Netspend prepaid cards offer a convenient way to manage your finances. In fact, they are great banking alternatives for consumers who find it difficult to bank with a traditional bank. However, unlike traditional banks, Netspend does not own any ATM featuring its logo, making it a challenging task for customers looking to withdraw money from their prepaid debit cards.
In this guide, I'll show you how to find nearby Netspend ATMs, including free options to save money on ATM fees.
How to Find Netspend ATM Near Me
Netspend makes it very easy for consumers to locate nearby ATMs through its ATM locator tool. However, this tool might not always be necessary since Netspend cards can be used for withdrawals worldwide. But if you reside in a strange area where it isn't that easy to find an ATM, then this tool can come in handy.
So to find Netspend ATMs near you:
- Go to the Netspend ATM locator tool.
- Enter your Zip code or address and tap the search function.
- The tool will display relevant locations based on the address entered.
- You can also refine your search with the available filters.
- Now tap on a convenient location to get directions.
Pro Tip!
Netspend uses the Visa® PLUS and Mastercard® ATM networks. Look for ATMs displaying these logos—these are your best bet for avoiding out-of-network fees, typically around $2-$4 per transaction
How to Find Free Netspend ATM Near Me
We all know that the major downside of Netspend is its fees. And as a matter of fact, Netspend charges huge fees for ATM withdrawals. However, there are a few walk-around to avoid fees on Netspend withdrawals, which include:
1. In-network ATMs
In-network ATMs are those ATMs that typically offer fee-free or surcharge-free withdrawals. Netspend partners with MoneyPass to offer free ATM withdrawals when necessary. So you can use the MoneyPass ATM locator to find fee-free ATMs nearby and withdraw money from your Netspend card without having to incur fees.
Also, if your bank participates in a network that offers free withdrawals, you can use its ATM locator to locate its nearby ATMs and withdraw cash without paying fees. So contact your bank to inquire about this.
2. Cash Back at Supported Retailers
Many grocery stores and retailers offer cash back when you make a purchase with your debit card and save extra money for ATM fees. Netspend prepaid debit cards are no exception as they let you pay for your purchases and get cash back while doing so. However, when shopping with your Netspend card, you'll need to make sure you choose "DEBIT" then, enter your PIN when prompted, and check the cash-back limit beforehand. This way, you'll be sure you'll really get cash back and avoid ATM fees at that retail location.
Your Takeaway
The Netspend card offers a wide range of uses and can be used at many ATMs worldwide. You can leverage this convenience to maximize your savings and avoid ATM fees. It offers an ATM locator tool that lets you locate nearby ATMs for your cash withdrawals. Considering its huge ATM fees, this isn't always a convenient option.
So consider using in-network ATMs and getting cash back at supported retailers to save money on your grocery shopping at avoid ATM fees.