and that's it! To receive money, your friends and family just need your name and FlashPay ID, which you can find in your Online Account Center.
How can I transfer money instantly to Chime?
Chime instant money transfer is available the first time you add money to your Chime Checking Account. All you have to do is link an external bank account, and add your debit card number, then you'll be able to add at least $200–instantly.
Can I transfer money from Netspend to another card?
Yes, you can. To transfer money from one NetSpend card to another, you need the other person's name and their FlashPay ID. Simply log into your Online Account Center, then enter their name, FlashPay ID, and the amount you want to send.
How long does it take to transfer money to Chime?
You can set up the transfer with the sending bank, and the receiving bank will receive the transfer after about 2 or 3 business days (the timing will depend on the bank and whether you are transferring money locally or internationally).
Final Thoughts on How to Transfer Money from Netspend to Chime
Netspend is a great money transfer platform that allows you to send and receive money.
You may transfer money from Netspend to your Chime account to better manage your funds.
Netspend wouldn't be available for most Chime accounts users.
In this case, you might want to use an alternative method to transfer money from Netspend to Chime and vice versa.
One of the most convenient ways to move money from Netspend to a Chime bank account is using PayPal. Transferring money from one Netspend account to another is simple and free.
