The world is getting more and more decentralize and the need for transferring money from one account to the next is becoming more and more crucial to ensure a healthy financial.
If you own an account with Chime and Cash App, and are looking to transfer money from Chime to Cash App, then you've come to the right place.
Chime is an online bank based in the United States that offers fee-free financial services via a mobile app. It is one of the largest banks in the United States, with millions of customers. If you have a Chime bank account, you can transfer money to other banks' accounts or mobile wallets like Cash App.
Just as easy as it is to transfer money from Chime to PayPal, it is equally easy to send money from Chime to Cash App.
However, a direct process isn't possible since both apps don't integrate.
Thankfully, there's an indirect method to transfer money from Chime to Cash App which is by using the the Chime account and routing number.
It might be confusing at a first glance, but it is a very easy and straightforward process.
To help you out, we've compiled a step by step process to transfer money from Chime to Cash App.
Table of Contents
What is Chime?
Chime is an online bank based in the United States that offers fee-free financial services via a mobile app. It is one of the largest banks in the United States, with millions of customers.
Because it does not have a physical presence, Chime Bank functions entirely online. Users can access their accounts online and conduct numerous transactions using their mobile phones or desktops.
You can use it to deposit checks, transfer money, pay bills, and pay your workers, among other things. Online banks save a lot of money that would have otherwise been spent on renting physical branches. To administer the company online, one central office is sufficient.
What is Cash App?
Cash App is a mobile wallet as well as an online financial institution. It's a Square peer-to-peer app that lets you transfer and receive money amongst friends and family. You may pay bills for electricity, water, internet, and rent, among other things, with the Cash App.
A debit card, credit card, or even a bank account can be used as a funding source for your Cash App account. This is why a money transfer from Chime to Cash App is simple and fast.
Can You Send Money from Chime to Cash App?
Yes, you can transfer money from Chime to Cash App.
While Chime does not directly integrate with Cash App, you can consider using the Chime debit card, its account and routing number to transfer the funds, or use your bank account as a bridge.
Also Read: How To Transfer Money From Cash App To Chime
How to Transfer Money from Chime to Cash App
As earlier mentioned, you cannot directly transfer money from Chime to Cash App since neither of the apps offer a feature that lets users link accounts on the two platforms.
With that said, the only ways to transfer money from Chime to Cash App is by using the Chime debit card or using the Chime routing and account number.
1. Use the Chime Debit Card
The Chime debit card is a Visa debit card offered by Chime to account holders for easily using their account to their financial transactions anywhere Visa debit card payments are accepted.
Cash App supports a wide variety of cards of which the most supported cards on the platform are debit cards — meaning, you can link your Chime debit card to Cash App and use it as a funding source for your transactions with Cash App.
With that said, to transfer money from Chime to Cash App you'll need to link your Chime debit card to Cash App, which can be done as follows:
- Open Cash App on your mobile phone.
- Tap on your Profile icon in the upper right corner of the screen.
- Tap "Linked Banks."
- Tap "Link Debit Card."
- Enter your Chime debit card information where required.
- Click "Link Card."
After you must have linked your Chime debit card to Cash App, transferring money from Chime to Cash App shouldn't be necessary since you should be able to use your Chime debit card as a funding source for your transactions through Cash App.
Also Read: How To Transfer Money From Netspent To Chime
2. Use Chime's Routing and Account Number
Chime is one of the best online banks that offers the most convenient banking experience out there.
Chime offers a routing and account number, which can be used by customers to transfer money conveniently from one account to the next.
Cash App allows users link external bank accounts to their account through routing and account numbers, and you can link your Chime account to Cash App through these numbers.
To link Chime to Cash App:
- Open Cash App on your phone.
- Tap the Profile Icon on your Cash App home screen
- Select "Linked Banks."
- Tap "Link Bank."
- Follow the prompts (you might be required to provide your Chime routing and account numbers in the next steps).
After linking Chime to Cash App, you should be able to transfer money from Chime to Cash App through the Add Cash feature of Cash App as follows:
- Tap the Money tab on your Cash App home screen.
- Tap "Add Cash."
- Choose an amount.
- Tap "Add."
- Use Touch ID or enter your PIN to confirm.
Alternatively, you can use your linked Chime bank account as a funding source for your transactions through Cash App.
3. Use Your Bank Account As A Bridge
If the aforementioned methods didn't work out for you, then the best option you have is to use your bank account as a brige to transfer money from Chime to Cash App.
In this case, you'll need to make sure that your bank account is linked to both Cash App and Chime.
After linking your bank account to Cash App and Chime, the next thing to do will be to move funds from one account to the next in the order; Chime >> external bank account >> Cash App.
To transfer money from Chime to your external bank account:
- Log in to your Chime app.
- Select "Move Money."
- Select "Transfers."
- When you are prompted, enter the login credentials for your other bank (your external account).
- Transfer the funds.
Once you transfer the funds, the money should take 3 to 5 business days to arrive into your bank account.
