Are you tired of standing in long lines at the bank or credit union just to cash a check?
Or maybe you don't have a bank account and need a convenient way to cash your paycheck.
Whatever your reason, gas stations that cash checks can be a great option.
With the digital players leading right now, checks are still a popular trend in the financial industry.
Perhaps checks are probably popular among the unbanked in the US.
In fact, an estimated 4.5 percent of U.S. households (approximately 5.9 million) were "unbanked" in 2021, according to a 2021 survey by the FDIC.
Most of these households received payments from their employers or side hustle through checks, and have found it a convenient way for receiving payments without a bank account.
What I love the most about checks is that you don't even need a bank account to cash them, and now, many convenient or nearby places such as gas stations cash checks.
Most gas stations are available 24/7 unlike some banks, and offer check cashing services anytime you need them.
In this blog post, we'll explore some of the best gas stations that cash checks and what you need to know before you go. So, grab a cup of coffee and let's dive in!
Table of Contents
Do Gas Stations Cash Checks?
Yes, many gas stations don't only offer fuel or snack services but also offer check cashing services.
Gas stations are usually available 24/7 — which means any nearby gas station that cash checks should attend to you anytime you need to cash your checks.
Nonetheless, since they aren't the financial institution that issued you the check, you should be expected to pay some fees for cashing your checks.
What Gas Stations Cash Checks?
There are many gas stations in the US and other countries, and a good number of them have begun offering check cashing services over the years.
Below, we've made a pick on the best gas stations that cash checks and what you'll need to cash your checks at these locations.
With over 2,250 stores and 270,000 employees, Albertsons is one of the largest food and drug retailers that operates in 35 states in the United States.
Besides being one of the most popular national groceries, Albertsons owns a couple of gas stations that cash checks. So you should probably find one close to your location.
However, keep in mind that supported Albertson's gas stations will only let you cash checks under $1,000 and some fees may apply for cashing your checks.Albertsons location that cash checks
Chevron is one of the largest oil and gas companies in the world, that's headquartered in San Ramon, California, USA.
It operates in more than 8,000 Chevron and Texaco retail stations across the United States, and you should probably find some gas stations in your location.
While many Chevron locations offer check cashing services, not all of them will cash your checks and I recommend calling ahead of time to make sure the location you're looking to visit offers check cashing services.
You can find a nearby Chevron location.Chevron location that cash checks
Operating over 4,000 gas stations across 30 states in the U.S., Citgo is probably one of the fuel stations that you've certainly come across when driving.
Besides being a refiner, transporter, and marketer of transportation fuels, lubricants, petrochemicals, and other industrial products, Citgo offers check cashing services at some of its gas stations.
This means you can drive to one of its convenient gas stations and request to cash your checks.
However, since not all Citgo's gas stations cash checks, I'll recommend calling ahead to check if the location you're looking to visit cash checks.
If a Citgo nearby location cash check, it should probably do so for some fees. So expect to pay some fees for cashing your checks at Citgo's gas station.Citgo location that cash checks
Dillons is a chain of grocery stores located in the United States with not much presence as compared to other options on this list. It is primarily based in the Midwest and is a subsidiary of Kroger (which we'll see later).
It operates 80 stores in Kansas, Missouri, and Nebraska, where it offers a wide variety of products, including; fresh produce, meat, dairy, bakery items, and household goods.
Besides being a grocery chain, Dillons offers a couple of other services, including; a pharmacy, floral department, and fuel centers at many of its locations.
Does Dillons Cash Checks?
Yes, Dillons does cash checks at its gas stations. However, not all checks can be cashed at Dillons and you'll basically need to go into the Dillons store to cash your check.
Below are the different types of checks that you can cash at Dillons gas stations:
- Child Support.
- Government Check.
- Income Tax Refund Checks.
- Business Checks.
- Insurance Check.
Cashing checks at Dillons is very easy and straightforward. All you need to do is visit a nearby location with your government-issued ID and cash your check.
You'll be able to cash checks of up to $5,000 at Dillons gas stations.
It is worth mentioning that Dillons does not cash personal checks.Dillons locations that cash checks
5. Food City Supermarkets
Food City Supermarkets is a popular grocery retailer located in the southeastern United States.
At a glance, you'd think of Food City Supermarket as a food-only grocery chain, which is right. However, the grocery retailer operates more than 130 stores in Virginia, Kentucky, Tennessee, and Georgia, where you should find other services such as pharmacy, floral department, and fuel centers.
That said, Food City Supermarkets gas stations are found at its stores and should let you cash checks at your convenience.
What Types Of Checks Will Food City Supermarkets Accept?
