Usually, you'll need an account to start using PayPal, whether you want to send or receive money.
In fact, you'll typically be asked to sign up for an account when you visit PayPal's website or open the PayPal app.
Well, while that's the direct sense of the process, PayPal offers more flexibility than competing services, including a few ways to send money without actually creating an account.
If you need to send money to PayPal but don't actually have an account to do so, I'll show you the best and only possible way you can do this conveniently.
Can You Send Money To PayPal Without An Account?
This is a question to ask yourself first when looking to send money to PayPal without an account.
Though PayPal requires both the sender and receiver to have a registered account before they can transfer money, it is possible, however, to send money to PayPal without an account.
That being said, you can send money to PayPal without an account through a guest payment either through a special invoice from the receiver (sending money to a friend, relative or small business) or directly from the merchant's website (in case you're shopping online and want to checkout with PayPal without having an account).
How To Send Money To PayPal Without An Account
PayPal does not only limit its services to registered users — meaning, non registered users can make payments through PayPal.
This is useful especially in a situation where you want to make a PayPal payment but don't have time to create an account.
PayPal lets anyone make a guest payment with their credit or debit card; — you can't make a guest payment with your bank since you'll need to verify some details which would lead to the opening of a new PayPal account.
You can pay for special invoices or for your online purchases through a guest payment with PayPal.
That being said, if you don't have a PayPal account and want to make a quick payment or send money, then the steps outlined below may be useful:
Step 1: Request a Payment Invoice from the Receiver
The first and foremost step to take when looking to send money to PayPal without an account is to request a payment invoice from the receiver.
PayPal lets customers create invoices to receive payments, and this feature should be of great use in this case.
Step 2: Open the PayPal Link
Once the receiver sends you the invoice, you'll receive an email with detailed instructions for making the payment.
Just open the payment link in the invoice and proceed to the next step.
In case you're looking to pay for a purchase on a merchant website, tap the "Checkout with PayPal" button or something similar to pay with PayPal.
Step 3: Select the "Don't have a PayPal account?" Option
When a non-PayPal user receives the invoice email or decides to use PayPal to pay for an online purchase, they have the option to pay as a guest.
On the payment page, click the "Don't have a PayPal account?" option and tap "Continue to checkout."
Step 4: Enter Your Card Details
On the next screen, you'll be required to enter your card's details.
Keep in mind that you can't send money to PayPal without an account with your bank because it would demand additional verifications that are tied to having a PayPal account.
You may be prompted to create an account in this step.
In case you're not willing to create one, just type in your card details.
Fill up the relevant fields on the input screen with your contact information, billing address, and credit or debit card details. When done, press the "Review Payment" button.
Step 5: Review and Tap "Pay Now" Button
Review the payment information provided on the screen to ensure it is accurate.
Tap the "Change" button at the bottom of that section if you need to change any of the information.
Tap the "Pay Now" button to complete your payment or send the money after you've reviewed the payment details.
After that, an email will be sent to you by PayPal to confirm your payment (check your spam inbox if you do not see the receipt in over 10 minutes after the payment was made).
How to Open a PayPal Account
Opening a PayPal account is one of the best ways to send money conveniently online without incurring much fees.
The best is, opening an account with PayPal is completely free.
To open a PayPal account:
- Go to PayPal and click Sign Up.
- Select Sign Up for a Personal Account.
- Enter your country, email address, and password.
- Enter your other personal details.
- Link your credit card to PayPal (optional).
- Link your bank account to PayPal (optional).
- Verify your email address with PayPal.
In case you don't have a bank account to verify your PayPal account, you can always verify it without using a bank account.
How Much Money Can I Send With PayPal?
There is no limit on the amount of money you can send from your account once it has been verified. You may only be able to send $10,000 or up to $60,000 in a single transaction. (This amount may change, though, depending on the currency you use.)
To see your sending limit:
- Log in to your PayPal account.
- Click My Account at the top of the page.
- Click View limits next to your PayPal balance.
You can lift your sending limit by linking your bank account or credit card to your PayPal account.
Frequently Asked Questions
Can you use PayPal without an account?
Yes, you can use PayPal without an account and make payments with your credit or debit card.
How do I send money to someone with PayPal?
Use their email address and they'll get the payment in a simple, faster and more secure way. Enter the seller's email address. Enter an amount and make your payment more securely. Track your transactions in your account activity.
Can you Pay someone on PayPal with just their email address?
You can send money to almost anyone with an email address, without sharing your financial information with the recipients. Use their email address and they'll get the money in a simple, faster and more secure way. Enter your recipient's email address. Enter an amount and send your money more securely.
Can you pay someone on PayPal with just their username?
Yes, you can pay someone on PayPal with just their username, phone number or email address.
Final Thoughts: How To Send Money to PayPal Without An Account
PayPal is a popular payment service that lets users send and receive money to and from any part of the world.
Sending and receiving payments with PayPal is easy once you've registered an account.
If you don't have not registered yet and are looking to send money to PayPal without an account, this article should guide you through the process.