The next thing to do will be to transfer money from your bank account to Cash App through the "Add Cash" feature of the app
Remember, your bank account needs to be linked to Cash App.
To transfer money from your bank account to Cash App:
- Tap the "Money" tab on your Cash App home screen.
- Press "Add Cash."
- Choose an amount.
- Tap "Add."
- Use Touch ID or enter your PIN to confirm.
After completing the steps, the funds should be loaded on your Cash App account. This is one of the best ways to add money to Cash App balance.
Also Read: Does Chime Work With Venmo?
How To Transfer Money From Chime To Cash App Without Debit Card
You can transfer money from Chime to Cash App without debit card by using Chime's routing and account numbers as shown earlier.
This way, you won't need to use your Chime debit card as a medium for the transfer.
Simple put, to transfer money from Chime to Cash App without debit card:
- Make your two accounts (Chime and Cash App) are in good standings.
- Link Chime to Cash App through the routing and account numbers.
- Transfer money from Chime to Cash App without using the debit card.
Also Read: Does Chime Work With Zelle?
How Much Can I Transfer From Chime To Cash App?
The amount you can transfer from Chime to Cash App depends on the transfer limit that each platform has.
Chime, allows customers transfer up to $10,000 per day and $25,000 for most customers, meanwhile Cash App allows users receive up to $1,000 within any 30-day period.
Though we've not found pertinent results upon our research on how much you can transfer from Chime to Cash App, we'll recommend you stay within Cash App's transfer limit to avoid your account from getting flagged.
How Long Does It Take To Transfer Money From Chime To Cash App?
The time it takes to transfer money from Chime to Cash App depends on the method you use; — if you use the Chime debit card, the Chime to Cash App transfer might be almost instant. On the other hand, if you use Chime's routing and account number, then the transfer can either be instant or can take 1 to 3 business days to complete.
However, if you use a linked bank account to transfer the funds, then the transfer might take 3 to 5 business days to complete.
Chime Card Not Supported On Cash App
If your Chime card isn't supported on Cash App, I'll recommend using your Chime routing and account number to link Chime to Cash App and transfer the funds.
However, if that doesn't still work for you, then using your bank account as a bridge might be the best way to proceed.
Send Money from Chime Account Worldwide
You can use your Chime account to send money to friends or relatives anywhere in the world, but this can only be done indirectly.
Chime does not accept wire payments, but it does accept money transactions through Wise, Xoom, and MoneyGram.
You should compare different service providers because each one charges a different fee for the transaction. This is how you send money to a bank account in another country:
- To begin, transfer funds to the service provider's account.
- Wait for them to send it to the recipient's bank account.
Obviously, the transaction will be completed in accordance with the current exchange rate between US dollars and the local currency.
What to Know About Chime Bank
Chime is a private American company founded in 2013 by Chris Britt and Ryan King.
Chime gained a large number of users immediately as an online banking application that offers free financial services.
There are no physical branches on Chime. It functions similarly to the US Bank or the Bank of America. Chime also doesn't charge an overdraft fee or a monthly fee.
Account holders just need to download the Chime app on their Android or Apple phones, open an account, and then utilize the banking services without incurring any additional fees.
The headquarters of Chime are in California. It presently has 8 million account holders, with that figure continues to grow exponentially since 2020.
What to Know About Cash App
An account on Cash App might be verified or unverified. The maximum amount you can send per week is $250 for unverified Cash App accounts, and the maximum amount you can receive in 30 days is $1,000.
Unverified information such as your full names, physical address, and Social Security number can be found in such a Cash App account. The maximum amount you can send in a week for verified accounts is $2,500.
For better transactions, here's how to create a verified Cash App Account.
Frequently Asked Questions
Can you transfer money from Chime to bank account instantly?
No, you can't transfer money from Chime to your bank account instantly. Chime to bank transfers usually take 3 to business days.
How do I instantly withdraw from Chime?
You can instantly withdraw money from Chime by sliding the card into an ATM that supports the service.
How do I transfer money from my bank account to the Cash App instantly?
Transferring money from your bank account account to Cash App is usually completed the same day, except there's an issue that delays the transfer.
How long does it take to transfer money from Cash App to Chime?
The time it takes to transfer money from Cash App to Chime depends on the method you use. It can be an instant transfer or can take 1 to 5 business days.
How long will it take if I send from Chime to another bank account?
Chime transfers to external bank account usually take 3 to 5 business days to complete.
Final Thoughts on How to Transfer or Send Money from Chime to Cash App
If you have access to a tablet, computer, or smartphone, transferring money from Chime to Cash App is simple.
Chime is one of the best banks that don't use ChexSystems to open an account before you may transfer money. MoneyGram, Xoom, and TransferWise are examples of services that can be used to make the exchange.
Hopefully, we have provided you with all of the information you need to send money from Chime to Cash App.
How did the transfer process go? Let us know in the comments section or in our Telegram Forum.