Walmart is a leading retail giant in the e-commerce space that has always looked to offer customers the convenience they need when shopping.
Of course, this convenience comes with offering shoppers the most flexible payment methods including Buy Now Pay Later (BNPL) services like PayPal Pay in 4.
PayPal Pay in 4 is gaining traction, with over 300 thousand users in just the United States alone. With that being said, more and more retailers have started accepting it as a payment method. But does this convenient payment option work at Walmart? That's what we'll be seeing today.
In this guide, we'll see whether Walmart accepts PayPal Pay in 4 and how you can use this flexible payment method for making payments at Walmart.
Does Walmart Accept PayPal Pay in 4?
Walmart accepts PayPal Pay in 4 as a payment method. In fact, PayPal is featured as one of the payment options at the checkout whenever you want to make a payment.
With this in mind, you'll think Pay in 4 is as well accepted as a direct payment method at Walmart. But here's what you should keep in mind instead;
PayPal Pay in 4 is only accepted at select merchants and it is not always a guarantee that a merchant that accepts PayPal will obviously accept Pay in 4.
So what does all this mean? This is just to say that Walmart is one of the select merchants that accept both PayPal and its flexible Pay in 4 as payment methods.
How to Use PayPal Pay in 4 at Walmart
Using PayPal Pay in 4 at Walmart is as easy as using PayPal for payments.
To do so:
- Apply and get approved for PayPal Pay in 4.
- Go to Walmart.com and shop as you normally do.
- Once you're done shopping, proceed to the checkout.
- At the checkout, select "PayPal" and a dropdown with Pay in 4 should appear.
- Select the "Pay in 4" and complete your purchase.
Why Can't I Use PayPal Pay in 4 At Walmart?
While Walmart accepts PayPal, there are some situations where the Pay in 4 option might not appear at the checkout. Why?
When looking to understand this better, I came across a page on the PayPal community where a moderator explains a reason for this. The moderator typically says;
PayPal Pay in 4 is not available for certain merchants and goods. We may also decide not to offer PayPal Pay in 4 as a payment option in certain circumstances.
If Pay in 4 is available for your purchase, it will show at the checkout.
While this looks like an easy reason, it does mean a couple of things.
First, PayPal Pay in 4 might not work at Walmart in your case because you are shopping for an ineligible product or good. In this case, you'll always want to make sure that the item you're shopping for supports PayPal Pay in 4 payments.
Secondly, PayPal Pay in 4 might not work if you have an issue with your PayPal account. This always turns out to be a problem with your credit—maybe you've reached your available credit limit. In this case, you'll want to check your PayPal account for any limitations that might cause your purchase not to go through.
Thirdly, PayPal Pay in 4 wouldn't appear if the retailer does not offer it—which is the case with Amazon which does not even feature PayPal itself.
Final Thoughts
PayPal Pay in 4, just like other BNPL services is becoming the leading way to pay for purchases as it is now accepted by millions of retailers, including Walmart.
This guide compiles the steps to using PayPal Pay in 4 at Walmart and the possible reasons why you may not be able to use it for purchases.
If you were able to read until this stage, it therefore means that you have a complete understanding of PayPal Pay in 4, including how to use it and why it wouldn't appear at a retailer.
So what was your experience with using it at Walmart? Shout it out in down in the comments.