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How To Get Money Off Google Pay Without Debit Card (Latest Update)

Google Pay is a popular digital payment service. Find out how to get money off Google Pay without debit card.
get money off google pay without debit card

In this new era, where everything is being carried out on phones, it's just a matter of time before digital payment methods overtake traditional payments methods.

With over 150 million active users, Google Pay is definitely one of the digital payment methods that have come to stay.

Over the years, Google Pay has made money transfers and digital payments even easier thanks to its easy-to-use interface.

If you've been using the digital wallet for sometime, you should know that withdrawing money from the Google Pay app basically requires a debit card, since it's the easiest way to get money off the app.

However, if you don't have a debit card or don't want to use one at all for withdrawing funds from the app, then you've come to the right place.

To address this issue, we'll see how to get money off Google Pay without debit card.

Table of Contents

What is Google Pay?

Google Pay (previously Android Pay) is a digital wallet platform and online payment system developed by Google to support in-app, online, and in-person contactless purchases on mobile devices, allowing users to make payments using their Android phones, tablets, or watches.

An iOS smartphone can also be used in the United States and India, however with limited functionality. In addition, coupons, boarding passes, campus ID cards, auto keys, event tickets, movie tickets, public transportation tickets, store cards, health records, and loyalty cards are all supported by the service.

How do I Set up a Google Pay Account?

  • Make sure your phone's Android version is Lollipop (5.0) or higher.
  • Download Google Pay.
  • Open the Google Pay app and follow the setup instructions.
  • If you have another contactless payment app on your phone: In your phone's Settings app, make Google Pay the default payment app.

How to Use Google Pay

You ca use Google Pay to:

  • Check out on Google products like Photos and Play.
  • Tap and pay to make quick and easy purchases with your phone (see available countries).
  • Send or receive money from friends and family (US only).

How do I Link My Bank Account to Google Pay?

  • Open Google Pay.
  • At the top right, tap your profile picture. Bank account.
  • Tap Add bank account.
  • Choose your bank from the list.
  • From the list of accounts that appear, select the account that you want to add.
  • To verify your account, you'll need to add your debit card details.

How to Withdraw Money from Google Pay

Google Pay users in the United States can transfer money out of their Google Pay account to a bank account or debit card.

  • Open the Google Pay app .
  • On the top right of the home screen, tap your profile icon.
  • Below your profile and tap "Google Pay balance."
  • Tap "Transfer out."
  • Enter the amount you want to transfer.
  • Tap "Next."
  • Choose a payment method (bank or debit card).
  • Tap "Transfer out."

How to Withdraw Money from Google Pay at ATM

You can withdraw money at any ATM that has the contactless symbol.

Here's how to withdraw money at Google Pay contactless ATM:

  • Open your Google Pay App.
  • Click on your card you wish to use.
  • Tap your phone against the contactless symbol and enter your PIN.
  • The ATM will then finalize your transaction.

Can You Get Money Off Google Pay Without Debit Card?

Google Pay requires you to link your bank account or debit card to be able to use your wallet for transactions.

Basically, you won't be able to use Google Pay if you don't link a bank account or debit card.

This means, you will somehow need a bank account or debit card to get money off Google Pay.

A good way to get money off Google Pay without debit card is by asking a friend or relative that uses the app to help you out — ask them if they are willing to accept a digital top up in exchange for physical cash.

Most people wouldn't mind having funds in their digital wallets since they make most of their purchases through it, so there's a high probability that they'll accept your request.

You can as well look for an ATM with cardless withdrawal support to withdraw money from Google Pay.

Another way you can get money off Google Pay without debit card by using PayPal.

Keep in mind that only people residing in the United States and Germany would be able to link their PayPal account to their Google Pay wallet.

Simple put, you can get money off Google Pay without debit card by requesting help from a friend, using an ATM with cardless support, and through PayPal.

How to Get Money Off Google Pay Without Debit Card

While getting money off Google Pay without debit card might be easy for most users, some, on the other hand, might experience much hassle when looking to do so.

Based on our research, we've outlined the three best ways to get money off Google Pay without debit card, which have been outlined below.

1. Ask A Friend To Help You Out

Asking a friend for some services is usually one of the best way to resolve some little issues.

If you know about a friend or relative that uses Google Pay, you can ask them if they are willing to receive a digital top up for their Google Pay wallet in exchange for physical cash.

In most cases, they might accept your proposal with the involvement of some little fees, and if you're really looking to get the money, you shouldn't deny to pay the fees they are asking for.

Once you've come out with an arrangement, you can send them the money as follows;

  1. Open the Google Pay app.
  2. To search by name, phone, email, or QR code, tap "Send or request" and then, "Search."
  3. Tap the contact you want to pay.
  4. Tap "Pay."
  5. Enter the amount to transfer.
  6. Choose a payment method.
  7. Tap "Pay."

