The PayPal card isn't just another finance tool; it lets you withdraw money from your PayPal account at any ATM or store that partners with the payment giant.
That's the easiest way, but if you don't have your PayPal card yet, you can use creative ways to get money off the card, like sending money to other PayPal users (in exchange for cash) or withdrawing to a linked bank account instead.
There are many other creative ways, and I've outlined them in this guide.
How To Get Money Off PayPal Without Card
Getting money off PayPal without a card is easy, and depending on the situation at hand, one or more of the following methods might be of great help.
1. Send Money to Others and Receive Cash
The best way to get money off PayPal without a card is by reaching out to a friend or relative and asking them if they are willing to accept your PayPal payment and repay you with physical cash.
PayPal is a popular payment service among friends and family members, so it should be easy to spot who needs a PayPal balance.
2. Transfer Your PayPal Funds To Your Linked Bank
If you have a linked bank account to your PayPal account, then it should be even easier for you to get money off your PayPal account without having to use the card.
To do so:
- Go to "Wallet" in your PayPal account.
- Click "Transfer Money."
- Click "Transfer to your bank."
- Select 1-3 days (No fee).
- Follow the instructions.
The funds will be transferred directly to the bank account within 1 to 3 business days.
3. Have Your PayPal Funds Sent to You as a Check
If you don't want to keep your credit or debit card information online but have a PayPal balance you'd like to spend somewhere other than the platform, you can have the balance mailed to you as a check for a $1.51 fee.
To do so:
- Log in to your PayPal account and go to "Wallet."
- Tap "Transfer Money."
- Tap "Request a check by mail (fee applies)."
- Enter the amount you want to transfer (the minimum is $1.51 USD).
- Tap "Next."
- Review your transfer details, then tap "Request (amount) Now."
- Tap "Done."
The time taken for PayPal checks to arrive is usually between 5-10 business days.
Avoid sending small amounts because the fees might be very costly for you.
4. Shop Online With Your PayPal Balance
Another great way to get money off PayPal without a card is to shop online. You can use your PayPal balance wherever PayPal payments are accepted. All you need to do is look for an online shop that accepts PayPal payment and then shop your favorite catalogs.
In this way, you can save the money you would have used for the purchase.
5. Withdraw at Any Participating Retailer
PayPal has partnered with so many retailers to let you manage your PayPal balance at their retail location. For sure, they'll typically work with the PayPal card, but you can always try to talk with any store representative to know if they might be willing to help you out.
This method once helped me withdraw money from my PayPal balance at Walmart without using the card.
Final Thoughts
PayPal is a well-known digital payment app that lets its users send and receive money online. To maintain its reputation, PayPal requires all its users to verify their accounts.
Account verification goes with linking a funding source to your PayPal account. Using a PayPal account without a funding source is quite limiting, but if you have funds in your PayPal balance, you can still get them off PayPal without a card by using any of the aforementioned methods.