While Food City Supermarkets let you cash checks at its store locations, it doesn't, however, cash all type of checks.
The type of checks you can cash at Food City Supermarkets include:
- US Government Checks.
- Stimulus Checks.
- Payroll Checks.
- Rebate — Selective.
Food City Supermarkets let you cash checks of up to $1,000 and should charge you $3 as check cashing fees. So be prepared for this when looking to cash your checks at Food City Supermarkets.FCS locations that cash checks
6. Fred Meyer
Fred Meyer is an American chain of hypermarket superstores located in the western United States.
It operates more than 130 stores in Oregon, Washington, Idaho, and Alaska, where it features a wide variety of products, including groceries, clothing, electronics, home goods, a pharmacy, a floral department, and fuel centers.
Does Fred Meyer Cash Checks?
Yes, Fred Meyer does cash checks at its fuel centers located at its store locations.
All you'll need is to move along with your government-issued ID to cash your checks. You should be able to cash checks of up to $5,000. However, you'll be charged $3 as the service fee.
What Types Of Checks Will Fred Meyer Accept?
Fred Meyer should let you cash the following types of checks at its Customer Money Services desk:
- Income Tax Refund
- Insurance Settlement
- Child Support
Sinclair is an American petroleum refining and marketing company that operates several refineries and produces gasoline, diesel fuel, jet fuel, and other petroleum products.
The company claims to fuel America's road trips and everyday journeys and operates over 1,600 independent Sinclair-branded gas stations across more than 30 states. So there's a great chance you'll find a Sinclair gas station on your road.
A few Sinclair gas stations will let you cash your checks, and I'll recommend calling ahead or visiting the Sinclair website to find out which location to cash checks.Sinclair locations that cash checks
The Kroger Company, commonly known as Kroger, is an American retail company that operates supermarkets and multi-department stores throughout the United States.
With close to 2,800 stores in 35 states under two dozen banners and annual sales of more than $132.5 billion, Kroger is certainly one of the retailers you've had to visit someday.
Kroger features gas stations, which let you cash checks conveniently.
However, you'll only be able to cash your checks at Kroger stores, not at the actual gas station. The good news is, the gas station is located at the store location.
Checks that can be cashed at Kroger include:
- Payroll Checks.
- Government Checks.
- Tax Refund Checks.
- Insurance Checks.
- Child Support.
- Business Checks
Remember to move along with your government-issued ID and SSN to cash your checks. Expect some service fees to be charged too.
Kroger gas stations won't let you cash personal checks.Kroger locations that cash checks
Meijer is an American supercenter chain that primarily operates throughout the Midwestern United States.
It operates over 240 stores in Michigan, Ohio, Indiana, Illinois, Kentucky, and Wisconsin, where it features a wide category of products, including; groceries, clothing, electronics, and home goods—and features other departments, including; pharmacies, a wide category financial services, and gas stations.
Meijer allows you to cash checks only at the Meijer Customer Service Desk and not inside the actual gas station.
It is also worth mentioning that Meijer personal and business checks can only be cashed when making a purchase. However, you can write up to $25 over or up to $5 over on a gas purchase to receive cash.Meijer locations that cash checks
10. Pilot/Flying J Travel Centers
Pilot/Flying J Travel Centers is a chain of truck stops and travel centers in the United States and Canada.
It operates over 750 locations across North America offering a wide range of services and amenities, including fueling stations, convenience stores, restaurants, and shower facilities for truck drivers.
So whether you're looking to take a cup of coffee or fast food, Pilot/Flying J Travel locations should be a great option for you.
Pilot/Flying J Travel locations are open 24/7 and you can cash your checks at any of its gas stations anytime you want.
Pilot/Flying J Travel locations allow you to cash holding a maximum balance of $999.99—and you can cash $200 checks for free at any of its locations if you load 25 gallons of fuel in your vehicle.
Remember to move along with your government-issued ID since you'll need it to cash your checks.Pilot/Flying J locations that cash checks
11. Road Ranger
Road Ranger is a Schaumburg, Illinois-based chain of travel centers, truck stops and convenience stores primarily found in the mid-western United States.
It operates over 40 locations in Illinois, Iowa, Indiana, Missouri, Texas, and Wisconsin, where it offers truck drivers the services and amenities they need to drive safely.
Road Ranger's gas stations cash checks 24/7, and you can cash checks with values of up to $999.99.
Unlike Pilot/Flying J Travel Centers, Road Ranger's locations won't require you to make a purchase to cash your checks. However, you should expect some fees for cashing your checks. Remember to move along with your government-issued ID.Road Ranger locations that cash checks
12. TravelCenters of America
TravelCenters of America is another popular truck stop and travel center every driver should have come across.
