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How to Get Money Off Netspend Account Without Card [5 Easy Ways]

This article compiles 5 easy ways to get money off your Netspend account without card.
get money off netspend account without card

Netspend is a prepaid debit card and we all know how prepaid debit cards are widely used in this century. In fact, the figures identifying the number of users keep on increasing as prepaid debit cards eliminate the need for having a bank account to complete purchases. Knowing how to get money off Netspend account without card can be a great way to get your money handy when situations arise.

Netspend is one company that makes getting an FDIC-insured prepaid debit card easier for individuals and businesses. Netspend, which is sometimes marketed as a financial or money management tool, offers appealing advantages to its customers. Plastic appears to be king, with over ten million Netspend customers.

However, there are situations when you require cash but do not have your Netspend card at hand. It happens, but don't get too worked up about it. You can withdraw money from your Netspend account without using your card.

You can transfer the money to another Netspend users to get money off Netspend account without card. You can also transfer the money to your bank account using a PayPal as a bridge to complete the transaction.

That said, in this article, I will show you how to get money off Netspend account without card most especially in situations when you don't have your card handy.

5 Ways to Get Money Off Netspend Account Without Card

If a situation arises when you need money found in your Netspend card but do not have the card with you, you can still cash out or withdraw the money found in the card.

Below are 5 ways to get money off Netspend account without card:

1. Transfer to Another Netspend Account

Transferring the funds to another account holder is a great wat to get money off your Netspend account without your card. If you need money right away from your Netspend account, you can transfer funds or send the money to other Netspend account holders.

You can transfer money to a trusted family member or friend who is also a Netspend user (or an ACE Elite, Control, or Purpose cardholder) via your online account or the Netspend app on your phone. The money could then be handed to you by a trustworthy friend or family member.

You may also require the following items in order to send money to other Netspend users:

  • Name of friend or family member
  • FlashPay ID (This can be found in your online Netspend account portal)

You can deposit money from any U.S. bank into your Netspend account as a Netspend account holder, but not the other way around. Although Netspend accepts incoming funds, there are several requirements to meet before moving or sending funds out.

2. Transfer to a Bank Account (Using PayPal)

Netspend is a very advanced payment tool  you may even fund your Netspend account with money from your bank account and debit card. Unfortunately, Netspend does not support the inverse of the same. Though you can't directly transfer funds from Netspend to a bank account, you can however use indirect methods to transfer money from your Netspend account to your bank account.

You may need your Netspend account and routing number to link your account to PayPal.

However, there is a workaround for getting money out of your Netspend account and transferring it to your bank account. You'll need access to your PayPal account for this. If you don't have a PayPal account, you can easily create a verified PayPal account with this guide.

Transfer funds from your Netspend account to your PayPal account. You can also have the money returned to your bank account after receiving the money through PayPal.

And there are a few things you should know before you start.

We recommend that you do not transfer a large amount of money if you have created a new PayPal account solely to transfer money. Otherwise, your funds will be placed on hold.

If you need the money in your bank account right away, you'll have to wait 3 to 5 days. Because money transfers from PayPal to a bank account are not instant, it takes three to five business days for the funds to appear in your account.

This way of withdrawing funds from your Netspend account will be free of charge. However, you will have to wait a few days for the funds to arrive in your account.

For convenience, here's how to transfer money from Netspend to PayPal and Netspend to Cash App.

3. Use Virtual Account Number

Virtual Account Numbers are a convenient way to make payments to a well-known platform that doesn't appear to be very secure in terms of providing access to Netspend card numbers and other personal information. It can be used as a substitute for the Netspend card on occasion.

Users can generate a Virtual Account number for a specific payment in certain situations. A Virtual Account number is similar to a one-time use account number that cannot be used for any future transactions. This is the ideal option for people who do not wish to give the receiver their account information.

Here's how to generate a Netspend virtual account number:

  1. Login to Netspend via the mobile app or website
  2. Go to Netspend account center
  3. Find Virtual Account Number
  4. Use the new account number

When asked for your Netspend card number, you can now enter the new virtual account number. Other information, such as the expiration date and CVV, can be found on the same virtual card.

4. Request a Check

Requesting a check from the Netspend support team is another option to get money off your Netspend account without using your card. However, it should be noted that this method is typically used when a user wishes to close their account. You can also use it to withdraw funds from your Netspend account.

All you have to do now is contact Netspend's customer service team, and you'll be good to go.

Here's how to request a check from Netspend support team:

  1. Call Netspend Support
  2. Request a Check
  3. Receive the Check

5. Use Third-Party Services

You can use your Netspend card or account information to make a payment from Netspend. However, there is another way to pay using your Netspend account.

You can pay merchants using third-party services like MoneyGram and ExpressPayment. Before you can make a payment, you'll need to check with the online store or merchant to see if services like MoneyGram and ExpressPayment are accepted.

If the shop accepts these third-party payment methods, you'll be able to get money off your Netspend account without the card.

Final Thoughts on How to Get Money Off a Netspend Account Without Card

Having a Netspend account has its benefits, but it also has its drawbacks. Netspend accounts can accept payments without restriction, but sending money to different payment systems has limitations.

Netspend users can transfer money to one another without using cards within the system. You may also get money off your Netspend account without card by transferring the funds to a bank account linked to a PayPal account. Whether you have a card or not, these are useful facts to carry in your back pocket.

This article compiles 5 ways to get money off a Netspend account without card. You'll surely find a method that suits you from here.


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Graphic Designer, Web Developer, Ethical Hacker, Programmer, Content Creator is what I am and over all a Biochemist with an aim of bypassing all restrictions that separate me from my objectives.

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