The smiONE card lets you receive your child support payments without the need of a bank account. Once the funds arrive into the card, you can transfer the money from smiONE card to bank account to better manage the funds for other needs or better still save it in a savings account.
A child support card is a card that let you receive your child support payments from the government.
Most child support cards though, are prepaid cards, don't offer a direct way to transfer money to a bank account.
Transferring money from a prepaid card to bank account is easy — all you will need to do is to login to your prepaid account online and transfer the funds to a bank account.
However, though the smiONE card is a prepaid card, it doesn't offer any direct method to transfer funds to a bank account. This makes such transfers tricky or even impossible for many.
Before we proceed, bare in mind that the smiONE card doesn't let you transfer funds to a bank account.
You can use many indirect approaches to get the money off your smiONE card and deposit it in your bank account.
That said, if you want to know how to indirectly complete the transfer, keep reading.
In this article, I will show you how to transfer money from smiONE card to your bank account.
CHECK ALSO: How to Transfer Money from ReliaCard to Bank Account
What is an smiONE Card?
The smiONE Visa Prepaid Card, also known as the Texas Payment Card, is a convenient way to receive child support payments without the requirement for a bank account.
It's a prepaid card that works like a VISA debit card and may be used anyplace VISA debit cards are accepted.
The smiONE Card is a handy alternative to traditional banking that provides secure access to your payments as well as current tools and features to help you get through your day.
The smiONE Card is a safe and convenient way to get important government payments.
You can reload your smiONE card with direct deposit, cash, or mobile check load1 everywhere Visa debit cards are accepted.
Fee-free ATM withdrawals at in-network ATMs, early fraud detection and account alerts, and mobile banking features to help you manage your money are just a few of the benefits you'll get.
How Does smiONE Card Works?
You can use your card to make purchases everywhere Visa® debit cards are accepted, including grocery stores, retail stores, restaurants, and pharmacies, once funds have been transferred to your card account.
You can also get cash back when you make approved purchases at participating retailers and withdraw money from ATMs1, banks, or credit unions.
Purchases and cash withdrawals are taken automatically from the available balance on your card.
How do I Get an smiONE Card?
You can use your card to make purchases everywhere Visa® debit cards are accepted, including grocery stores, retail stores, restaurants, and pharmacies, once funds have been transferred to your card account.
You can also get cash back when you make approved purchases at participating retailers and withdraw money from ATMs, banks, or credit unions.
Purchases and cash withdrawals are taken automatically from the available balance on your card.
How to Active Your smiONE Card
On the smiONE mobile app or website, you can activate your card and create a Personal Identification Number (PIN). If you're a new user, you'll be asked to create an account.
Where Can I Use My smiONE Card?
Use your card anywhere you go.
Visa debit cards are accepted anywhere, including in stores, online, and over the phone. Get cash back on eligible purchases and use an ATM to get cash.
CHECK ALSO: How to Transfer Money from EPPICard to Bank Account
Can I Transfer Money from smiONE Card to My Bank Account?
Yes, you can transfer money from smiONE card to your bank account, but not directly.
This is because the smiONE card does not feature any option to transfer money to your bank account.
However, there are some indirect ways to transfer funds from your card to your bank account.
The methods may be tricky, but will be just straightforward for you if you really need to get the funds to your bank account.
How to Transfer Money from smiONE Card to My Bank Account
Though you can't directly transfer money from smiONE card to your bank account, you can use some indirect methods to complete the transfer.
We will be exploiting two features offered by smiONE card and use as a bridge to complete transfer.
This feature is the ability for you to link your card to a mobile wallet and to make ATM withdrawals with your card.
1. Add Your smiONE Card to a Mobile Wallet
You can add your smiONE Card to your Google Pay, Apple Pay, or Samsung Pay mobile wallet for quick and secure checkout.
You can use your smiONE card to add money to your Google Pay balance.
Once the funds arrive into your Google Pay balance, you can then link your bank account to your Google Pay account and withdraw funds from Google Pay to your bank account.
As per Google Payments Terms of Service, you can save and manage various kinds of payment methods in your Google Account (collectively, 'Payment Methods'), including: Payment cards such as credit, debit and prepaid cards ('Payment Cards').
