PayPal is one of the prominent digital payment apps out there—and with over 430 million users worldwide, there's no doubt the company has come to stay.
Over the years, PayPal has facilitated money transfers by offering easy, safe, and convenient mobile and web apps to allow users to send and receive money to and from any part of the world.
The best is getting started with PayPal is very easy—you'll be required to provide some personal information and a funding source when looking to create and verify a PayPal account.
Once your account is completely set up, you should be free to transfer funds to and from your account, and in case you're looking to withdraw funds from your account but don't actually have a card linked to it, you might be wondering how to get money off PayPal without the card.
To address this issue, we've compiled the best ways to help you get money off PayPal without card.
Table of Contents
Can You Use PayPal Without Credit or Debit Card?
Yes, you can use PayPal without having a credit or debit card linked to it.
Usually, when you open a PayPal account, you'll be asked to verify it by linking a funding source.
The funding source in this case might not only be a credit or debit card, but can equally be a bank account or prepaid card.
After verifying the account, the limits should be lifted and you should be able to use PayPal's full features.
Can You Get Money Off PayPal Without Card?
Yes, you can get money off PayPal without a card.
If you opened a PayPal account without a card, then it should be even easier to get money off the account without having to use the card.
However, in case you used a card as a funding source for your PayPal account before, there are still a couple of options you can try to get your funds.
Also Read: How To Withdraw Money From PayPal At Walmart Without Card
How To Get Money Off PayPal Without Card
Getting money off PayPal without a card is easy, and depending on the situation at hand, one or more of the below methods might be of great help.
1. Send Money to Others and Receive Cash
The best way to get money off PayPal without a card is by reaching out to a friend or relative and asking them if they are willing to accept PayPal balance and repay you with physical cash.
PayPal is a popular payment service among friends and family members—so it should be easy to spot who needs a PayPal balance.
Also Read: How To Send Money Anonymously On PayPal
2. Transfer Your PayPal Funds To Your Linked Bank
If you have a linked bank account to your PayPal account, then it should be even easier for you to get money off your PayPal account without having to use the card.
To do so:
- Go to "Wallet" in your PayPal account.
- Click "Transfer Money."
- Click "Transfer to your bank."
- Select in 1-3 days (No fee).
- Follow the instructions.
The funds would be transferred directly to the bank account within 1 to 3 business days.
Also Read: Can I Send Money To Myself On PayPal?
3. Have Your PayPal Funds Sent to You as a Check
If you don't want to keep your credit or debit card information online but have a PayPal balance you'd like to spend somewhere other than the platform, you can have the balance mailed to you as a check for a $1.51 fee.
To do so:
- Log in to your PayPal account and go to "Wallet."
- Tap "Transfer Money."
- Tap "Request a check by mail (fee applies)."
- Enter the amount you want to transfer (the minimum is $1.51 USD).
- Tap "Next."
- Review your transfer details, then tap "Request (amount) Now."
- Tap "Done."
The time taken for PayPal checks to arrive is usually between 5-10 business days.
Avoid sending small amounts because the fees might be very costly for you.
4. Shop Online With Your PayPal Balance
Another great way to get money off PayPal without card is to shop online. You can use your PayPal balance wherever PayPal payments are accepted. All you need to do is to look for an online shop that accepts PayPal payment and then, shop your favorite catalogs.
In this way, you can save the money you were to use for the purchase.
Also Read: Online Stores That Accept eChecks Without PayPal
5. Donate Your PayPal Balance to Charity
PayPal lets you donate a desired amount (as long as it doesn't exceed your account balance) to any charity of your choice without card tied to your account.
PayPal will then deliver 100% of your donation to a charity of your choice — although the platform notes that in rare cases the donation will go to a similar charity instead which is not still a bad option.
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Frequently Asked Questions
Can I withdraw money on PayPal without linking a bank account?
Yes, you can withdraw money on PayPal without bank by using a linked credit or debit card. The funds should be transferred for a $1.5 fee.
Can I send money from PayPal without a card or bank account?
Yes, you can send money from PayPal without a card or bank account. If you have enough PayPal balance to cover the transaction, then you can use the balance to cover the transaction cost.
How do I get cash out of PayPal?
The best way to get cash out of PayPal is by using the PayPal debit card. It lets you withdraw up to $400 USD from your account from an ATM each day. Alternatively, transferring the funds to a linked card or bank account is another great way to withdraw funds from your account. Depending on the method you choose, the transfer might be instant or take 1–3 business days.
Final Thoughts
PayPal is a well-known digital payment app that lets its users send and receive money online. To maintain its reputation, PayPal requires all its users to verify their accounts.
Account verification goes with linking a funding source to your PayPal account. Using a PayPal account without a funding source is quite limiting but if you have funds in your PayPal balance, you can still get them off PayPal without a card by using any of the aforementioned methods.