Are you looking to purchase some beverages with checks?
Or you're wondering how to cash checks at your favorite liquor stores?
Grab a cup of coffee and sit tight as we'll later see what liquor stores cash checks.
While digital players are becoming increasingly popular day by day, checks are still a popular trend in the financial industry.
In fact, most people (especially the unbanked) still use checks for making payments (sending and receiving payments).
As a matter of fact, 55% of Americans still wrote a check in the past year, according to a survey run by Yahoo Finance.
While checks are still a popular trend, they have some downsides, especially when it comes to cash them out at a bank or credit union. You'll basically need to stand in long lines to cash out your check.
I don't know your opinion on this but personally, I think it's really frustrating — no one loves waiting in long lines.
Thankfully, modern technology has made check cashing even easier nowadays — and now, you can cash checks at many places including, convenience stores, restaurants, gas stations, and even at liquor stores.
With that said, if you're wondering what liquor store will let you cash your check, then you've come to the right place.
To help you out, we've compiled the best liquor stores that cash checks without hassle.
Table of Contents
Do Liquor Stores Cash Checks?
Here's a good question to be asked.
Why? Ok, here's why.
Most (if not all) liquor stores comply with state regulations in order to sell and distribute alcoholic beverages, such as beer, wine, and spirits legally.
As part of the regulations, most liquor stores are not allowed to offer money services, including check cashing in order to comply with liquor license laws.
The National Alcohol Beverage Control Association (NABCA) is one of the programs put in place to control the distribution of alcoholic beverages in the United States. It controls the sale of distilled spirits and, in some cases, wine and beer through government agencies at the wholesale level in 17 states and jurisdictions in Alaska, Maryland, Minnesota, and South Dakota.
It is also worth mentioning that NABCA equally controls retail sales for off-premises consumption; either through government-operated liquor stores or designated agents in 13 of those jurisdictions.
You'll also find out that liquor sales are not allowed in grocery stores in 8 states where NABCA controls liquor distribution.
With all that said, you can agree with me that finding a liquor store that offers check cashing services is a quite difficult task.
However, the good news is most grocery stores that sell liquor also offer check cashing services. For this, you should find a multitude of options out there either at a nearby location or somewhere else.
Simply put, liquor stores that cash checks are very few out there (if they do exist), and your best bet for cashing checks at a liquor place is to find a grocery store that sells liquor and cash checks.
Nonetheless, we'll still explore a couple of liquor stores that directly cash checks.
10 Best Stores That Sell Liquor And Cash Checks
If you're looking for liquor stores that cash checks, grocery chains that sell liquor and offer check-cashing services should be your best bet.
The best is most of these stores that sell liquor and cash checks are open 24/7 and you should expect to see some of the operating during weekends and holidays.
With that said, for your convenience, we've compiled a couple of stores that sell liquor and cash checks — which include:
- Food Lion.
- Fred Meyer.
- Giant Eagle.
- King Snoopers.
- Benny's Package Store.
- Steve's Discount Liquors.
Albertsons is a large chain of grocery stores in the United States that offers a wide category of products, including; fresh produce, meat, dairy, bakery items, and household essentials.
It operates over 2,200 stores in 33 states nationwide so Albertsons is probably one of the grocery stores you've surely come across.
Albertsons stores sell liquor and most of its store locations offer check cashing services — meaning, you can visit any nearby Albertsons location and request to cash your check.
Albertsons stores that sell liquor should cash personal, payroll, and government checks within the limit of $250. However, in some cases, some independently-owned stores set their own limits.
While most stores wouldn't charge fees, some individual stores might charge fees, so always expect fees when looking to cash your checks at Albertsons stores that sell liquor.
You should find most of Albertsons' store locations open at midnight.
2. Food Lion
Food Lion is another large grocery store chain that operates over 1,000 stores in 10 states of the Southeastern sector of the country.
Its store locations sell a wide variety of products including meat, seafood, dairy, deli, bakery, health and beauty, pharmacy, drive-thru grocery pickup, beer, and wine, among others.
Food Lion is one of the grocery stores that sell liquor and cash checks as it cashes personal checks up to $50 over purchase, rebate checks, computer-generated payroll and government-issued checks up to $1,000, and traveler's checks up to $499.99.
Fees usually vary as most individual stores set their own fees for check cashing services. You'll find some of its stores open at 10 p.m.
3. Fred Meyer
Fred Meyer is a chain of hypermarket (or call it grocery) stores that operate in the western United States.