Google Pay transfers are usually instant, and they should receive your payment in no time.

Afterwards, they should be able to give you the cash equivalent of your transfer.

2. Use Cardless ATMs To Get Money Off Google Pay Without Debit Card

Google Pay supports cardless withdrawals only with cards that support this feature.

With that said, your card would need to be issued from one of the major banks offering the cardless withdrawals before you might be able to do cardless withdrawals through Google Pay.

To make the process even simpler, Google features a list of supported cards and banks that offer cardless withdrawals.

However, before you might be use this feature, you need to set up cardless withdrawal for your card; — if you're just adding a new card to Google Pay, then follow the steps below to set it up for contactless withdrawals:

  1. Open the Google Pay app.
  2. At the top right, tap your Profile picture and then "Wallet."
  3. At the bottom, tap "Add to Wallet."
  4. Tap "Payment card" and then "New credit or debit card."
  5. Use the camera to capture your card info or enter it manually.
  6. If you're asked to verify your payment method, choose an option from the list.
  7. Find and enter the verification code.

Google would initiate a small temporary authorization on your account once you add the card to check wether your card and account are valid. The authorization usually leaves users account within 48 hours.

If your existing card supports contactless withdrawals, you can set it up in Google Pay as follows:

  1. Open the Google Pay app .
  2. At the top right, tap your Profile picture and then "Wallet."
  3. Swipe to the card you want to enable and tap "Verify now."
  4. If you're asked to verify your payment method, choose an option from the list.
  5. Follow the on-screen instructions to complete the setup.

Once you've set up your card for contactless or cardless withdrawals, you can then proceed to getting money off Google Pay without debit card as follows:

  1. Locate an ATM with a contactless symbol.
  2. Open your Google Pay Wallet.
  3. Choose the card you wish to use.
  4. Tap your phone against the contactless symbol and enter your PIN.
  5. Let the ATM complete the transactions and take your cash.

3. Use PayPal To Get Money Off Google Pay Without Debit Card

PayPal is a popular payment service that allows people send and receive money to and from any part of the world.

PayPal is an international money transfer app that even allows you to send money to anonymously and even send payments to yourself.

You can get money off Google Pay without debit card by linking your PayPal account to your Google Pay wallet. This feature for linking your PayPal account to Google Pay is only available for residents of the United States and Germany.

Follow the steps below to get money off Google Pay without debit card:

  1. Open the Google Pay app on your phone.
  2. At the top right, tap your Profile picture and then "Wallet."
  3. At the bottom, tap "Add to Wallet."
  4. Tap "Payment card" and then "PayPal."
  5. To link your PayPal account, follow the on-screen instructions.

Once your PayPal account is linked to Google Pay, you can follow these steps to transfer money from Google Pay to PayPal.

Frequently Asked Questions

Can I use Google Pay without debit card?

No, you cannot use Google Pay without debit card. You'll need a debit card at the time of account creation to fully set up your account.

Can I withdraw cash from Google Pay?

Yes, you can withdraw cash from Google Pay by transferring the funds to your linked debit card or bank account or even do a cardless withdrawal at supported ATMs.

How can I withdraw money from Google without ATM card?

You'll need to set up contactless withdrawals in Google Pay, and locate a contactless ATM to withdraw money from Google Pay without using your ATM card itself.

Can we transfer money from Google Pay without bank account?

You can transfer money from Google Pay to your debit card without having to use your bank account directly.

Can I add PayPal to Google Pay without debit card?

Yes, you don't need to have a debit card linked to PayPal to add it to Google Pay. You just need an account in good standing. However, you might be required to have a debit card linked to Google Pay before you should be able to add a PayPal account.

Final Thoughts

Google Pay lets you pay in-store and online conveniently and securely. You will need to link a bank account or debit card to your Google Pay account before you may use it for transactions.

Once your bank account or debit card linked to your Google Pay wallet, you may easily withdraw funds. To withdraw money from Google Pay without debit card or bank account, you will need to link your PayPal account and withdraw the funds to your PayPal instead of using your bank. This guide shows steps on how to go through with that.

References:
https://en.wikipedia.org/wiki/Google_Pay
https://www.businessinsider.com/how-to-withdraw-money-from-google-wallet
https://support.google.com/pay/answer/7625055?hl=en
https://support.google.com/googlepay/answer/10212164?hl=en

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About the Author

Tebid Kelly is a Graphic Designer, Web Developer, Ethical Hacker, Programmer, and Content Creator who showcases his skills and experience on his blogs. He also has much love for finance apps such as Cash App, Venmo, PayPal, Zelle, etc on which he ha…

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