Transferring money from ReliaCard to bank account is possible but how long does it take to transfer money from ReliaCard to bank account?
Every person in the world's most successful nation deserves an equal opportunity to pursue happiness.
No one can be convenient with overdue bills.
But when you're unemployed, that's exactly what might happen.
For example, many people lost their jobs as a result of the COVID-19 pandemic's economic depression.
The US Department of Labor conducts a joint state-federal program that gives cash benefits to qualifying workers to help cushion the unemployed population.
To be eligible for unemployment benefits, you must have lost your job due to no fault of your own.
To begin receiving unemployment benefits, you must file a claim or certification in the state where you worked in person, online, or by phone.
In some areas, you can have your unemployment benefits deposited straight into your bank account, transferred to a dedicated prepaid debit card with a chip, or received paper checks once you've been authorized.
The USBank ReliaCard is used by a number of states to distribute unemployment benefits.
Many ReliaCard holders are wondering how long does it take to transfer money from ReliaCard to bank account.
This article focuses on letting you know how long it can take for your funds to reflect in your bank account.
Table of Contents
What is a ReliaCard?
ReliaCard is a dedicated Visa or Mastercard prepaid debit card issued by the US Bank that is used by the US Department of Labor to distribute unemployment benefits to eligible workers.
Your file is sent to US Bank after you file a claim and are approved for unemployment benefits.
It then creates a prepaid debit card account in your name and sends the ReliaCard to you in ten days.
Each payment period, your benefits will be automatically put onto your card.
The card can then be used to pay bills, get cash back on purchases at retailers that give the most cash back, withdraw cash from in-network ATMs that dispense $5, $1, $50, and $100 bills, and make purchases at places that accept Visa and Mastercard prepaid cards.
You can use the card to make online purchases of goods and services. You can also transfer money from your ReliaCard account to your bank account.
The ReliaCard is a prepaid card and generally, you can transfer money from a prepaid debit card to a bank account.
Some, such as NetSpend, do not allow funds to be transferred to a bank account.
Despite this, you can move money to a bank account via an indirect method, such as PayPal, and then to your bank account.
The importance of transferring funds to a bank account is that it allows you to conduct transactions that are not possible with a card.
How Do I Get the ReliaCard?
To get the U.S. Bank Visa ReliaCard, you must complete the application form completely and send it to the address provided. You must enter information such as;
- Your first and last name
- Your Physical address
- Zip Code
- Social Security number
- Date of Birth
- Email Address
- Date of application
Because the federal government demands that every financial institution obtain and verify such information to aid in the fight against terrorism and money laundering, the US Bank requires a lot of information from you.
From the time you submit your application, your card will arrive in 5-7 business days.
After you receive the card, you must activate it online either the ReliaCard website or through the ReliaCard mobile app. After that, you can begin making purchases with the card.
How Long Does it Take to Get a ReliaCard?
The length of time it takes to receive a Reliacard is determined on the time it takes your state unemployment agency to approve your claim.
Your state contacts the US Bank to open your account and send you a ReliaCard after your claim is approved.
After your form is submitted to the bank, US Bank usually mails your ReliaCard within two business days. However, the postal service may take an additional 7-10 business days to send your card.
That means your ReliaCard could take up to ten days or more to arrive.
To relieve the stress of waiting, US Bank provides a Card Status Tracker on their website that allows you to check your ReliaCard status. To track your progress, simply choose your program and input your birth date and social security number.
If you can't find anything there, contact your state unemployment department for more information on the status of your unemployment claim.
How do I Track My Reliacard?
Visit USbankReliacard.com and utilize the Card Tracker on their website to keep track on the status and activities on your ReliaCard. Alternatively, you can use the US Bank mobile app to check the status of your card.
To check your card details, simply select your unemployment program from the list and input your date of birth and social security number. Both methods and processes can consume a lot of data, particularly if you don't have free internet at home.
Signing up for email or text alerts is a better way to keep track of your ReliaCard activities. Reliacard deposits, low account balances, pre-authorizations, purchase transactions, purchase declines, and transactions performed without a card present or outside the United States will all trigger alerts.
It's simple to sign up for email and text alerts on the US Bank website or mobile app. When you activate your card, simply follow the instructions. If you're not tech-savvy, you can text 90831 to stay up to date on your ReliaCard activities:
- To check your balance, text "BAL."
- For recent transactions, text "TRANS."
- For customer service, text "HELP."
How do I Activate ReliaCard for Unemployment?
Your ReliaCard can be activated on the US Bank ReliaCard website or through the ReliaCard mobile app.
Visit usbankreliacard.com and click the "Activate Card" option in the upper right corner to activate your card through the ReliaCard website.
To activate your card, you'll need to enter your 16-digit card number and follow the prompts. You can also activate your card by scanning a QR code on the website.
Tap the Setup Online Access/Activate New Card link once the app has been downloaded. To activate your card, you'll be asked to create a password.
How Long Does it Take To Transfer Money from Reliacard to a Bank Account?
Transferring money from ReliaCard to a bank account takes three to five business days.
