The PayPal debit card is one of a kind—anyone will love to have this card as a financial asset. However, before you can even use the card, you'll need to load money onto the card's balance.
PayPal offers many ways to add money to your PayPal card for free, but when it comes to in-store reloads, you'll be charged a fee.
If you're looking to load your PayPal card for free, you'll have to explore the alternative options mentioned in this guide.
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Where Can I Load My PayPal Card?
PayPal has partnered with many retailers to let you manage your PayPal card anywhere. This management comes with reload options and you'll be charged a fee for this service.
That said, you can reload your PayPal card at any participating retailer (including Walmart, CVS, 7-Eleven, Walgreens, Rite Aid, Dollar General, Dollar Tree, Family Dollar, and many others) at a fee.
All you'll need to do is take your cash to the register and let the clerk know you want to add cash to PayPal.
You can also do the following to add money to your PayPal card at participating stores:
- Open the PayPal app.
- Tap Finances or Wallet at the bottom of the home screen.
- Tap Add Cash at Stores.
- Select a retailer and tap Generate Barcode.
- Bring the barcode on your smartphone to your selected retail store and the amount of cash you want to add.
- The cashier will scan your barcode to load money into your PayPal Balance Account.
Can I Load Money To My PayPal Card For Free?
Unfortunately, PayPal does not offer free card reloads at any participating retailer for the money. If you're looking for a convenient option that offers free reloads, you can give a try to the Chime debit card.
How To Add Money To PayPal Card For Free
As earlier mentioned, loading money onto your PayPal card at participating stores comes with a fee. However, there are a couple of ways to add money to your PayPal card without any extra cost.
These include:
1. Using a Bank Account
One of the best ways to add money to your PayPal card for free is through a bank account. However, the inconvenient part with this method is that it takes 3-5 business days for a free transfer from your bank to arrive at your PayPal card balance.
To load money to your PayPal card for free through a bank account, follow these steps:
- Open the PayPal app and tap Finances.
- Tap Add Money From Bank or Card.
- Enter the amount and tap Next.
- Tap "in 3-5 days with your bank."
- Wait for your funds to be transferred to your PayPal card balance.
2. Using Direct Deposit
If you receive your paycheck through direct deposit, consider routing it to your PayPal balance instead of your bank account. This way, the funds are readily available in your PayPal account for spending with your card. Check with your employer to see if this option is available.
Can I Add Cash to My PayPal Card at an ATM?
No, you cannot add cash to your PayPal card at any ATM at the moment.
Final Thoughts
No participating stores offer free reloads for PayPal users at the moment—meaning, you can't add money to your PayPal card at participating retailers for free.
However, by using the free methods mentioned above, you can save money and maximize the value of your PayPal card. With a little planning, you can enjoy the convenience of your PayPal card without unnecessary charges.