Buy Now, Pay Later (BNPL) is gradually intergrating the e-commerce space.
In fact, 60% of online shoppers have reported using a BNPL service and 23% of these consumers used Klarna for online shopping — according to a survey ran by C+R Research featured on Bankrate.
Following this, Klarna is being accepted by many online stores with payment plans.
If you're a Cash App user, merging Klarna and Cash App will be great — but, does Klarna accept Cash App?
In this article, we'll see whether does Klarna accept Cash App, together with a list of different payment methods accepted on Klarna.
Table of Contents
Does Klarna Accept Cash App?
No, Klarna does not accept Cash App as a payment method.
While Cash App is popular payment method that is accepted by a couple of online stores — it isn't, however, available as a payment method on Klarna's website.
Does Klarna Accept Cash App Card?
No, Klarna does not accept Cash App cards.
While the Cash App card is a debit card, it isn't, however, accepted by Klarna which accepts debit cards as a payment method.
How To Use Cash App On Klarna
While Klarna does not accept Cash App directly, you can however, use your Cash App balance indirectly on the BNPL service provider.
Firstly, you'll need to withdraw funds from your Cash App balance to your linked bank account or debit card.
To do so:
- Tap the "Money" tab on your Cash App home screen.
- Press "Cash Out."
- Choose an amount and press "Cash Out."
- Select a deposit speed.
- Confirm with your PIN or Touch ID.
Once the funds hit your bank account, you can link your bank account to Klarna and use the funds for your payment instalments.
To do so:
- Go to "Settings."
- Select "Payment methods."
- Tap Connect a bank account to add an account or. select the connected bank and tap Change connected bank account or Remove bank account.
What Payment Methods Does Klarna Accept?
According to Klarna's website, the BNPL service provider accepts all major debit and credit cards such as Visa, Discover, Maestro and Mastercard.
However, Klarna does not accept prepaid cards.
It is important to note that:
- Capital One does not support Buy Now, Pay Later (BNPL) products.
- Klarna does not accept credit cards as a payment method for purchases made with the Klarna Card.
Frequently Asked Questions
Does Klarna require a bank account?
Yes, Klarna requires you to have valid bank card/bank account in addition to being a US resident and at least 18 years of age before being eligible to use the service.
Can you use a Cash App card for Klarna?
No, you cannot use the Cash App card to make payments with Klarna.
How do I add money to Klarna?
You can add money to Klarna by sending money via IBAN from your other bank account. This can take 1–3 days.
Final Thoughts
BNPL service providers like Klarna are gradually becoming the preferred payment method by consumers.
While Klarna is great for making payments, having it linked to P2P services like Cash App will be more beneficial.
Unfortunately, Klarna does not accept Cash App, but you can indirectly use Cash App funds on Klarna.