However, not all states allow the transfer of ReliaCard unemployment benefits to other accounts.
So you'll need to see if your program supports card-to-bank transfers first.
Log into your benefits account using the US Bank ReliaCard online or mobile app and click on the "Transfer Funds" link to begin an ACH transfer if your state program allows it. You'll be led to a page where you can make a bank transfer.
Fill in all relevant fields, such as your routing number, after that.
The transaction will appear as an ACH withdrawal on your card's transaction history once you've completed the transfer.
Unlike wire transfers, which may be completed in minutes, ACH transfers require a bank account hold and can take several days to complete.
As a result, the money will take 3-5 business days to reflect in the other account.
What Time Does Reliacard Deposit Take?
Reliacard deposit times vary by state, depending on whether you receive your certification weekly or biweekly.
After your state agency deposits funds into your ReliaCard account, the normal period is 1-2 working days.
If your state agency deposits your ReliaCard unemployment benefits the day after your weekly certification, money will most likely be on your ReliaCard within 24 hours.
As a result, it's safe to assume that there are no one-size-fits-all ReliaCard deposit cards. You can't say Reliacard deposit times are every Friday at midnight, for example.
The time money appears on ReliaCard varies by state, depending on when the money is deposited into your account.
Keep in mind that your ReliaCard is a unique payment method for collecting unemployment benefits from the government.
You can't make deposits onto the card. As a result, deposit times vary depending on the disbursement policy of your state's program and the exact day or time you receive your weekly certification.
Sign up to receive text or email notifications when your unemployment benefits are posted to avoid the guessing game about when money will appear on ReliaCard.
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I Lost My Reliacard, how do I Get a Replacement?
If you lost your ReliaCard, you can get a replacement through the automated US Bank ReliaCard system. Simply dial 855-282-6161 to reach US Bank Cardholder Services.
The number is a 24-hour location where you can complete the following steps:
Before dealing with a human agent, you'll go through the automated system and answer a few prompts from the automated phone script.
You'll be asked to enter your ten-digit phone number, your 16-digit card number, and the reason for your call, for example.
If you're looking for a lost card, choose 1 or any other number that's been given to you.
If you can't recall your card information, use the option to speak with a ReliaCard customer service representative for assistance.
During peak periods, the wait for a live agent can last up to an hour.
To verify your identity, the agent will ask you a few things such as your name, program name, address, and date of birth.
Don't give up your social security number if they ask for it. Instead, ask for your name, date of birth, and address to be used as identification.
Your new card will be mailed to the address on file in two days. You can also request that your card be mailed to a different address.
Report a lost or stolen ReliaCard as soon as possible. Nowadays, withdrawing money from a debit card without PIN is frequent.
To have your lost or stolen card deactivated and a new one sent, call card member services at the number above. Any remaining balance on the old card will be transferred to the new one.
How Long Does it Take to Get a Replacement ReliaCard?
Your replacement Reliacard may take 7-10 days to arrive in the mail. In most states, that is the typical free shipping ReliaCard delivery time.
ReliaCard replacements can be delivered in as little as three business days in some states.
Maine is an excellent example, but speed and convenience come at a cost. Maine, for example, charges $15 for ReliaCard replacement expedited shipping.
In addition, if you obtain your card and leave it in your home to collect dust, you'll be charged a $2 inactivity fee if you don't use it for 365 days in a row. Your expired debit card will need to be reactivated.
In general, the time it takes to replace a ReliaCard is determined by how quickly you contact the US bank cardmember services to request one.
US Bank sends you a replacement card within two days of receiving your request, just like a new card. However, the US Postal Service may take 7-10 days to deliver the card to your address.
You should allow 7-10 business days for your replacement Reliacard to arrive in the mail after the requested date.
How Do I Keep the ReliaCard Safe?
To avoid losing money in your ReliaCard account, you need take a number of precautions. The following are some of them.
1. Keep your PIN private
The PIN on your card is personal to you and only you. As a result, you must keep the PIN safe and never reveal it to anyone. Never write your PIN in a place where it is easily accessible, such as your notebook.
2. Pay online at sites that you Trust
Do not give out your credit card information to any internet merchant. Some people are untrustworthy, and they can take your personal information. Amazon, Walmart, Google Play Store, and eBay are examples of trusted websites.
3. Report as soon as you lose your card
If you lose your card, you must notify customer service immediately because the card details can be used to pay for products and services online. Even while the card isn't like a bank where someone can take money using my account number, ID, and signature, the card number, CVV, and expiration date are sufficient to wipe your card account clean.
Besides, people can transfer money with only card number and CVV so, its worth reporting as soon as you lose your card.
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ReliaCard is a prepaid debit card that allows you to get unemployment benefits from the government.
The card will arrive at the physical address you choose between 5-7 business days after you apply for unemployment benefits.
You can use the card to deposit funds into a bank account, pay bills online, and withdraw cash from an ATM. Money can only be sent to your card account by the unemployment agency.
It usually takes 3 to 5 business days to transfer money from ReliaCard to bank account.