Nowadays, having a card that lets you pay for all your purchases is what everyone needs. Such benefits are available through the Chime card, which is why most users are wondering how to transfer money from RushCard to Chime card.
Online banking have become very easy through Chime. Chime is a FinTech company that offers fee-free online banking services. Among its banking services are online checking accounts with instant virtual debit cards.
The RushCard's convenience, just as other prepaid cards goes with fees. Chime on the other hand does not charge you any fee for carrying out most of your financial transactions with them.
Every card needs to be reloaded before use, and the card that offers a convenient and easiest way for users to reload their cards is the best. Chime card offers that convenience when reloading your card online by letting users reload their cards online through a variety of ways unlike the RushCard that lets you reload your card only through direct deposit online.
There are just many reasons pushing many RushCard users to look for ways to transfer money from their RushCard to Chime card.
RushCard does not offer a feature that lets users integrate their Chime account or card, making a direct transfer of funds from RushCard to Chime card nearly impossible.
However, using the RushCard's Money Transfer Service will let you transfer money from RushCard to Chime card.
The process can be tricky for many and if you don't know where to start, keep reading.
That being said, this article focuses on showing you how to transfer money from RushCard to Chime card.
Table of Contents
What is RushCard?
The RushCard is a prepaid card you can use online and in stores that accept Visa debit cards. Additionally, you can use it to withdraw cash from automated teller machines (ATMs) and pay bills.
Similar to a regular debit or credit card, it only allows you to spend the funds you have loaded into your account.
If you want to limit your spending or are having trouble getting a credit card approved, this could be helpful. While there is no credit check when you apply, there are fees associated with getting and using the card.
Where Can I Purchase a RushCard?
You can purchase a RushCard at the Contact Customer Service by calling 1-866-RUSHCARD (866-787-4227), by mail at P.O. Box 42482, Cincinnati, Ohio 45242, or visiting account.rushcard.com.
What is Chime?
Chime Financial, Inc. is an American financial technology company that offers fee-free mobile banking services.
Account holders receive Visa debit cards or credit cards from The Bancorp Bank or Stride Bank, N.A., and have access to an online banking system through the company's website or mobile apps.
What is Required to Open a Chime account?
You need to provide your Social Security number, home address and be a U.S. citizen or resident. You must be at least 18 years old.
Also Read: Best Untraceable Money Transfer Apps
Can You Transfer Money from RushCard to Chime Card?
Yes, you definitely can.
However, you can directly transfer money from RushCard to Chime since the RushCard does not integrate with Chime. The only way to transfer the money is by using RushCard's Money Transfer Services.
Also Read: Best International Money Transfer Apps
How to Transfer Money from RushCard to Chime Card
Transferring money from RushCard to Chime card is an easy and straightforward process provided you know the steps involved in completing the transfer.
You can only transfer money from RushCard to Chime card using ACH or Checks.
That said, here are the steps to transfer funds from RushCard to Chime card.
Step 1: Log into your account
Considering that you already have an account, this is rather simple. You only need to enter your username and password to log in.
Don't freak out if you can't remember your password.
The company will surely contact or call you if you need assistance accessing your account because they are aware that some individuals might have forgotten their login details.
In fact, RushCard not only offers its clients round-the-clock help, but also gives them the option to check their account balances both online and on the go.
Therefore, wherever you are at any time during business hours, we're confident that someone will be on hand to help with resolving any login issues.
Step 2: Go to Transfer Money
Once you've logged into your account, tap Transfers and select Transfer Money. Now, tap Manage My Card, and then select RushCard before you click on Continue.
Step 3:Enter the Amount to be Transferred
In the top right corner of the screen, click the Make a Transfer button. Next, choose the linked bank account from which money will be withdrawn. Enter the RushCard amount you want to transfer to Chime card.
Step 4: Transfer the Funds
You can transfer money from RushCard to Chime card through an Automated Clearing House (ACH) transfer or check.
If you're using an ACH transfer, you need your Chime account and routing number.
Once initiated, it should take about 3 business days for the money to reflect on your Chime card.
Transfer Fees Associated with Transferring from RushCard to Chime card
You'll probably have to pay a fee to one of these companies in order to transfer your money. Keep an eye out for expenses that are not disclosed.
For instance, ACH charged a $3 fee when you moved $200 from RushCard to Chime.
If there are additional costs or minimums demanded by their terms and conditions, this is in addition to what your balance might be.
Transfer Limit For RushCard
You can load a repeating schedule that consistently delivers predetermined amounts of your choice to your RushCard up to $1,000 for a one-time transfer.
There are five options for recurring loads: weekly, biweekly, monthly, or once every month. However, they must all be multiples of $25.
It is impossible to schedule fixed sums of money less than $25. Your available balance at each scheduled transaction date determines the maximum amount that can be transferred repeatedly.
Log into your online account and select Add Funds > Schedule Loads to modify or cancel scheduled transactions.
All previously scheduled loads are displayed in red, while those that are still pending are listed in green with an expected delivery date next to them.
You are only allowed to withdraw a total of $300 per day if you did not use eCheck.
The administration of Rush Card implemented this function to make it harder for users to withdraw a large amount of cash at once.
Your account will be locked if you go over that threshold until you reduce your balance.
eChecks are normally completed within 24 hours, but it could take longer because they need more processing capacity than other forms of payment.
This delay can also be attributable to internal security checks Rush Card is conducting to make sure your account is not being used fraudulently.
Rushcard Transfer Speed
It is time-consuming, inconvenient, and downright frustrating, when you are unable to access your money because a company is taking too long to execute your transactions. Things are progressing equally quickly with RushCard.
RushCard's online money transfer services are increasingly questioned. Every day, they put in a lot of effort to make it as easy as possible to make withdrawals or transfer money between cards.
Their transfers actually complete in as little as 15 minutes on average! Don't worry; if there is a delay, your bank will let you know so you can make alternative plans. Occasionally, it could take longer if your bank needs extra information for security purposes before releasing funds.
The RushCard is a prepaid card that offers convenience when used for purchases and other financial transactions. However, its conveniences comes at a cost.
Chime card, on the other hand, does not charge any fee for using most of its financial services. Transferring money from RushCard to Chime help you avoid paying extra fees for transactions that matter to you.
The transfer is tricky, but thankfully, this guide compiles steps to transfer money from RushCard to Chime card without any hassle.