Heads up, I got your story.
Someone wants to send you money, probably a Chime user but you don't have an account to receive the money. You might think you're in a frustrating situation, but as it turns out, you are not because I'll provide you with steps to receive money from Chime without an account.
Chime is a big player in the neobanking market, and with over 22 million account holders, there's no doubt it has won a lot of hearts out there.
Chime's new P2P money transfer feature, "Pay Anyone" is a game changer in the market as it allows users to do what they can't basically do with competing P2P payment services.
Yes, I'm talking about the ability to receive money from Chime without an account. Wondering how? Keep reading.
In this article, I'll show you how to receive money from Chime without an account.
Table of Contents
Can You Receive Money From Chime Without An Account?
Yes, you can receive money from Chime without an account.
Chime stands out as a unique neobank in the market as it allows anyone with or without a Chime account to receive money from Chime users conveniently and without hassle.
What's even best? The process is straightforward — meaning you don't need to go through a walkaround method to go about receiving money from Chime without an account.
And of course, this has made Chime a top competitor for peer-to-peer (P2P) payment services such as Cash App and Venmo.
How To Receive Money From Chime Without An Account
Chime's new Pay Anyone feature allows "anyone" to receive money from Chime whether they have an account with Chime or not.
As earlier mentioned, it is a straightforward process. All you'll need is to provide the sender with your email or phone number. Again, you'll need a debit card to withdraw the funds sent from the Chime user.
To receive money from Chime without an account, share with the sender, the steps below:
- Log in to your Chime mobile app.
- Select the "Pay Anyone" tab.
- Enter the recipient's email address or phone number (which is, of course, yours)
- Enter the amount to send to the recipient and the reason that you're sending the money.
- Confirm the amount and the recipient.
- Choose "Pay now" to send the money.
You'll receive a text message or email with a link to Chime's website. (depending on whether you provided the sender with your phone number or email address) as soon as the payment is sent.
On the Chime website link you access through text or email, you'll have two options: "Sign up with Chime" and "Cash out to your debit card".
Just choose "Cash out to your debit card", enter your debit card details, and receive your funds instantly.
One of the things I love most about Pay Anyone is that you can receive money from Chime without an account, and it's completely free. Unlike other P2P services like Cash App and Venmo, you won't be charged any fees for using Pay Anyone.
Can I Receive Money On Chime From Someone Without Chime?
Unfortunately, you cannot directly receive money from someone without a Chime account. However, there are a couple of indirect ways to receive the funds such as using a bank account or other payment methods and even asking a friend to help.
Can I Send Money From My Chime To Someone's Cash App?
From a direct point of view, you cannot send money from your Chime to someone's Cash App. However, you can send money from your Chime to someone's debit card or bank account which they can later send to their Cash App account.
Frequently Asked Questions
Can Chime receive money from other banks?
Yes. Many banks allow you to make transfers to Chime from their website. If you have an external bank that offers this service: Log in to the other bank's website. Add your Chime Checking Account using the routing and account numbers that you use for direct deposit.
Can someone send money to my Chime if they don't have Chime?
Yes, someone can send you money to your Chime account if they don't have Chime through direct deposit or through an ACH transfer.
Can someone with Zelle send money to Chime?
No, someone with Zelle cannot directly send you money to Chime since Chime does not work with Zelle at the moment.
Chime is a popular online bank that has plenty of convenient banking services to offer.
Whether you want a convenient way to bank online, split expenses with friends, transfer money, or consolidate your finances, you'll definitely find Chime appealing.
Chime allows people with or without a Chime account to receive money from Chime users. All they have to do is provide the sender with their phone number or email address and tell them to use the Pay Anyone feature to send them funds.
Afterward, they can use their debit cards to withdraw the funds without hassle. Again, you don't need to pay any fee when receiving money from Chime without an account.