In fact, it is the largest publicly traded full-service truck stop and travel center company in the United States, according to Wikipedia.
It operates over 260 stores in 44 U.S. states, where it offers drivers the services and amenities they need to drive safely, including; convenience stores, restaurants, shower facilities, and gas stations.
TravelCenters of America gas stations allow drivers to cash checks with values of up to $999.99 at a fee depending on the location.
However, the good news is you can avoid check cashing fees by making a qualified purchase of at least $250 or more.TA locations that cash checks
13. Phillips 66
Phillips 66 is an American multinational energy company that is known for processing, transporting, storing, and marketing natural gas and petroleum products.
The company claims to have over 150 years of experience and has a significant presence in the United States, Europe, and Asia, where its primary aim is producing gasoline, diesel, aviation fuel, and lubricants.
Today, Phillips 66 operates close to 7,550 independently owned outlets primarily in the Midwest and South regions of the United States.
If you've always wanted to load fuel with your check, Phillips is one of the places you should consider going to. However, keep in mind that only a few Phillips 66 gas stations would let you cash your checks.
So I'll recommend calling ahead of time to know whether the location you're looking to visit offers check cashing services. Don't forget to move along with your government-issued ID as you might need it for cashing your check.Phillips 66 locations that cash checks
76 is a brand of gasoline and gas station that is owned by Phillips 66, a multinational energy company based in the United States.
It currently has 76 gas stations that can be found in several states across the United States, including; California, Oregon, Washington, Nevada, and Arizona.
However, only a few of these gas stations should let you cash your check. So I'll recommend checking with any nearby gas station to know whether they offer check cashing services.76 locations that cash checks
15. Casey's General Stores
Casey's is a chain of convenience stores in the Midwestern and Southern United States.
With over 2500 c-store locations, the company boasts to feature some of the best foods in the country, including; made-from-scratch pizza, sandwiches, appetizers, and more.
So if you're a fan of pizza, you must have probably had to order at least one from Casey's, if not, you should consider doing so, they are just miam!
Besides offering groceries, prepared foods, and beverages, Casey's also offers fuel at its gas stations.
If you're looking to cash your checks at Casey's, you should be happy to know that Casey's gas stations cash checks at select locations.Casey's locations that cash checks
16. Exxon Mobil
Exxon Mobil is an American integrated oil and gas company that discovers, explores for, develops, and produces crude oil, natural gas, and natural gas liquids.
In fact, it is the largest publicly traded international oil and gas company in the energy industry and produces about 3% of the world's oil and about 2% of the world's energy, according to Wikipedia.
It operates in over 200 countries and territories around the world and has a significant presence in the United States, Europe, Asia, and the Middle East.
According to the Exxon Mobil website, it has over 10,000 fueling stations in the United States that are ready to attend to you for your fuel needs. So you should probably expect to see one of its gas stations in your area.
According to our research, some of Exxon Mobil's gas stations should offer check cashing services. However, move along with your government-issued ID as you might need it for cashing your check.Exxon Mobil locations that cash checks
Shell is another big player in the energy industry.
It is the second largest investor-owned oil and gas company in the world by revenue (after ExxonMobil), and among the world's largest companies out of any industry, according to Wikipedia.
Though headquartered in London, Shell has a noticeable presence in the US, where it has approximately 14,000 Shell-branded gas stations across all 50 states.
One thing I love about Shell is most of its gas stations are independently owned—meaning, a good number of them might offer check cashing services, while others might not. You just need to call ahead of time and inquire whether the location you're looking to visit will let you cash your check.
However, don't forget to move along with your government-issued ID as you might need it for cashing your check.Shell locations that cash checks
Sunoco is a popular energy provider most motorsport enthusiasts have come across.
It is one of the largest independent petroleum refiner marketers in the United States. Sunoco provides fuel to convenience stores, commercial customers, independent dealers, and distributors across 33 US states and more.
As NASCAR's official fuel provider, the company boasts to have one of the best fuel quality across the whole country.
Most Sunoco gas stations offer other services besides fueling, including check cashing. However, only a few Sunoco gas stations will let you cash your check.
I'll recommend calling ahead of time to find out whether the location you're looking to visit offers check cashing services.Sunoco locations that cash checks
Safeway is one of the largest food and drug retailers in the United States.
It operates across 35 US states, where it stands out from the competition with a strong local presence and national scale.
Besides being a popular grocery retailer, Safeway is also known for offering fueling across operating states and has 288 fuel stations nationwide.
Most Safeway gas stations should let you cash your checks. As always, I'll recommend calling any nearby Safeway fuel station to find out if they offer check cashing services.
