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Does Klarna Accept Apple Pay?

Klarna accepts a couple of payment methods. Find out whether does Klarna accept Apple Pay as a payment method.
does klarna accept apple pay

Klarna accepts a couple of payment methods — but does it accept Apple Pay? That's what we'll be seeing today.

With over 150 million active consumers across more than 500,000 merchants in 45 countries, Klarna is definitely one of the popular payment services that have got something to show off in the financial and e-commerce space.

In a nutshell, Klarna is an Swedish fintech company that provides short-term financing, also known as Buy Now Pay Later (BNPL) services to comsumers, by letting them shop now and pay for their purchase on a later date.

Over the years, Klarna has facilitated BNPL services for consumers — and how now grown to become the fourth popular BNPL provider behind competitors like, PayPal credit, Afterpay, and Affirm — according to Bankrate.

Following its popularity, there's no doubt Klarna will be preferred over traditional and some digital payment methods in the nearest future.

Apple Pay is a mobile payment service that makes it easy for iOS users to make payments in person, in iOS apps, and on the web.

While Apple Pay is convenient to use, it isn't, however, a popular payment method available on many storefronts and online stores as Klarna is.

With that said, having Apple Pay linked to Klarna will come with a couple of benefits and allow you easily pay for your purchases through Klarna.

If you're wondering whether you can add Apple Pay as a payment method on Klarna, you've come to the right place.

To help you out, I've made a thorough research on the topic, and answered below whether does Klarna accept Apple Pay as a payment method.

Table of Contents

Does Klarna Accept Apple Pay?

Yes, Klarna does accept Apple Pay as a payment method.

This means, you can add Apple Pay as a payment method through the Klarna app and use for your purchases.

How To Use Apple Pay On Klarna

Klarna does accept Apple Pay — we all know that now — but how do you use Apple Pay for making payments on Klarna?

Here's how:

  1. Open Klarna app on your iOS device.
  2. Go to "Payments."
  3. Navigate to the order you would like to pay
  4. Tap "Payment options" and select "Apple Pay."
  5. Follow the instructions to use Apple Pay for payments.

You can also use Klarna for in-store purchases with Apple Pay. However, you'll need the Klarna ghost card or single-use card.

How Do I Use My Klarna Card With Apple Pay?

Just as you can use Apple Pay on Klarna, you can use Klarna on Apple Pay by linking your Klanr single-use or ghost card to your Apple Wallet.

To do so:

  1. Open the Klarna app.
  2. Navigate to the in-store tab.
  3. Set a budget and create a one-time digital card.
  4. Add your card to the Apple Wallet on your iPhone or Apple Watch to start shopping. 
  5. Start paying with Apple Pay.

Klarna Apple Pay Not Working

Most online stores treat each payment as a new decision regardless of whether they accept your preferred payment method.

This means, if you tried using Apple Pay during checkout with Klarna, the store might decline the payment because it doesn't accept that payment method at the moment or simply that the payment method can't be accepted for the purchase you're looking to make.

Nonetheless, if Klarna doesn't work with Apple Pay, it might be due to some technical issue and some from the user side.

With that said, its always important to make sure that your Apple Pay isn't restricted and you have enough funds in it to cover the purchase amount.

What Other Payment Methods Does Klarna Accept?

Klarna accepts a few other payment methods besides Apple Pay, including:

  • Credit and debit cards.
  • Bank accounts.

Klarna does not accept debit cards.

Keep in mind that while Klarna accepts credit card, it might not accept your credit card if you use the Klarna card for making purchases.

How Do I Add A Payment Method To Klarna?

Adding a payment method to Klarna is very easy.

To do so:

  1. Open Klarna app.
  2. Go to "Settings."
  3. Select "Payment methods."
  4. Tap "Add card" or "Connect a bank account" to add your card or bank account to Klarna.

Frequently Asked Questions

Does Apple Pay work with Klarna?

Yes, Apple Pay does work with Klarna—meaning, you can use Klarna as a payment method with Apple Pay.

How do I add Klarna to my Apple wallet?

Adding your Klarna card to your Apple wallet is very easy. To do so: Log in to the Klarna app and tap In-store from your home screen. Choose the store you want to shop at. Follow the prompts to create a digital card. Add the card to your digital wallet.

Why is Klarna not accepting my bank card?

If Klarna declined your bank card, make sure it has sufficient balance in it and that you've entered the card details correctly. Nonetheless, Klarna might also decline your bank card if you use it for purchases that aren't allowed by the service.

Final Thoughts

Klarna is a popular BNPL service provider that has made it easy for people to shop the way they want and pay on a later date.

Klarna does accept Apple Pay and you can use the mobile payment service for purchases on Klarna. You can also use the Klarna Card for purchases through Apple Pay.

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About the Author

Hi everyone, I'm Tebid Kelly! Shopping is my passion, and I'm known for scoring the best deals and navigating the online shopping world with ease. With years of experience using various digital payment apps like Apple Pay, Google Pay, Cash A…

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