How To Withdraw Money From Varo Without Card (Latest Update)

The Varo debit card comes in very handy when you need to withdraw funds from your Varo account at the ATM since Varo Bank doesn't support cardless ATM withdrawals.

However, if you are more open to online methods, this guide compiles the different ways you can use to get money from your Varo card.

Can I Withdraw Money From Varo Without My Card?

Yes, you can withdraw money from Varo without a card.

In fact, there are a couple of ways to do so, including using a cardless ATM, sending money to other Varo users, and sending the funds to another bank account.

Withdrawing money from your bank account has been easier with the help of ATMs located everywhere and your debit card.

What do you do if you don't move along with your debit card? A cardless withdrawal should be one of the only solutions to get money out of your Varo account.

Thanks to cardless ATMs, withdrawing money from Varo without a card is very simple since all you need is your smartphone.

Below are the steps to withdraw money from Varo without card:

1. Open your Varo Mobile Application.
2. Navigate to "MOVE MONEY" and click on it.
3. Tap the "FIND ATM" button.
4. Search for the nearest cardless ATM in the locator.
5. Visit the cardless ATM once you've chosen an ATM close to your location with your smartphone.
6. Confirm if the ATM supports mobile cash access. Select mobile cash access if the ATM supports it.
7. Open your Varo bank application on your mobile phone and select the cardless ATM withdrawal option. 
8. Enter the amount you'd like to withdraw.
9. You can choose to scan the QR code or wait for the app to generate a verification code.
10. In the ATM, enter the generated code.
11. Wait for the ATM to count and release your cash. 
12. Finish your transaction or perform another transaction.

That's the straightforward way to withdraw money from Varo without card at an ATM that supports cardless withdrawals.

However, if you'd like to use other methods to get money out of Varo without card, then you can loop into the options below.

Other Ways to Withdraw Money From Varo Without Card

Withdrawing money from Varo without a card is a straightforward process if you find an ATM with cardless support and you move along with your smartphone.

In case you can't find such ATMs, you shouldn't feel frustrated because there are other ways to get money out of Varo without a card.

Below are some of them.

Method 1: Send Money to a Friend's Varo Bank Account

If you have a friend or relative who has a Varo bank account, you can ask to send money to his/her account in exchange for physical cash.

This is the best alternative to go in for since Varo to Varo transfers are instant.

Here's how to send money to someone else's Varo account.

1. Launch the Varo mobile banking app.
2. Find the "Move Money" option at the bottom of your screen.
3. Click the "Varo to Varo Transfer" option.
4. Enter the amount you want to send or withdraw from your online banking account.
5. Go over the transfer details one more time to ensure you've got everything right.
6. Hit the "Send Money" option if everything is in order.

Method 2: Transfer Money From Varo to a Different Bank Account

Another way to get money out of Varo without a card is by transferring the money to an external bank account.

The process can take longer (up to 48 hours) and is recommended if the above-listed methods don't work out for you.

How to Set Up Varo Bank Transfers to a Different Bank

• Open your mobile app, go to the bottom of the Accounts screen, and select Link an Account.
• Look for the External Bank icon and choose it.
• Log into your bank account after finding your bank on the list.
• Hit Submit after entering your User ID and Password.
• Any prompts, such as entering your email address or mobile phone number, should be followed. You might be asked to verify your identity. As a result, you may receive an email notification or a phone call with an OTP to confirm your identity and continue.
• On the Accounts tab, follow any more prompts until you see your external bank account details.

How to Transfer Money to the External Bank with Varo App

1. Open your Varo mobile app.
2. Locate and select the Move Money and Transfer Money options.
3. Choose Varo Bank Account in the "From" column. Then, in the "To" area, type in the external bank account to which you wish to send money.
4. Before entering the amount you want to send, double-check the money transfer limit.

Varo has a $5,000 daily limit on money transfers to savings or bank accounts. Varo also has a $10,000 per calendar month money transfer limit.

Method 3: Use Mobile Payment Apps

Using mobile payment apps is another way to get money out of Varo without a card.

However, we recommend this method only if you would like to use the funds found in your Varo account to pay for online shopping.

Some mobile payment apps you can use to get money out of Varo without a card include;

• Apple Pay.
• Google Pay.
• Venmo.
• PayPal.
• Zelle.
• Cash App.

These apps all support online banks like Varo.

Final Thoughts

Varo is a safe and secure online mobile banking solution designed for consumers who like to do all of their financial transactions online.

Varo is one of the online banks offering support for cardless ATMs, which means you can withdraw money from Varo without a debit card.

However, if you can't find a cardless ATM, you have other options at hand such as seeking for help from a friend or relative to send them money in exchange for physical cash.