The types of checks you can cash at Safeway gas stations include:
- Government Checks.
- Stimulus Checks.
- Payroll Checks.
- Tax Refund Checks.
- Social Security Checks.
- Unemployment Checks.
20. Love's Travel Stops
Love's Travel Stops & Country is another popular name among truck drivers and motorists.
It operates stores in over 600 locations in 42 states, where it provides truck drivers and motorists with 24/7 access to clean and safe places to purchase gasoline, diesel fuel, Compressed Natural Gas (CNG), travel items, electronics, snacks, restaurant offerings, and more.
If you're looking to fuel up with your check, you should be happy to know that Love's Travel Stops gas stations offer check cashing services. However, it only allows you to cash payroll checks and you'll be charged a 3% fee of the total check value.Safeway locations that cash checks
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What Gas Stations Cash Checks Near Me?
Finding a nearby gas station that cash checks is very easy and straightforward.
And guess what! Here's how.
- Open Google Maps or Apple Maps (depending on your device's chip).
- Type in "What gas stations cash checks near me" in the search field.
- Use the search filters to refine your search.
- Locate any nearby location that offers check cashing.
- Finally, visit the gas station with your ID documents and check.
Gas Stations That Cash Payroll Checks Near Me
There are just a plethora of gas stations that cash payroll checks, and we've listed a good number of them in this guide.
Here's a list of gas stations that will let you cash payroll checks.
- Love's Travel Stops.
- Food City Supermarkets.
- Fred Meyer.
- Love's Travel Stops & Country.
Hopefully, you should find a nearby gas station that cashes payroll checks.
Gas Stations That Cash Checks Without ID Near Me
While most gas stations cash checks nowadays, it is very difficult to find one that does so without requiring an ID for verification.
However, since most gas stations are independently-owned, you can talk with a representative to find out whether they can cash your check without ID.
24-Hour Gas Stations That Cash Checks
Most (if not all) gas stations are available 24 hours a day, 7 days a week. So if one offers check cashing services, it should surely do so 24/7.
However, here are a few 24-hour gas stations that cash checks.
- Road Ranger
- Pilot/Flying J Travel Centers
- Love's Travel Stops & Country
- Food City Supermarkets
- Love's Travel Stops
- Fred Meyer
What Do I Need To Cash A Check At A Gas Station?
It is always good to be prepared before visiting any gas station to cash your checks. That's why I always recommend calling ahead of time to know whether they offer check cashing services, and if they do, what they'll need from to cash your check.
However, most (if not all) gas stations will always ask for your government-issued ID documents to verify your identity and cash your check.
Accepted ID documents include:
- Driver's license
- US-issued Passport
- State-issued ID
- Tribal Nation or Reservation ID
- Military ID
- Resident Alien ID
- Matricula Consular ID
How To Cash A Check At A Gas Station
Cashing a check at a gas station is a very easy and straightforward process, provided you're completely prepared for it.
To do so:
- Check whether the gas station you're looking to visit allow people cash check.
- Visit any nearby gas station that offers check cashing services.
- Talk with a service station attendant and tell them you want to cash your check.
- Provide them with your ID documents and the check you want to cash.
- Collect your money and you're good to go!
Gas Stations That Don't Cash Checks
At times, having an idea of gas stations that don't cash checks will give you a hint on which gas stations offer the service.
Here are some gas stations that don't cash checks.
- Circle K
- Corner Store
- Costco Gas Stations
- Kum & Go
- Kwik Trip/Kwik Star
- Murphy USA/Murphy Express
- Sam’s Club Gas
Frequently Asked Questions
Does Walmart cash Cheques?
Yes, Walmart does cash cheques. However, you can only cash personal checks at the Walmart Money Services desk.
What bank will cash a check without an account?
Regions Bank is one of the banks that lets you cash checks without needing to hold and account with them. You can cash handwritten, out-of-state, insurance, two-party, tax refunds, business, government, and payroll checks at Regions Bank and get your money instantly.
What is the best way to cash a check?
The best way to cash a check is at the issuing bank. However, you can also cash checks at a retailer that cashes checks or at a check-cashing store.
The energy industry is gradually noticing a significant improvement in its services.
That said, most gas stations nowadays offer 24/7 check cashing services, besides fueling and amenities.
We've made research on most of these gas stations and have compiled the best gas stations that offer check cashing services in this article.
While most of these gas stations offer check cashing services, not all of them will offer the service and I'll always recommend calling a nearby location to know whether they offer the service or not.
Moreover, always keep a close eye on the fees, and a good way to do so is to read the company's policy to know their modalities for cashing checks.