Cash App works with surcharge-free (or say, in-network) ATMs around the country so you can withdraw money from your account balance. But that usually comes at a flat $2.5 fee for every withdrawal.
You can save your $2.50 on every Cash App withdrawal if you have the Green status, which gives you access to unlimited ATM withdrawals at in-network ATMs.
What ATMs Are Free For Cash App?
As mentioned earlier, if you are a Cash App Green user, you'll have access to exclusive banking benefits, including the ability to make unlimited free withdrawals at in-network ATMs.
But for that to be possible, you'll need to meet the Green status requirements, which include:
- Spending $500 or more using your Cash App Card or Cash App Pay, or
- Receiving $300 or more in qualifying paycheck direct deposits.
Once you are eligible for the Green status, you'll be able to access any in-network ATM like Allpoint or MoneyPass without being charged for withdrawals.
To find in-network Cash App ATMs for free withdrawals, follow these steps:
- Tap the Cash Card tab
- Select "Find an ATM"
- Select a location near you using the map or search by address
Once you've found a convenient location, you can use the options to get directions or copy the address into your preferred navigation app.
No More Out-of-Network Reimbursement
Before, Cash App offered reimbursement for one out-of-network ATM withdrawal per 31 days when you receive at least $300 in direct deposits into your Cash App each month. But they've retired this feature and shifted to something bigger, especially for regular eligible users.
That said, they've shifted (or let me say expanded) this major possibility by letting you get a Green status by just receiving the $300 in direct deposit each month. If you've been meeting this requirement every month, chances are that you are already a Green user and are able to access unlimited ATM withdrawals.
How to Find Free Cash App ATMs Near You
If you are a Green user and want to find a nearby Cash App ATM, you'll need to follow these steps:
Step 1: Go to a Free ATM Locator Website
As mentioned earlier, there are a few ATM networks that let you make free withdrawals from your Cash Card. Let's go in for MoneyPass ATMs, for example.
Step 2: Use their ATM Locator tool
Once on the MoneyPass website, go to their ATM locator tool and enter your address or zip code to find their ATM locations that are closer to you.
Make sure you've ticked "All Surcharged-Free ATMs."
Step 3: Get Directions to the ATM
If you've provided your address correctly, the tool will highlight all MoneyPass ATM locations near you on the Map. From there, you can tap on the nearest location to get directions.
Step 4: Withdraw your Cash
After following the directions to the fee-free ATM, use your Cash Card as you'd normally do at any ATM and follow the prompts to withdraw your funds.
Cash App Withdrawal Fee
Cash App withdrawals are free at in-network ATMs for qualifying users. However, Cash App will charge you a $2.50 fee for out-of-network ATM withdrawals.
Nonetheless, you can avoid these fees by setting up and receiving qualifying direct deposits of $300 or more.
Cash App ATM Withdrawal Limit
Cash App lets you withdraw:
- $1,000 per day
- $1,000 per ATM transaction
- $1,000 per week
These limits reset daily at 7 PM CDT, weekly on Saturdays at 7 PM CDT, and monthly at 7 PM CDT on the last day of the month.
Is Walgreens ATM Free For Cash App?
Yes, Walgreens ATMs are free for all Cash App Green users. If you don't have a Green status yet, consider getting qualified for it the next calendar month; you'll always be charged $2.50 for your Walgreens withdrawals.
Is 711 ATM Free For Cash App?
Yes, just like Walgreens, 711 ATMs are only free for Cash App Green users.
Final Thoughts
Cash App allows Green users to freely withdraw money from any in-network ATM. And if you aren't a Green user yet, you can easily qualify by receiving $300 in direct deposits or spending $500 or more with your Cash App card or Cash App Pay.
Ultimately, this guide outlines the steps to find all Cash App free ATMs that you can freely access once you meet the Green status requirements.