It operates over 130 stores in the country — where it sells groceries, clothing, electronics, home goods, sporting goods, alcoholic beverages (including wine, beer, liquor & spirits)
Most Fred Meyer stores that sell liquor also cash checks. However, they'll cash only payroll and government checks within the limits of $5,000.
Fees vary per store location but after some research, we've found out that most store locations charge $3 for checks up to $2,000 and $5 for checks over $2,000 up to $5,000.
4. Giant Eagle
As its name might predict, Giant Eagle is a giant player in the supermarket industry.
It operates over 400 stores in the northeastern and midwestern United States, where it sells produce, meat, deli, bakery, beverages, pantry, prepared food, and seafood.
If you frequently visit Giant Eagle's store locations, you must have noticed that most (if not all of them) sell liquor. What I'll add to this is that a good number of them offer check-cashing services.
Giant Eagle stores that sell liquor let you cash personal checks of up to $30 at the customer service desk, payroll, government, and traveler's checks of up to $30 as cashback with a purchase.
However, Giant Eagle's requirements for cashing checks might make it a less pleasant option for those looking to cash their checks quickly. It requires people to have a Giant Eagle Advantage card in order to cash checks — which can be obtained by applying at the customer service desk with a valid photo ID of yourself.
It is also worth mentioning that Giant Eagle charges fees only for cashing payroll and government-issued checks, which makes it appealing for people with personal or traveler's checks.
If you're a fan of high-quality fruits and vegetables as I am, you've certainly had to visit a Hannaford store for your needs.
Hannaford is an American supermarket chain that operates in the northeastern United States.
Hannaford is one of the largest groceries in its sector as it operates over 150 stores that feature many different types of products, besides fresh fruits and vegetables, including; bakery, dairy, deli, floral, frozen foods, grocery, liquor, meat, pharmacy, produce, seafood, snacks, sushi, meal solutions, pet, baby, home needs, and many more.
Hannaford's grocery stores sell liquor and cash payroll, government-issued, and computerized pension checks.
However, you'll need to apply for check cashing privileges, which can take up to five business days. Once approved, you'll be able to cash your checks at any Hannaford grocery store that sells liquor within no specified limits.
It is worth mentioning that Hannaford offers up to $100 cash back on personal check purchases at the register and there are no requirements to get eligible for cash back on personal checks.
While there aren't specific fees for cashing checks at Hannaford, some of its store locations are independently owned — meaning you might be charged fees at some locations.
Kroger is yet another big player in the supermarket industry.
It is an American retail company that operates supermarkets and multi-department stores throughout the United States.
Kroger operates over 2,700 stores in 35 US states — where it sells a wide variety of products including; frozen, dairy & eggs, pantry, eat & seafood, cleaning & household essentials, snacks & Candy, spices & baking, condiments & toppings, and beverages (wine, beer, liquor & spirits).
Kroger stores that sell liquor let you cash many different types of checks including; payroll, government, tax refund, insurance, and corporate checks within no specific limits.
However, keep in mind that you might be charged a fee between $3 and $5 depending on the type of check and amount.
7. King Soopers
King Soopers is a popular name among those living in Colorado state, where the company has marked a significant presence.
King Soopers is an American supermarket chain that operates over 150 stores in the Rocky Mountains of the western United States.
Its stores feature a wide category of products, including liquor, and are one of the best groceries that offer check cashing services featured on our list.
You can cash different types of checks at King Soopers stores that sell liquor, including government-issued checks, payroll checks, tax refund checks, insurance checks, and corporate checks.
Check cashing limits vary by store since most of them are independently owned and fees are usually between $3 to $5 depending on the check amount.
King Soopers stores that sell liquor are usually open 24/7, though some might close at midnight. Again, this depends on the store location.
Additionally, King Soopers feature a loyalty program, "Free Rewards Membership," which allows participants to earn fuel points, save on groceries, and more.
If you're a frequent reader of our blogs, you must have read about Meijer, which was featured among our best gas stations that cash checks.
If it's your first time hearing this name, no qualms, we're expecting you to recall the name next time you go through it in any of our articles. Let's get back to business.
Meijer is an American supermarket chain that operates throughout the Midwestern United States.
It operates over 250 stores and 208 gas stations within the country. So whether you're in need of grocery items or fueling, you should probably find Meijer an appealing option.
Meijer's stores sell liquor and cash different types of checks, including; personal, payroll, government, and traveler's checks.
