With the world gradually turning into a digital era, the need for moving funds from one account to the next is becoming more than crucial for a healthy financial, and if you're dealing with two financial giants such as Chime and PayPal, knowing how to transfer money from Chime to PayPal can be a crucial skill for managing your finances through these platforms.
Chime is a FinTech company that offers online financial services through its mobile app and web platform.
The Chime checking account, one of the popular checking accounts in the market is known for its convenience and money management tools.
While Chime offers convenient financial services, having your funds transferred to a popular payment service provider such as PayPal will make the funds even more flexible.
With that said, if you're looking for a way to transfer money from Chime to PayPal, then you're at the right place.
To help you out, we've compiled the best ways to transfer money from Chime to PayPal without hassle.
Table of Contents
Can I Transfer Money From Chime To PayPal?
Yes, you can transfer money from Chime to PayPal, though not directly.
While Chime and PayPal both offer great financial services, they don't, however, integrate — making a direct transfer through the apps impossible.
However, there are some indirect ways to transfer the funds, which we'll see later.
Also Read: How To Transfer Money From Chime To Cash App
How To Transfer Money Money From Chime to PayPal
As earlier mentioned, a direct transfer of funds from Chime to PayPal isn't possible, since the two platforms don't integrate.
In this case, we can only rely on indirect methods, which include; using your Chime debit card, using Chime's routing and account number, and using a linked bank account to transfer money from Chime to PayPal.
Method 1: Use Your Chime Debit Card
Chime is one of the best online banks that offer instant debit cards to customers as soon as they open their bank accounts with the platform.
With that said, if you already have a Chime checking account, then you should have access to your Chime debit card.
By linking the Chime card to PayPal, you should be able to use the card as a funding source for your PayPal transactions — and transferring money from the Chime card to PayPal wouldn't be a big necessity.
To link your Chime debit card to PayPal:
- Log in to your PayPal account.
- Click on the "Wallet" tab.
- Select "Link a credit or debit card" and enter Chime debit card details.
- Finally, tap "Link card."
Method 2: Use Your Chime Routing And Account Number
Chime has a routing number and account that allows customers to transfer funds from one account to the next.
PayPal allows users to link their bank accounts manually through the routing and account numbers of their accounts — meaning, you can link your Chime checking account to PayPal through this process.
To link your Chime checking account to PayPal:
- Log in to your PayPal account.
- Go to "Wallet."
- Click "Link a bank."
- Try searching for Chime and if it doesn't show up, select "Link your bank another way."
- On the next page, you'll be required to provide your bank account details including its routing and account number.
- Once you're sure everything is okay, click on the "Agree and Link" button.
Keep in mind that this linking process can take 2 to 3 business days.
After you must have linked your Chime checking account to PayPal, you can now transfer money from Chime to PayPal as follows:
- Go to the "Wallet" section from your PayPal dashboard.
- Tap "Transfer Money."
- Tap "Add money to your balance."
- Select your bank and enter the amount you want to transfer.
- Finally, tap "Add."
After completing the aforementioned steps, the transfer should take 3 to 4 business days to go through and show up in your PayPal account.
Also Read: How To Transfer Money From Netspend To Chime
Method 3: Use A Linked Bank Account
Using a linked bank account as a bridge is one of the best ways to transfer money from Chime to PayPal.
Though this method might take longer to complete, it's the best way to proceed if the other methods above didn't work out for you.
In this case, you'll need to make sure that your bank account is linked to both Chime and PayPal.
Chime makes linking an external bank account to your Chime account even easier through the following steps:
- Log in to your Chime app.
- Select "Move Money."
- Select "Transfers."
- When you are prompted, enter the login credentials for your other bank (your external account).
After linking your external bank account to Chime, you'll be able to transfer funds from Chime to your bank account, which takes 3 to 5 business days to complete.
Once the funds arrive in your bank account, then you might want to consider transferring the money from your bank account to PayPal, through the steps shown above, which roughly takes 3 to 4 business days.
How Long Does It Take To Transfer Money From Chime To PayPal?
The time it takes to transfer money from Chime to PayPal depends on the method you use.
For instance, if you use the Chime debit card method, then the transfer should be instant, and if you're using Chime's routing and account number, the transfer should take between 2 to 4 business days.
On the other hand, if you're using a linked bank account, then a complete transfer of funds from Chime to PayPal should take between 2 to 5 business days to go through.
Frequently Asked Questions
How do I transfer money from Chime instantly?
You can transfer money from your Chime account to another Chime user instantly. Additionally, you can transfer money from Chime to your debit card instantly.
How to transfer money to PayPal?
Ask the recipient payment details such as personal link, username, or email to transfer them money through PayPal.
Can I send money on PayPal without linking a bank account or card?
No, you don't necessarily need a bank account or debit card to transfer money to other PayPal users.
Can I receive money on PayPal without linking a bank account or card?
Yes, you can receive money on PayPal without having to link your bank account or debit card to the app.
Is there any limit of Chime to PayPal transfer?
If any limit is to be applied to a Chime to PayPal transfer, then it should be the combined transfer limit of the two platforms. Consider checking them out anytime you need to move funds between the two apps.
Final Thoughts: How To Transfer Money From Chime To PayPal
We must use some indirect methods to send money from Chime to PayPal because there is no direct method to complete the transfer.
Although they may appear difficult at first glance, the majority of these methods are simple to follow and quite effective.
If you have any problems following these steps, please let us know in the comments section below. Furthermore, please feel free to share any other methods you may have to complete this transfer.