Who Accepts PayPal Pay in 4? (List of 50+ Stores)

PayPal Pay in 4 is constantly growing across millions of stores worldwide, especially with Gen Z shopping demands shifting the BNPL services.

Its easy access, soft requirements, and saving abilities have made it one of the top choices for every shopper looking to save while making fee-free installment payments.

So if you're looking for where to shop with PayPal Pay in 4, I'll provide you with a list of stores that actively accept Pay in 4.

Who Accepts PayPal Pay in 4?

Usually, you should be able to use PayPal Pay in 4 at a store that supports PayPal.

In fact, if your country or region is eligible for the Pay in 4 service through PayPal, then you should be able to find the Pay Later option anytime you select PayPal at the checkout of a supported merchant.

That's just the easiest way for you to find out if a store you visit supports PayPal Pay in 4. But if you need a convenient list instead, here are some stores you should expect to support the BNPL giant.

1. Adidas - Casual and athletic clothing, shoes, sneakers, and accessories
2. Aeropostale - Casual apparel for young adults
3. Airbnb - Online marketplace for vacation rentals, cabins, beach houses, and other properties
4. American Airlines - Airline tickets, cheap flights, and vacation packages
5. American Eagle - Men's and women's clothing, shoes, and accessories
6. Anthropologie - Women's clothing, accessories, shoes, and homeware
7. ASOS - Men's and women's clothing, shoes, accessories, and beauty products
8. Aveda - Haircare and skincare products
9. Bed, Bath & Beyond - Bedding, bath, cookware, and home décor
10. Best Buy - Electronics, computers, appliances, cell phones, video games, and more
11. Bloomingdale's - Luxury department store offering designer clothing, handbags, accessories, home items, and more
12. British Airways - Flights, hotels, vacations, and city breaks
13. buybuy Baby - Items for babies and young children, such as strollers, highchairs, and toys
14. Calvin Klein - Apparel for men and women, handbags, footwear, underwear, fragrance, and home furnishings
15. Chairish - Vintage and contemporary furniture, décor, and art
16. Charlotte Tilbury - Makeup and skincare products
17. DHgate.com - B2B online trading marketplace for goods manufactured in China
18. Eastern Mountain Sports - Outdoor apparel and gear
19. eBay - eCommerce store for a wide variety of items, from electronics to fashion and collectibles
20. Etsy - Handmade, vintage, antique, and custom items
21. Fitbit - Activity trackers
22. Footlocker - Footwear, apparel, and accessories from brands like Nike, Jordan, and Adidas
23. Forever 21 - Trendy clothing, shoes, jewelry, and accessories
24. FragranceX.com - Discount men's and women's fragrance products
25. GNC - Vitamins, supplements, and protein powder
26. GoDaddy - Website domains and hosting
27. H&M - Clothing, shoes, and accessories for men, women, and kids, and home goods
28. Hollister - Clothing, such as jeans, tops, and hoodies, for teenagers
29. HP - Laptop computers, desktops, printers, ink, and toner
30. iTunes - Store for buying and downloading songs, TV shows, movies, and podcasts
31. JCPenney - Department store offering clothing, furniture, and items in lots of other categories
32. JetBlue Airways - Flights and vacation packages to more than 100 destinations
33. Kenneth Cole - Clothing, shoes, and accessories for men and women, shoes for kids, luggage, bedding, and home décor
34. Kiehl's - Skincare and haircare products
35. Levi's - Jeans, denim jackets, and clothing
36. LG - TVs, home entertainment, and kitchen appliances
37. Microsoft - Computers, apps, and gaming
38. NARS - Makeup and skincare products
39. Nautica - Apparel for men, women, and kids, as well as home products
40. Netflix - Streaming service for TV shows, movies, anime, and documentaries
41. New Balance - Athletic footwear and fitness apparel
42. Nike - Casual and athletic clothing, shoes, sneakers, and accessories
43. Olay - Skincare products
44. Overstock.com - Furniture and home goods at discount prices
45. Petco - Pet supplies, pet food, and pet products
46. Puma - Casual and athletic clothing, shoes, sneakers, and accessories
47. Ray Ban - Sunglasses and eyeglasses
48. Reebok - Casual and athletic clothing, shoes, sneakers, and accessories
49. Saks Fifth Avenue - Department store offering luxury fashion, designer clothing and homeware
50. Sephora - Makeup, skincare, fragrance, hair, and beauty products
51. SHEIN - Women's, men's, kids', and plus size clothing, and beauty products
52. Sketchers - Lifestyle and athletic footwear and apparel for men, women, and kids
53. Space NK - Luxury beauty products, skincare, and makeup
54. Steam - Video game digital distribution service and storefront
55. Sunglass Hut - Men's sunglasses, women's sunglasses, and prescription sunglasses
56. Target - Offers products in lots of categories, such as clothing, shoes, accessories, home, electronics, groceries, and baby
57. The RealReal - Pre-owned bags, jewelry, and clothing from designers like Chanel, Gucci, Louis Vuitton, and Prada
58. Toys "R" Us - Toy, clothing, and baby product retailer
59. Uncommon Goods - Gifts, jewelry, home décor, clothing, and other unique pieces
60. Under Armour - Sports apparel, athletic shirts, shoes, and accessories
61. United Airlines - Airline tickets, travel deals, and flights
62. Urban Outfitters - Clothing, home décor, beauty, books, and vinyl
63. Walmart - Offers products in lots of different categories, such as groceries, clothing, electronics, and home goods
64. Wayfair - Furniture, kitchen products, home décor, and appliances
65. Wish - Various items, like tech, clothing, and home décor, at affordable prices
66. Yankee Candle - Candles, air fresheners, and home fragrance
67. Zappos - Shoes, sneakers, boots, and clothing
68. Zara - Clothing, shoes, and accessories for men, women, and kids
69. Zulily - Brands and boutique labels up to 70% off, offering products in lots of categories

If you need a broader list, you can check PayPal's complete list of brands that support Pay in 4.

How to Find & Use PayPal Pay in 4 at Stores that Accept it

As earlier mentioned, the easiest way to find a store that supports PayPal is at the checkout of the store itself. All you'll have to do is select PayPal and see whether Pay Later comes up.

Putting what's being said into steps, you can find stores that accept Pay in 4 through PayPal as follows:

1. Select PayPal at the checkout (if the store accepts PayPal payments).
2. You'll see the "Pay Later" option show up (if it is supported by the store).
3. Follow the steps to apply for the feature.
4. After submitting your application, you should receive instant approval right away.

You can make your first installment payment (or down payment) as soon as you are approved and even make more purchases as long as you stay within the limits ($30 to $1,500).

Pay in 4 isn't just about flexibility but also considers your financial safety as well, as it lets you create a single-use virtual card if you use Honey together with PayPal for your discount shopping. Nevertheless, you can still get the single-use card as long as you are a Pay in 4 user.

Does Walmart Accept PayPal Pay in 4?

Yes, Walmart does accept PayPal Pay in 4 as a payment method at the checkout. So you should be ready to check out with these BNPL services anytime you shop at Walmart.

Does Amazon Accept PayPal Pay in 4?

No, Amazon does not accept PayPal Pay in 4. In fact, it doesn't accept PayPal in the first place before featuring Pay in 4.

However, Amazon does have its own installment plans in case you need to shop on a budget on Amazon.

Final Thoughts

Millions of stores now accept Pay in 4, and there's a great chance that the store you frequently shop at accepts the BNPL service.

To find that out, you can always look out to see if you'll find the Pay Later option listed as soon as you select PayPal as a payment method. If available, you can apply and get approved for the service and start saving while shopping on a budget.