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Does Chime Show Pending Deposits?

Wondering if Chime shows pending deposits? Here's a quick guide to seeing pending deposits on your Chime account.
does chime show pending deposits

Yes, Chime does show pending deposits. Chime is typically known for its early access to direct deposits but for their own security, they treat all deposits within 3 to 5 business days usually to make sure the deposit doesn't bounce. Before we see how Chime handles and displays pending deposits, let's understand the basics.

Understanding Pending Transactions

A pending transaction has not been finalized yet. The bank has authorized the transfer, but the funds haven't reached your account. This can happen with various transactions, including:

How Chime Handles & Shows Pending Deposits

Chime does show some pending deposits in your mobile app. You'll typically see them under two main indicators:

1. The Activity Feed

The activity feed is the best place to see any transaction that has passed through your Chime account. Pending deposits are usually displayed in gray in the activity feed. When a deposit is in gray, it means it is being processed and you can't access the funds readily. Once the transfer is complete, the transaction turns green, indicating the funds are accessible.

2. Balance with Pending Section

Your account balance might have a "Pending" section underneath. This displays the total pending deposits that haven't been fully processed yet.

Also Read: What Bank Does Chime Use?

What Time Does Chime Show Pending Deposits?

Chime, just like any other bank, shows pending deposits as soon as it receives the deposit. But on the customer's end, the deposit will appear in gray meaning it is still being processed and once the processing is complete, the transaction will become green indicating you can access the funds.

What to Know About Chime Pending Deposits

While Chime offers some visibility into pending deposits, there are a few things to remember:

  • Not all deposits show as pending: Chime might not always display a pending notification for every deposit, especially if it's from a source you haven't used before.
  • Processing times can vary: The time it takes for a pending deposit to settle depends on the type of deposit and the other bank involved. It can range from a few hours to several business days.

Final Thoughts

Chime offers some helpful features to track your upcoming deposits; through the Activity Feed and the Pending section in your balance. However, if you're unsure about a specific deposit, contacting Chime's customer support or the source of the deposit is always your best bet for accurate information.

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About the Author

Tebid Kelly is a Graphic Designer, Web Developer, Ethical Hacker, Programmer, and Content Creator who showcases his skills and experience on his blogs. He also has much love for finance apps such as Cash App, Venmo, PayPal, Zelle, etc on which he ha…

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