Does Chime Work With Venmo?

Chime does work with Venmo. Here's how to link Chime to Venmo and transfer money between the two apps.
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does chime work with venmo

Yes, Chime does work with Venmo.

You can link Chime to Venmo either through your Chime debit card or by linking your Chime bank account (with Plaid Verification) to the Venmo app.

How To Link Chime With Venmo

There are two ways to link Chime to Venmo.

The first way to link Chime to Venmo is by entering your Chime bank account details into the Venmo app. In this case, you can say you are linking your Chime bank account directly to Venmo.

The second way to link Chime to Venmo is by entering your Chime card details in the Venmo app. This way, you can say you are linking Chime to Venmo indirectly via a debit card.

Let's see how to go through with the two ways.

Method 1: Linking Chime to Venmo Directly (Using Your Chime Bank Account)

This method lets you link your Chime bank account directly to Venmo.

The method is similar to adding a bank account to Venmo.

Here's how to link Chime to Venmo using your Chime account details:

  • Go to the "Me" tab by tapping your picture or initials
  • Tap the Settings gear in the top right, then "Payment Methods."
  • Tap "Add a bank or card..." and then select "Bank."
  • Select your preferred verification method (instant or manual verification).

Method 2: Linking Chime to Venmo Indirectly (Using Your Chime Card)

This method lets you link your Chime account to Venmo indirectly.

In this case, you will be adding your Chime card to Venmo.

Here's how to link Chime to Venmo using your Chime card:

  • Go to the "Me" tab by tapping your picture or initials
  • Tap the Settings gear in the top right, then tap "Payment Methods."
  • Tap "Add bank or card..." and then tap "Card."
  • Add your Chime card information manually or with your phone's camera

How To Transfer Money From Chime To Venmo

The best way to transfer money from Chime to Venmo is by using a linked bank account as a bridge for the transaction.

However, you can also transfer money from Chime to Venmo by linking your Chime bank account to your Venmo account. Once linked, you can add money to Venmo from your Chime account.

To do so:

  1. Open your Venmo app and go to the menu by tapping on the "☰" icon.
  2. Select "Manage Balance" from the list of options (Keep in mind that this option is visible only when you have applied for and received a Venmo Debit Card).
  3. Next, tap "Add Money" (move money to your Venmo account).
  4. Enter the amount you want to transfer and confirm.
  5. Choose the Chime bank account from which you want to transfer money.
  6. Review details and tap "Add Money".

How To Transfer Money From Chime To Venmo Instantly

If you have a friend or relative with a Venmo balance, you can ask them to send the amount you need and pay them from your Chime Bank account (only if they have a Chime Bank account).

How To Transfer Money From Venmo to Chime

You can withdraw money from Venmo to Chime either instantly or within 3 business days. Usually, transfer time depends on whether you are withdrawing to your Chime debit card (instantly) or directly to your Chime account (1-3 business days).

To do so:

  1. Go to the Me tab in the Venmo app.
  2. Tap the "Add" or "Transfer" button under "Wallet" (some users may see Manage instead)
  3. Enter or edit the amount you want to transfer from Venmo to your bank
  4. Select your transfer method ("Instant" or "1-3 biz days") and take note of any fees applied
  5. Confirm your transfer details by tapping the green "Transfer" button

Are There Fees for Using Venmo With Chime?

Chime does not charge a fee for instant transfers. Venmo, on the other hand, charges a 1.75% fee of the total amount transferred instantly.

Does Chime Work With Venmo Instant Transfer?

Yes, Chime does work with Venmo instant transfer only if your Chime debit card has been properly linked to the Venmo app.

Is Venmo Safe to Use With Chime?

Yes, using Venmo with your Chime account is usually safe, though, as with everything online, you should exercise caution and not give away your login credentials or security codes when they text them to you.

Venmo is owned by PayPal, and it's as safe as any other online payment platform in most situations.

Final Thoughts

Chime and Venmo are two financial apps that offer financial services through a mobile platform.

Chime is an online bank and can be linked to Venmo as a funding source.

Once Chime is linked to Venmo, you will be able to transfer funds from Chime to Venmo and from Chime to Venmo.

About the author

Tebid Kelly
Tebid Kelly is a digital payments and online shopping writer with 5+ years of hands-on experience researching and using payment apps and e-commerce services. His practical insights and editorial work have been published across LinkedIn, Quora, Teleg…

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