Zelle operates a network of thousands of both online and local banks.
In fact, according to recent data from a press release, the Zelle network now has over 2,400 banks and credit unions, which accounts for approximately 80% of banks in the United States.
You should be able to find a complete list of the banks that use Zelle from Zelle's official network list, but I've also compiled a list of the most popular banks below.
Banks That Use Zelle Nationally In The USA
Though we can't list all U.S. banks that work with the Zelle app, here are some of the popular and top banks that use Zelle.
- Ally Bank
- Bank of Hawaii
- Bank of the West
- BB&T
- BECU
- Capital One
- Citizens Bank
- Comerica Bank
- ConnectOne Bank
- Dollar Bank
- First National Bank
- FirstBank
- Fifth Third Bank
- U.S. Bank
- TD Bank
- USAA
- PNC Bank
Small Regional US Banks That Use Zelle
Here are some small regional U.S. banks that use Zelle.
- SunTrust Bank
- MB Financial Bank
- M&T Bank
- KeyBank
- Home Street Bank
- Frost Bank
- Frederick County Bank
- First Tennessee Bank
International US Banks That Use Zelle
Here are some international US banks that use Zelle.
- Bank of America
- Citi Bank
- JP Morgan Chase
- Morgan Stanley
- Wells Fargo
Online Banks That Use Zelle
There are many online banks that use Zelle as of the present date.
Varo, Chime, and Ally Bank are some of the online banks that use Zelle, among others.
You can search for online banks that use Zelle from here.
List Of Banks That Don't Use Zelle
Zelle is a popular financial app that has rapidly integrated most US banks countrywide.
While Zelle might seem popular among US banks, there are a couple of banks that don't use Zelle.
Listing out these banks would be very easy since Zelle is constantly integrating US banks. Nonetheless, the best way to get a list of banks that don't use Zelle is to identify all those who aren't listed on Zelle's supported banks and credit unions page.
Does Zelle Partner With All Of The Banks Globally?
With more banks already on board and a standalone app for those who want the most convenience, Zelle is the best way to send money.
Although major banks like JPMorgan Chase have only recently begun supporting Zelle, the service has been around since 2016, and there are now many ways to use it, which means your money will be spent even more quickly.
According to them, this new partnership makes sending money simpler than ever. However, not all banks currently provide the service.
If My Bank Doesn't Support Zelle, Can I Still Use It?
Yes, you can use Zelle even if your bank does not offer the Zelle® Network.
All you'll have to do is download the Zelle app, link an eligible debit card to the app, and access all of Zelle's features.
Why Doesn't Zelle Connect To My Personal Bank Account?
You should make sure your bank uses Zelle.
If Zelle does not support your bank, link your debit card directly to the Zelle app.
Final Thoughts: What Banks Use Zelle
Usually, sending and receiving money through Zelle is simple and straightforward once you've linked a bank account or debit card to your Zelle account.
The good thing is the Zelle network is constantly growing and even if your bank isn't listed in the Zelle network, it can be tomorrow.