However, there's a requirement for cashing payroll and government-issued checks. You'll need to apply for Certegy verification with your photo ID to cash these checks.
As for personal and traveler's checks, they can't be cashed directly and you must make a purchase with them in order to cash them. That's the sad truth.
Moreover, there are some limits for cashing checks at Meijer —which include; $25 for personal checks, $1,000 for payroll checks, $1,999.99 for government checks, and $100 for traveler's checks.
One thing I love about Meijer stores that sell liquor and cash checks is they are independently owned and following that, there are no specific fees for cashing checks.
Most of its stores are open until 11p.m.
9. Benny's Package Store
Benny's Package Store is a family-owned and locally operated business providing superior liquor, beer, and wine in Atlanta, Georgia.
Yes, those who know Benny's Package Store should agree with me that it's a liquor store, and of course, they offer check cashing services as mentioned on their official website.
The company is a member of the Georgia Alcohol Dealers Association, a statewide trade association that protects the integrity of the independently owned package liquor store in Georgia.
Benny's Package Store cashes many different types of checks including; payroll, income tax refunds, insurance, government-issued, settlement, lottery, and 401k plans checks.
While there are no fees specified for cashing checks, you should always expect to be charged some fees for cashing your checks at Benny's Package Store.
However, you can call them at 404-361-4653 to inquire more about their check cashing services.
10. Steve's Discount Liquors
Steve's Discount Liquors is another family-owned liquor store that cash checks in the United States.
They claim to be an alternative to cashing your checks at banks and offer convenient, quick, and instant cash for your checks.
They cash many different types of checks including; payroll checks, government-issued and benefits checks, tax refund checks, insurance checks, and rebate checks.
Steve's Discount Liquors offer other financial services besides check cashing, including; lottery and utility payment services — and what's great with them is they don't require a bank account to offer customers these services.
To learn more about their check cashing or other services, you can always call them at 302-999-0518.
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Liquor Stores That Cash Checks In California
California is one of the US states with the most alcohol consumption by volume.
Surprisingly, most liquor stores in California offer check cashing services, especially family-owned liquor stores.
Here are some liquor stores that cash checks in California
- Louies Liquor & Check Cashing.
- One Stop Liquor & Check Cashing.
- Bluebird Liquor.
- Palm Tree Liquor.
- Big 7 Liquor.
- Meme's Liquor Market.
- Friendly Express Liquor Market.
- My Liquor Bank.
- Alcon Liquor.
- Gardena Liquor.
What Liquor Stores Cash Checks Near Me?
Finding a liquor store that cash checks near me is very easy and straightforward.
I have an easy way I use to find liquor stores that cash checks near me. Let me show you how I do.
- Open Google Maps (for Android users) or Apple Maps (for iOS users).
- Click on the search bar and search for "liquor stores that cash checks."
- Use the search filters to make your search more specific.
- Select any nearby liquor store that cashes checks you'll see on your map.
- Visit the liquor store and cash your check without hassle.
That's the easiest way I use to find what liquor stores cash checks near me, and possibly share with you.
Liquor Stores That Cash Checks Without ID Near Me
Finding a nearby liquor store that cash checks without ID can be a difficult task.
Why? Well because your ID is required to verify your identity and that you're the owner of the check or authorized to cash the check.
While most liquor stores won't let you cash checks without ID, a couple of family-owned liquor stores should let you cash checks without ID.
All you need to do is find a nearby family-owned liquor store that cashes checks and inquire if there's a way for them to cash your check without an ID.
They might charge some extra fees for doing so.
Hopefully, you'll find an appealing option.
Frequently Asked Questions
Does Walmart sell liquor and cash checks?
Yes, Walmart retail company that sells liquor and offer check cashing services.
What does Walmart charge to cash a check?
Walmart charges $3 for checks up to $1,000 and $6 for checks over $1,000
Check cashing has become even easier nowadays as many places besides banks and credit unions offer check cashing services.
Among these places, we have gas stations, restaurants, party stores, convenience stores, and liquor stores — which all offer check cashing services.
However, there's a downside to cashing your checks at places like liquor stores — there's always a fee to pay unlike banks and credit unions, which often depends on the check amount.
With that said, unless cashing your check at a liquor store is a necessity considering an urgent situation, I'll recommend cashing your checks at your bank. Besides, most banks allow customers to cash checks online through the online banking platform, and there's no need to stand in long lines anymore.