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What Payment Methods Does Costco Accept?

Wondering what payment methods does Costco accept? Find out whether your preferred payment method is accepted at Costco.
what payment methods does costco accept

When it comes to shopping at Costco, it's important to know what payment methods are accepted. Costco has specific policies in place regarding the types of payments they accept, especially when it comes to card payments.

In this article, we will explore the various payment methods that Costco accepts at its warehouse store locations, gas stations, and

So, let's dive in and discover the convenient ways you can pay for your purchases at Costco!

Table of Contents

What Payment Methods Does Costco Accept?

If you're looking to shop at Costco and are wondering what payment method you can use, here are the different types of payment methods you can use at Costco warehouse locations, gas stations, and

U.S. Costco warehouse locations accept:

  • All Visa Cards
  • The Costco Anywhere Visa® Card by Citi
  • Most PIN-based Debit/ATM Cards
  • Costco Shop Cards
  • Cash
  • Personal checks from current Costco Members
  • Business checks from current Costco Business Members
  • Traveler's checks
  • EBT cards
  • Mobile Payment (Apple Pay, Google Pay, Samsung Pay)

U.S. Costco Gas Stations accept:

  • All Visa Cards
  • The Costco Anywhere Visa® Card by Citi
  • Most PIN-based Debit/ATM Cards
  • Costco Shop Cards accepts:

  • All Visa Cards
  • The Costco Anywhere Visa® Card by Citi
  • MasterCard
  • Most PIN-based Debit/ATM Cards
  • Costco Shop Cards
  • Visa

What Credit Cards Does Costco Accept?

Costco's credit card landscape is a bit like their aisles—full of surprises! Here's the deal:

In-store and at gas stations:

  • Visa: Visa reigns supreme! Swipe away with any Visa credit card (including co-branded cards) and you're golden.
  • Mastercard: Sorry, Mastercard fans, your plastic is out of luck for in-store and gas station purchases.

Online at

  • Visa: Visa still holds the crown, allowing smooth online shopping with your trusted Visa card.
  • Mastercard: Heads-up, online warriors! Mastercard joins the party at, opening up your payment options.

Does Costco Accept Visa Credit Cards?

Yes, Costco does accept all Visa-branded credit cards.

Does Costco Take Debit Cards?

Yes, Costco does accept debit cards. You can use your debit card with a PIN to make purchases at Costco's physical stores, as well as online at

Does Costco Accept Capital One?

No, Costco does not accept Capital One credit cards. Costco warehouses and gas stations only accept Visa cards.

Does Costco Accept American Express?

No, Costco does not accept American Express cards.

Does Costco Accept Discover Cards?

No, Costco has stopped accepting Discover cards as of November 2023. The main reason why Costco stopped accepting Discover cards is because the giant retailer made Visa its exclusive partner.

Final Thoughts

Costco accepts a variety of payment methods to accommodate the needs of its customers. The primary payment method accepted at Costco warehouses is Visa credit cards. Additionally, Costco accepts debit cards with a PIN, mobile wallets like Apple Pay and Google Pay, cash, personal checks, business checks, traveler's checks, Costco Shop Cards (gift cards), and EBT cards for eligible purchases.

It's important to note that the accepted payment methods may vary depending on the location and the type of purchase (in-store or online). For the most up-to-date and specific information regarding payment methods at Costco, it is recommended to check with your local Costco store or visit their official website.

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About the Author

Tebid Kelly is a Graphic Designer, Web Developer, Ethical Hacker, Programmer, and Content Creator who showcases his skills and experience on his blogs. He also has much love for finance apps such as Cash App, Venmo, PayPal, Zelle, etc on which he ha…

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