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How To Withdraw Money From PayPal Without A Bank Account

PayPal offers a couple of withdrawal options. Find out how to withdraw money from PayPal without a bank account.
how to withdraw money from paypal without a bank account

Whether you're a seasonal finance app user or a day-to-day shopper, you've certainly come across PayPal and have probably used it before.

PayPal is one of the most popular payment services that allows users to send and receive money safely and conveniently.

In fact, PayPal is definitely one of the finance apps that have massively contributed to the digital shift in the financial space.

What's even great with the service is, it's open for anyone looking to have a taste of online payment services and allows consumers without an account to make payments through it.

If you've been using PayPal for some time now, you can agree with me that it offers many ways to withdraw money from the platform — of which the most common is through a linked bank account.

However, if you don't have a bank account or don't want to use your bank account for withdrawals, there are a couple of options available to cash out your money.

To help you out, I've compiled the best ways to withdraw money from PayPal without a bank account.

Table of Contents

Can You Withdraw Money From PayPal Without A Bank Account?

Yes, you can withdraw money from PayPal without a bank account.

Besides, you can even get money off PayPal without using a card.

PayPal has grown to be a leading payment giant over the years and has come out with even more powerful features to allow customers to manage their funds the way they want.

With that said, you can get money out of your PayPal balance anytime, anywhere.

So whether you have a bank account or not, it is possible to withdraw money from PayPal.

How To Withdraw Money From PayPal Without A Bank Account

Whether the withdraw to bank account option isn't available for you or you don't want to use your bank account to withdraw money from PayPal, there are a couple of options available for you.

With that said, there are two ways to withdraw money from PayPal without a bank account, which include:

  1. Requesting Paper Checks, and
  2. Through the PayPal Debit Card.

As long as your PayPal account is in good standing and eligible for these features, you should find it very easy to withdraw money from PayPal without a bank account.

1. Request Paper Checks

paypal paper checks

If you're used to receiving payments from your employer through checks, then this option should be ideal for you.

One of the best ways to withdraw money from PayPal without using a linked bank account is by requesting a paper check from the platform.

The process is very easy and straightforward and would not, in any way, require you to use a bank account.

To request a paper check on PayPal:

  1. Go to "Wallet."
  2. Click "Transfer Money."
  3. Click "Request a check by mail" (fee applies).
  4. Enter the amount you want to transfer (the minimum is $1.51 USD).
  5. Click "Next."
  6. Review your transfer details, then click "Request (amount) Now."
  7. Click "Done."

It roughly takes between 5-10 business days for your paper check to arrive in your mailbox.

Once it arrives at your address, you can cash the check or endorse it to someone else.

There are a couple of places to cash a check nowadays besides banks and credit unions, including, gas stations, liquor stores, etc. 

2. Through The PayPal Debit Card

paypal debit card

The PayPal Debit Card is a card that lets you spend your PayPal balance in-store anywhere Mastercard is accepted.

You can also get cash rewards for eligible purchases through the card.

In addition to that, the PayPal Debit Card turns out to be a great way to withdraw money from your PayPal account. And of course, you won't be needing your bank account for this.

However, there are some eligibility requirements to get the card, which include:

  • Having a PayPal Balance account.
  • Being an active PayPal member with no open issues in the Resolution Center.

To apply for a PayPal Debit Card:

  1. Go to the PayPal Debit Card page.
  2. Click on "Request Your Card."
  3. Then follow the instructions to request your card.

You should be able to start withdrawing money from your PayPal account without a bank account at an ATM as soon as you receive your card, which should roughly take 7-10 business days to arrive.

How Long Does It Take To Withdraw Money From PayPal Without A Bank Account?

It typically takes 5-10 business days to withdraw money from PayPal without a bank account regardless of the method you used.

How To Get Cash From PayPal Instantly

The best way to get cash from PayPal instantly is through the "Instant Transfer" option, which goes at a fee.

To get cash from PayPal instantly:

  1. Go to "Wallet."
  2. Click "Transfer Money."
  3. Click "Withdraw from PayPal to your bank account."
  4. Select "Instant" (Free).
  5. Follow the instructions.

How To Withdraw Money From PayPal Without Fees

Surprise! It turns out that the best way to withdraw money from PayPal without fees is through a bank account with the standard transfer option.

To do so:

  1. Go to "Wallet."
  2. Click "Transfer Money."
  3. Click "Transfer to your bank."
  4. Select in 1-3 days (No fee).
  5. Follow the instructions.

Can I Receive Money On PayPal Without Linking A Bank Account Or Card?

Yes, you can receive money on PayPal without linking a bank account or card.

However, keep in mind that you won't be able to withdraw the money from the platform unless you link a valid bank account or card to your account.

Frequently Asked Questions

How do I turn my PayPal money into cash?

The best way to turn your PayPal money into cash is by transferring the funds to a linked bank account or card. You can also use your PayPal Debit Card to withdraw cash directly from an ATM.

How do I transfer money from PayPal to PayPal without a card?

If you have a bank account linked to your PayPal account, then it should be easy to transfer money to another PayPal account.

Does PayPal need a bank account?

No, you don't need a bank account to use PayPal. You can sign up for the platform and link a debit card to your account to start using PayPal.

Final Thoughts

PayPal is a popular payment service that allows people to send and receive money to and from any part of the world.

PayPal offers many ways for customers to withdraw money from the platform, and whether you're using it to use a bank account or not for withdrawing funds, you should find a couple of convenient options for you.

While withdrawing money from PayPal without a bank account is possible, it can, however, take longer than expected considering the time it will take a paper check or your PayPal Debit Card to arrive in your mailbox.

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About the Author

Tebid Kelly is a Graphic Designer, Web Developer, Ethical Hacker, Programmer, and Content Creator who showcases his skills and experience on his blogs. He also has much love for finance apps such as Cash App, Venmo, PayPal, Zelle, etc on which he ha…

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