With new players gradually integrating the financial space, it is more than crucial to have a convenient payment method to complete most financial transactions nowadays.
Buy Now Pay Later (BNPL) is one of the new players financial space, and has rapidly grown to become a popular trend for people looking to shop without having to empty their pockets for completing purchases.
In fact, over 360 million people now use BNPL services for completing purchases—which is expected to double-up over the next five years (that is in 2027), according to Juniper Research.
Cash App is a popular peer-to-peer or person-to-person (P2P) payment service that facilitates money transfers, and is currently accepted by a couple of stores.
While BNPL services allow you shop now and pay in a set of installments, using these BNPL service providers with a P2P payment service, such as Cash App will come with more financial convenience.
With that said, if you've always wondered what Buy Now Pay Later apps work with Cash App, you've come to the right place.
To help you out, we've made a thorough research on the topic and have listed the best Buy Now Pay Later apps/services that work with Cash App.
Table of Contents
Do Buy Now Pay Later Work With Cash App?
Cash App is primarily a P2P payment service, which means transactions made through the app are usually between two users—from one user to the next.
However, the company has improved over the years to offer customers an easy way to use their balance for other transactions besides money transfers. And now, Cash App allow users borrow money, invest money and even shop at a couple of stores including Walmart, Walgreens, 7-Eleven, among others.
While a couple of sources might say otherwise, Cash App does work with Buy Now Pay Later services.
What Buy Now Pay Later Works With Cash App?
Cash App does works with a Buy Now Pay Later app or service, but which?
Cash App works with Afterpay through Afterpay Shopping—which allows Cash App customers shop now and pay later in 4 installments.
With Afterpay Shopping, you'll have to complete the first payment at the time of shopping, and the other 3 installments will be deducted automatically from your preferred payment method every two weeks.
The interesting part is, there you wouldn't be required to pay any fee—provided you make your payments on time.
What Are The Requirements To Use Afterpay With Cash App?
Using Afterpay with Cash App goes with some requirements, which include:
- You need to be 18+ years of age.
- You need to be a US resident.
- You need to meet some additional eligibility requirements (which vary for each account).
How To Use Afterpay With Cash App
Once you're eligible, it should be very easy and straightforward to use Afterpay with Cash App.
You will be able to make Afterpay payment straight from your Cash App.
To do so:
- Tap on an active Afterpay order.
- Tap "Pay Early."
- Select the amount you want to pay.
- Confirm the payment and tap "Done."
Where Can I Use Afterpay With Cash App?
Cash App collaboration has made it easy for customers to shop now and pay later at a couple of supported stores.
Not all stores accepted Afterpay with Cash App, which is why Cash App features an Afterpay Shop Hub to allow users easily know where Afterpay payments would be accepted through Cash App.
To know where you can use Afterpay with Cash App:
- Tap on the Discover icon (magnifying glass) from the Home Tab to open Discover
- Tap on the Afterpay merchant carousel to open "Afterpay Shop Hub."
- Now, search through Afterpay merchants by name and category.
Does Klarna Accept Cash App?
No, Klarna does not currently accept Cash App.
However, there's an indirect way to use Cash App on Klarna which is through a linked bank account. For your convenience, here's a detailed guide on Klarna's support for Cash App.
Does Sezzle Accept Cash App?
No, Sezzle does not accept Cash App as a payment method.
This means, you won't be able to use your Cash App account and linked funding source as payment methods for Sezzle payments.
Does Affirm Accept Cash App?
No, Affirm does not accept Cash App as a payment method.
Frequently Asked Questions
How do I set up Afterpay for Cash App?
It is very easy to set up Afterpay for Cash App. All you need to do is tap on the in-app Discover magnifying glass on the Cash App home screen and then tap on the Afterpay tile at the top of Discover, where you can search through the network of Afterpay merchants and browse by name and category. If you don't have an Afterpay account, I'll recommend you sign up for one through the Afterpay app or website.
How do I borrow money from Cash App?
You are only allowed to borrow money from Cash App if you can access the borrow feature of the app.
What credit card can you use with Cash App?
Cash App supports credit cards from Visa, MasterCard, American Express, and Discover.
BNPL is one of the leading trends in the financial ecosystem, and most consumers nowadays prefer to use it over similar traditional payment methods such as credit cards.
Following its increasing trend, having at least a BNPL service linked to a payment service such as Cash App will offer more shopping convenience.
As of this writing, the only BNPL service that work with Cash App is Afterpay, and customers can use Afterpay Shopping to shop now and pay later in 4 interest-free installments.
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