Here is how to add your smiONE card to Google Pay and withdraw funds to your bank account
- Signup for Google Pay.
- Tap your profile icon on the top right of the home screen.
- Tap on your Google Pay balance.
- Tap +Add money.
- Enter the amount you want to add.
- Minimum amount is $10.
- Tap Next.
- Enter your smiONE card details.
- Finally, tap Add and the funds will be immediately available in your Google Pay balance.
Keep in mind!
To add money to Google Pay via a payment card, you need to setup Google Pay to Pay business.
Once the money arrive into your Google Pay balance, you can now transfer the money from Google Pay balance to bank account.
- Open your Google Pay app.
- Tap your profile icon on the top right of the home screen.
- Below your profile, tap Google Pay balance.
- Hit Transfer out.
- Enter the amount to transfer and tap Next.
- Choose a payment method.
- Tap Transfer out.
2. Use an ATM to Transfer Money from smiONE Card to Bank Account
The smiONE card lets you withdraw money from a MoneyPass ATM without fees, but there is a $2.50 fee to withdraw cash from a non-MoneyPass ATM.
Even if you do not complete a transaction, third-party ATM operator fees may apply.
Here's the trick — Once you withdraw the money from the ATM, you can then deposit the money into your bank account. This process is even simpler than the previous method and the only hassle is to go to an ATM to complete the transaction.
CHECK ALSO: How To Transfer Money From Payroll Card To Bank Account
What Bank is Affiliated With smiONE?
The Bancorp Bank, under license from Visa U.S.A. Inc., issues the smiONETM Visa® Prepaid Card, which is accepted anywhere Visa debit cards are accepted.
Does smiONE Charge any Fees?
smiONE stives to keep fees as simple as they can.
Checking your balance on the app or online is always free.
Kindly refer to your Cardholder Agreement for a complete list of fees.
Keep in mind that a copy will be mailed to you with your card, so keep it handy.
Does smiONE Have a Virtual Card?
Yes, it does.
The Virtual smiONETM Visa® Prepaid Card allows users to load money onto an existing card or access funds instantly by signing up online.
A platform for payment processing called SMARTTM ePay enables customers to send money swiftly and securely from any location.
Does smiONE Work on Apple Pay?
Yes, smiONE does work with Apple Pay and you can link your card directly to your Apple Pay wallet.
Is the smiONE Card Secure?
The smiONE Card uses innovative chip technology to generate a one-time code for each transaction, guaranteeing that your funds are kept safe.
Furthermore, our sophisticated Fraud Engine works around the clock to prevent fraudulent transactions from taking place.
The Visa Zero Liability Policy may protect you if your card is lost or stolen.
For more information, please see your Cardholder Agreement.
Any unauthorized usage must be reported immediately to your banking institution.
Consult your issuer for precise limits, limitations, and other information.
Final Thoughts
The smiONE Visa Prepaid Card, also known as the Texas Payment Card, is a convenient way to receive child support payments without the requirement for a bank account.
It's a prepaid card that works like a VISA debit card and may be used anyplace VISA debit cards are accepted.
smiONE doesn't feature any direct process to transfer funds from smiONE card to a bank account.
This makes transferring money from smiONE card to bank account tricky and even impossible for many.
Hopefully, this article compiles all you need to know when trying to transfer money from smiONE card to a bank account.
Frequently Asked Questions
How do I get money off my smiONE card?
You can use your smiONE card at an ATM to get money off it. At MoneyPass ATMs, there is no price to withdraw money; nevertheless, at non-MoneyPass ATMs, there is a $2.50 fee. Even if you don't complete a transaction, third-party ATM operator fees can still be charged.
Can you transfer smiONE card?
You cannot transfer the ownership of the smiONE card. However, you can use the funds on the card on Apple Pay or Google Pay or even withdraw it at an ATM.
Can I add cash to my smiONE child support card?
Yes, you can. You can use the card's free direct deposit service to have your paycheck, tax refund, unemployment benefits, or other regular payment automatically loaded to your smiONE card account.
References:
https://www.smionecard.com/about/support
https://www.texasattorneygeneral.gov/child-support/paying-and-receiving-child-support/how-receive-child-support/texas-payment-card
https://support.google.com/googlepay/answer/10195320?hl=en
