Varo is one of the leading neo-banks that has made it even easier for consumers to get short-term loans through cash advances.
In fact, it doesn't only make this possible through its own cash advance feature (Varo Advance), but also works with many more fintech apps to offer consumers the best choices they need to make.
So if you're looking for cash advance apps that work well with Varo, I'll provide you with a list of options you'll definitely find appealing for your needs.
What are Cash Advance Apps?
Cash advance apps allow you to deposit money into your bank account that you've already earned before payday. These apps are usually free or demand a small fee, but there is no interest charged on the loans. These are a cheaper option than payday loans or even credit cards, even with the upfront costs.
Cash advance apps can help consumers who are struggling with cash flow by providing a way to break the paycheck-to-paycheck cycle.
Do Cash Advance Apps Work With Varo?
Yes. Cash advance apps such as Dave, Money Lion, Earnin, Albert, and Cleo, all work with Varo. However, the choice on the cash advance app that works will Varo might differ depending on how much you'll want as a cash advance to be deposited into your Varo bank account.
Cash Advance Apps That Work With Varo
| Cash Advance App | Works with Varo | Cash Advance Max |
|---|---|---|
| Empower | Yes | $250 |
| Cleo | Yes | $100 |
| MoneyLion | Yes | $250 |
| Branch | Yes | $500 |
| Dave | Yes | $100 |
| Albert | Yes | $250 |
| Klover | Yes | $100 |
| Varo Advance | Yes | $100 |
Does Empower Work With Varo?
Yes, Empower is a well-known cash advance app that works with Varo and lets you a cash advance of up to $250 through the app.
How to Link Varo Bank to Empower
- Open the Empower app.
- Go to the Home page of your app and scroll down to the Accounts section.
- Click on the + icon on the upper right.
If you can't find Varo Money in the list, you can search for it by tapping the magnifying glass in the upper right corner.
Does Cleo Work With Varo?
Yes. Cleo does work with Varo, and there have been no reported issues with linking a Varo bank account to Cleo. Subscribing to the Cleo Plus Service ($5.99 a month) allows you to link your Varo bank account or debit card to receive a cash advance.
How to Link Varo to Cleo
- First, withdraw all the money into the account attached to your Wallet by saying "withdraw $amount" to Cleo. It will take 4 business days for your money to be withdrawn.
- Then say "wallet" to Cleo and hit "View" (if you're in the app hit "Manage your Wallet").
- Hit "Update bank" and Cleo will give you the option to link an existing bank to your Wallet or to add a new account to Cleo via Plaid.
- Add your Varo Money account to Cleo next.
Keep in mind that any account linked to your Cleo Wallet must already be linked to your Cleo account. This account will now hold the money you manually move in and out of your Cleo Wallet, as well as all of your autosaves.
Does MoneyLion Work With Varo?
MoneyLion does work with Varo. You shouldn't face any difficulties when linking your Varo bank account to MoneyLion. MoneyLion members can get cash advances up to $250 at 0% APR.
To link a Varo Account in MoneyLion, select "Link an account" from the "Finances" menu at the bottom of the MoneyLion home screen. Choose Varo Bank from the or search for it using the search bar.
MoneyLion only gives cash advances to users who are eligible based on the following criteria;
- The Bank account has been active for at least two months
- Has regular deposits of income/paychecks
- It has a positive balance
Does Branch Work With Varo?
Branch can work for Varo users, but there is a catch. If you bank with Varo, you will be required to put your direct deposit in your Branch Wallet in order to qualify for an advance, according to the Branch Support Page.
To add Varo to Branch, tap "Settings," then "Payment Methods." You can add a new bank or card at the bottom of the Payment Methods page. Select "Bank." and Varo from the "Add Bank or Card" menu.
Does Dave Work With Varo?
Yes. Dave does work with Varo. You shouldn't face any difficulties when linking your Varo bank account to Dave.
Dave users can get up to $100 advances at no cost.
How to Link Varo to Dave
- On the Dave App, go to the Profile tab.
- Next, tap Linked Banks and Card.
- Next tap Change.
- Next, select Change Bank and follow the prompts.
Does Albert Work With Varo?
Yes. Albert does work with Varo. You shouldn't face any difficulties when linking your Varo bank account to Albert.
You may be approved for up to $250 per advance with Albert Instant eligibility.
How to Link Varo to Albert
- Go to the Overview tab.
- Tap the plus sign.
- Select Varo Money or search for it by name if it’s not listed.
- Enter your financial institution account credentials.
Does Klover Work With Varo?
Yes. Klover does work with Varo. You shouldn't face any difficulties when linking your Varo bank account to Klover.
Klover members can get up to $100 in cash advances for free.
To get a cash advance, you can add your Varo Bank account to the Klover app and meet the direct deposit requirement.
How to Link Varo to Klover
- Log in & head over to the "Profile" icon on the dashboard
- Select "Bank" and "Remove"
- Select "OK" to confirm that you will be removing your bank account and debit card (your debit card will automatically be unlinked once you remove your bank account)
- Use Plaid (our third party) to log in to Varo Money
- Proceed to add your debit card
Varo Advance
Varo can also provide you with a cash advance of up to $100. However, depending on the amount of advance, there is little cost. It costs $3 for $50, $4 for $75, and $5 for 100.
The eligibility requirements are as follows;
- Your Varo Bank Account must be active for at least 30 days and have no negative balances.
- In the previous 31 days, you must have received at least $1,000 in direct deposits to your bank account, savings account, or both.
You can also set up automatic payments directly from your Varo bank account when you use Varo Advance.
Does Earnin Work With Varo?
No. Earning does not work with Varo because Varo allows users to receive their paychecks up to two days early, making it difficult to specify a fixed payday.
Earnin has expressly mentioned Varo as one of the banks they do not support on their website as a result of this.
Does Brigit Work With Varo?
No, Brigit does not work with Varo because of connectivity issues.
Frequently Asked Questions
Which cash advance apps work with Varo?
Cash advance apps that work with Varo include; Albert, Branch, Chime SpotMe, Cleo, Dave. Empower, Klover, MoneyLion.
Can you get a cash advance with Varo?
Yes, you can get cash advance with Varo. Varo Advance lets you borrow at the tap of a button, with only one small fee, once you qualify. You'll first have access to a $20 advance, which is free.
Final Thoughts
Working hard for your payment and only receiving it at the next payday can be stressful, especially if you are in need of cash. Cash advance apps are out to help you get cash advances for your emergencies.
Many cash advance apps work with Varo, which is great for those who bank with Varo. Once linked to your Varo account, these apps will be able to give you cash advances depending on their eligibility requirements.
Though cash advance apps may seem like a great option, they can tend to be expensive so it is worth exploring all cheaper options before engaging with a cash advance app.