If you urgently need money found in your Walmart MoneyCard but don't have the card with you, you might be wondering how can I get money off my Walmart Card without the card itself.
There are ways to get money off the Walmart Card without the card. Continue reading to find out how.
The card comes with lots of benefits most especially for Walmart shoppers letting them get a cash back of 1% in Walmart locations, 2% in Walmart fuel stations and up to 3% when shopping through the Walmart app.
You'll basically need the Walmart MoneyCard to withdraw money from the card. However, if you don't move along with the card and need cash urgently, there are some ways you can use to get money off your Walmart card without the card itself.
That said, this article focuses on showing you how can I get money off my Walmart card without the card.
Table of Contents
What is the Walmart MoneyCard?
The Walmart MoneyCard is a reloadable prepaid debit card that can be used anywhere MasterCard or Visa debit cards are accepted, to make electronic purchases.
The card has many features that are comparable to those of a checking account. Use your card for direct deposit to get paid up to two days earlier.
You can use the card for mobile check deposit to cash checks to increase your balance.
To pay bills and other expenses, use the card's free online bill-pay service or write checks against your available balance.
By installing the Walmart MoneyCard App on an Apple or Android smartphone, you can keep track of activity on your prepaid card.
How do you get a Walmart MoneyCard?
To get the Walmart MoneyCard, you must complete the online application and verify some of your personal information.
Walmart requires every MoneyCard applicant to be least 18 years old.
You'll need the following details to get a Walmart MoneyCard:
- First and last name
- Address and apartment or unit
- Zip Code
- Mobile number
- Email address
- Social Security Number and date of birth
Other identification documents, such as a driver's license, passport, or state or national ID, may also be required by Walmart.
You must check the boxes next to each of the terms and conditions after entering all of the necessary information in order to continue.
To open and use your account, you must confirm your mobile phone number via text message for security reasons.
You should receive messages asking you to enter the code that appears in your inbox at the phone number you provide.
You must activate your card after receiving it by providing the card number, security code (CVV), expiration date, and following other guidelines.
Read Also: Does Zelle Work With Walmart MoneyCard?
How to Load Money On Walmart MoneyCard
There are some few ways to add money onto your Walmart MoneyCard.
1. Direct Deposit
Through direct deposit, you can load government benefits or paychecks directly onto a MoneyCard. You can choose to deposit all or a portion of your check using this free service.
Up to two days prior to the scheduled "payday," employers are permitted to notify the bank of direct deposits; Walmart will then advance money to the card.
2. Walmart Rapid Reload
You can use this option to pay $3.00 to add money to your card at Walmart locations.
Using the Walmart MoneyCard app to deposit cash is free at Walmart locations.
You can deposit cash for these deposits by selecting "Deposit Cash Using the Walmart MoneyCard App" from the Deposit tab of the Walmart MoneyCard app.
3. Online Transfer
There is no reloading fee for online transfers, which typically take one to three business days. Your bank might impose fees on the electronic transfer, though.
4. Tax Refund
If you file your taxes electronically, you can choose to have your refund directly deposited onto your Walmart MoneyCard; there is no reloading fee.
You give Walmart your card information and mobile number, and they text you the direct deposit information you need to include on your tax forms.
The standard Internal Revenue Service (IRS) processing period applies; however, you will typically get your refund sooner if you file electronically rather than by mail.
Read Also: How to Add Money to Cash App at Walmart.
What is the Account Balance Limit on a Walmart MoneyCard?
A Walmart MoneyCard can have a maximum balance of $7,500. The average competitor's maximum balance is $3,000.
Can I Get Money Off My Walmart Card Without The Card?
In a direct point of view, you'll basically need your Walmart MoneyCard to get money off the card at an ATM.
You can't directly get money off your Walmart card at an ATM without the card since Walmart does not offer Cardless withdrawal feature for the card.
However, if you don't plan on getting money from an ATM, then there are some ways you can use to get money off your Walmart card without the card.
How Can I Get Money Off My Walmart Card Without The Card
Since Walmart does not offer Cashless ATM withdrawals, getting money off a Walmart card without the card can be tricky and sometimes, impossible for many.
The process of getting money off a Walmart card without the card involves the use of digital transfers to other wallets.
That said, here are some way to get money off a Walmart card without the card.
1. Use PayPal to Get Money Off Walmart Card Without the Card
PayPal is an digital payment system that offers convenience and security when paying for goods and services online.
Customers can create an account on PayPal that is linked to their credit card or checking account
Users can start transferring payments to and from other PayPal users online or through the PayPal's app once identity and proof of funds have been verified.
PayPal supports prepaid cards including the Walmart MoneyCard which means, you can link your Walmart card to PayPal and use as a funding source for your transactions with PayPal.
In this way, you are getting money off your Walmart card without using the card itself.
2. Use Venmo to Get Money Off Walmart Card Without the Card
Venmo is a P2P payment app that lets you pay and request money from your friends and relative.
When you owe your friends money but don't want to deal with cash, Venmo essentially offers a social way to pay them.
According to Walmart MoneyCard Help Center, you may perform external account funding transactions up to $1,500 per month and your Walmart MoneyCard can be used to add money to Venmo within the limit set for external account funding.
This means, you can transfer money from Walmart MoneyCard to Venmo. Once the funds in your Venmo account, you can use them for transactions with Venmo or better still withdraw money from Venmo.
This is a great way to get money off your Walmart card without the card.
How to Use the Walmart MoneyCard
You can use the Walmart MoneyCard for a variety of transactions including the following:
1. Withdraw Money
You can withdraw funds from various ATM locations using the Walmart MoneyCard across the United States. A day's worth of withdrawals from an ATM are limited to $500.
Once more, at participating banks, you can withdraw cash up to $400 per teller transaction over the counter.
2. Buy Goods and Services
You can use the card to make purchases of goods and services both offline and online.
When making an online purchase, all you need to do is enter your card's number, expiration date, and CVV. You can swipe to pay at the register in physical stores.
Walmart MoneyCard Fees
The MoneyCard is available at all Walmart locations for $1.
The $5.94 monthly service fee for the card is waived if you received $500 or more in direct deposits in the previous month.
Cash withdrawals from an ATM or teller cost $2.50, but they are free at Walmart stores.
While other reload locations can charge up to $5.95, Walmart stores charge $3 for cash reloads.
A 3 percent foreign transaction fee and $0.50 for ATM balance inquiries are additional charges.
A 12-pack of checks costs $5.95, and replacing a card costs $3 (or $15 for expedited delivery).
Final Thoughts: How Can I Get Money Off My Walmart Card Without The Card
The Walmart MoneyCard is a reloadable prepaid card that can be used to pay bills, buy goods and services and also to send money to others without hassle.
The card comes with lots of benefits most especially for Walmart regular shoppers.
Walmart does not offer Cardless withdrawals meaning, you can't directly get money off your Walmart card without the card.
This article, however, however, compiles ways to get money off your Walmart card without the card.