How To Get Money Off Google Pay Without Debit Card (Latest Update)

Google Pay is a simple-to-use digital wallet, yes, but things can get a little shady, especially when it comes to withdrawing money from the wallet.

You must have realized that unless you reside in countries like the US or India, where Google Pay offers bonus cash-out features, you are only allowed to withdraw funds to eligible bank cards (credit and debit cards).

If you're looking to withdraw money from Google Pay without using your debit card, I've compiled the different ways you can go about getting money from the wallet besides to a debit card.

Can You Get Money Off Google Pay Without Debit Card?

Yes, you can get money off Google Pay without a debit card, but it wouldn't be easy as you might be thinking, especially if you reside in a country out of some priviledges with using the wallet.

Before, it was easier to get the fund out through linking a PayPal account to Google Pay, but unfortunately Google Pay has retired direct connection to PayPal since June 15 (just a couple of days ago back according to the latest update on this guide) so this one is no longer an option.

Nevertheless, you should be optmistic because I've highlighted the best available methods that you can use.

How to Get Money Off Google Pay Without Debit Card

While getting money off Google Pay without debit card might be easy for most users, some, on the other hand, might experience much hassle when looking to do so.

Based on our research, we've outlined the three best ways to get money off Google Pay without debit card, which have been outlined below.

1. Withdraw the Money to Your Bank Account

If you reside in the US, you should be able to withdraw funds directly to your bank account.

This is a special feature that Google Pay only reserves for US residents, as I mentioned earlier.

To do this:

1. Go to wallet.google.com.
2. Select "Payment Methods".
3. Select "Money" in Google Pay or Google Pay balance and then "Transfer out".
4. Enter the amount that you want to transfer out.
5. Select the bank account that you want to transfer to or just add a bank account.
6. Tap "Transfer out".

You should expect the funds to arrive between 1 to 5 business days if you followed the aforementioned steps properly.

2. Ask A Friend To Help You Out

Asking a friend for some services is usually one of the best ways to resolve some small issues.

If you know about a friend or relative who uses Google Pay, you can ask them if they are willing to receive a digital top-up for their Google Pay wallet in exchange for physical cash.

In most cases, they might accept your proposal with the involvement of some small fees, and if you're really looking to get the money, you shouldn't deny paying the fees they are asking for.

Once you've come out with an arrangement, you can send them the money as follows;

1. Open the Google Pay app.
2. To search by name, phone, email, or QR code, tap "Send or request" and then "Search."
3. Tap the contact you want to pay.
4. Tap "Pay."
5. Enter the amount to transfer.
6. Choose a payment method.
7. Tap "Pay."

If you reside in Singapore, you can use "PayNow", a feature that lets you transfer money to other Google Pay accounts without incurring fees, which is perfect for our case.

To do so:

1. Open the Google Pay app.
2. Select the contact you want to pay in the "People" tab.
3. Tap "Pay" while making sure that the recipient's name and phone number are correct.
4. Tap "Next".
5. Select the bank account you want to pay from or add a bank account.
6. Finally, tap "Proceed" to pay.

Google Pay transfers are usually instant, and you should receive your payment in no time.

Afterwards, they should be able to give you the cash equivalent of your transfer.

3. Use Cardless ATMs To Get Money Off Google Pay Without Debit Card

Google Pay supports cardless withdrawals only with cards that support this feature and unfortunately, it is only available to residents of India through UPI cash withdrawal with select banks.

With that said, your card would need to be issued by one of the major banks offering cardless withdrawals before you might be able to do cardless withdrawals through Google Pay.

To make the process even simpler, Google features a list of supported cards and banks that offer cardless withdrawals.

So, to withdraw money from Google Pay through UPI:

1. Go to an ATM.
2. On the ATM screen, select one of the options below, whichever is available:
   UPI Cash Withdrawal
   ICCW
   Interoperable Cardless Cash Withdrawal.
3. Enter the amount that you want to withdraw from Google Pay.
4. The ATM will generate a dynamic QR on the ATM screen for 30 seconds.
   I think you should already know that you need to be fast with the next steps, you the code won't expire before you receive your cash.
5. So, before this code expires, open the Google Pay app and scan the QR code.
6. You should see a list of eligible bank accounts to withdraw cash from.
7. Select the bank account you want to withdraw cash from and type in your UPI PIN.
8. Now, you'll have to follow the on-screen instructions on the ATM screen after completing the steps on your phone and wait for it to dispense your cash.

As earlier mentioned, this method should only work best for residents of India as we're still hoping for an expansion to more regions.

3. Use PayPal To Get Money Off Google Pay Without Debit Card

PayPal is a popular payment service that allows people send and receive money to and from any part of the world.

PayPal is an international money transfer app that even allows you to send money to anonymously and even send payments to yourself.

You can get money off Google Pay without debit card by linking your PayPal account to your Google Pay wallet. This feature for linking your PayPal account to Google Pay is only available for residents of the United States and Germany.

Follow the steps below to get money off Google Pay without debit card:

1. Open the Google Pay app on your phone.
2. At the top right, tap your Profile picture and then "Wallet."
3. At the bottom, tap "Add to Wallet."
4. Tap "Payment card" and then "PayPal."
5. To link your PayPal account, follow the on-screen instructions.

Once your PayPal account is linked to Google Pay, you can follow these steps to transfer money from Google Pay to PayPal.

Frequently Asked Questions

Can I use Google Pay without debit card?

No, you cannot use Google Pay without debit card. You'll need a debit card at the time of account creation to fully set up your account.

Can I withdraw cash from Google Pay?

Yes, you can withdraw cash from Google Pay by transferring the funds to your linked debit card or bank account or even do a cardless withdrawal at supported ATMs.

How can I withdraw money from Google without ATM card?

You'll need to set up contactless withdrawals in Google Pay, and locate a contactless ATM to withdraw money from Google Pay without using your ATM card itself.

Can we transfer money from Google Pay without bank account?

You can transfer money from Google Pay to your debit card without having to use your bank account directly.

Can I add PayPal to Google Pay without debit card?

Yes, you don't need to have a debit card linked to PayPal to add it to Google Pay. You just need an account in good standing. However, you might be required to have a debit card linked to Google Pay before you should be able to add a PayPal account.

Final Thoughts

Google Pay doesn't offer much flexibility when it comes to withdrawing cash from your wallet, unlike other digital wallets. And you'll typically have the option to withdraw to an eligible debit card as the only option in most cases.

This guide compiles the different ways you can use to get money off Google Pay without using your debit card for the process, and while some of the methods are exclusive to residents of some countries (US, India, and Singapore), you'll still find a convenient option that should work well for you.