You can shop online without OTP by adding your payment card (it could be a credit or debit card) to a payment gateway like PayPal that wouldn't require you to confirm an OTP every time you check out with the payment method. And of course, this will depend on the settings you have on the payment gateway. I'll explain more about this later.
How To Shop Online Without OTP
A practical method I always use is adding my card to PayPal, and each time I check out with PayPal (with my debit card linked as a funding source), I won't be required to verify an OTP whenever I make payments.
1. Add the Card to PayPal
PayPal offers one of the great ways to bypass OTP verification online. All you need to do is create a verified PayPal account, link your card to PayPal, and shop online wherever PayPal payments are accepted. You will not have to enter an OTP to shop online.
If you already have a PayPal account, you can link your card to your account as follows:
- Go to your Wallet.
- Click Link a debit or credit card.
- Follow the instructions to link your card.
As said earlier, your security settings will greatly determine whether or not you'll be required to verify an OTP. You can easily turn off OTP verification on PayPal by turning off 2-step verification for your account.
To do so:
- Go to Settings.
- Click Security.
- Click Update next to "2-step verification."
- Click Turn Off next to 2-step verification, then click the Turn It Off button.
Now, each time you shop, you won't have to verify through OTP. This method works well for me and should definitely work for you as well.
2. Shop at Stores that have Self-checkout
Self-checkout systems let customers scan items and pay for their purchases without the help of store employees.
Local shopping centers with self-checkout machines are available in most large shopping malls. Simply go to the supermarket section and look for the self-checkout machine nearest the exit.
You'll be surprised at how quickly you can move through the entire buying process without disclosing any personal information. You can make an online bank transfer in seconds.
To ensure a smooth and uninterrupted purchasing experience, keep your smartphone battery charged
This is a great option if you want to shop online but don't want to give out any personal information. A bank transfer can be done quickly and conveniently online.
3. Use Prepaid Cards for Online Shopping
Prepaid cards are the safest and fastest way to shop online without an OTP. These are similar to credit cards and debit cards. Prepaid cards, unlike credit cards, do not require a bank account to use. Here are some prepaid cards for online shopping that you can use.
4. Shop at Websites that Don't Require OTP
Shopping at stores that don't require you to use OTP is a great way to shop online without OTP. Websites such as Amazon, AliExpress, Alibaba, and Jumia let you shop online without OTP.
These sites might, however, require you to provide your card's billing address alongside the card's basic information.
List of Websites that Don't Require OTP:
- BigBasket.
- Nearbuy.
- Grofers.
- Clovia.
- MakeMyTrip.
- Lenskart.
- Pepperfry.
- Dominos.
- My Gift Card Supply.
- Card Delivery.
How to Shop on Jumia Without OTP
Jumia is one of the giant retailers who let you shop online without OTP. They will however, require you to provide your card's basic information and billing address to order an item from them. In the case where you don't have your card's billing address, you can use a fake address generator to generate a billing address.
Here is how to shop on Jumia without OTP:
- Go to Jumia.
- Shop your favorite catalogs and add your items to your card.
- Proceed to checkout.
- Enter your card details and billing address.
- Complete your payment.
The process is as simple as that.
Can Someone Use My Debit Card Without OTP?
Yes. If the person uses your debit card on a website that don't require OTP, then, he might be able to deduct funds from your card without hassle. Some cyber criminals clone debit cards and use them to withdraw money from debit cards.
Final Thoughts on How to Shop Online Without OTP
Shopping online is an important daily activity among international shoppers. When shopping online, you will be required to provide your card information including its address. Most sites however, don't require OTP to complete online payment.
Using a card that isn't your for online shopping can lead to legal penalties especially if caught by giant retailers such as Amazon. We highly recommend to use the legal ways to shop online without OTP and make sure the card is yours.
