We are gradually moving to a digital era.
Modern technology has made financial management even easier and more convenient through mobile payment apps or digital wallets.
Cash App is one of the most popular payment apps nowadays, and with over 70 million active monthly transacting users, there's no doubt the payment giant has come to stay.
Making payments through Cash App is easy and convenient, and the app even allows you to transfer money from your balance to your bank account.
However, some users usually face issues when transferring money to their bank accounts, and a common issue is the Cash App money not showing up in their bank account after a transfer.
If you're facing this common issue, you've come to the right place.
To help you out, we'll see why is your Cash App money not showing up in your bank account together with some troubleshooting tips to help resolve the issue.
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Why Is My Cash App Money Not Showing Up In My Bank Account?
Cash App offers customers two different ways to transfer money to their bank accounts, which include; instant and standard deposits. The deposit speed usually depends on which method you choose.
However, some factors can cause Cash App money not to show up in your bank account at the time you should expect to see it.
If you're wondering why your Cash App money is not showing up in your bank account, you might want to check the possible reasons below.
1. Deposit Option Might Be The Cause
As earlier mentioned, Cash App offers two options to transfer funds to your bank account.
The instant deposits usually show up the same day within minutes in your bank account and are subject to a 0.5% -1.75% fee (with a minimum fee of $0.25). However, it can only be made to an eligible debit card.
Standard deposits, on the other hand, are free and usually show up in your bank account within 1-3 business days.
If you select instant deposits, the money won't show up instantly and will only be available in your bank account after a few business days.
2. You Cashed Out On Weekend Or Holiday
If you cashed out from the platform on a weekend or holiday, your Cash App money will not show up in your bank account on the day you should expect to see it regardless of the deposit option you chose.
This is because banks don't process payments on weekends or holiday period, they only process transfers on working days.
3. Technical Issues With Cash App Servers
Successful withdrawals to bank accounts depend on the availability and good functioning of the Cash App server dedicated to assure the good functioning of the service.
If the Cash App server is down, then you'll probably face the Cash App money not showing up in my bank account issue.
4. You Have Issues With Your Bank Account
Issues with your bank account are another possible reason why Cash App money is not showing up in your bank account.
If you try withdrawing funds from Cash App to a bank account that has been imposed limits or is currently in violation of banking policies, the transfer won't probably go through and your Cash App money will not show up in your bank account.
5. You're Using An Ineligible Debit Card
If you request an instant deposit of funds to an ineligible debit card, the funds won't be transferred because the card does not support instant transfers at the moment and your Cash App money will not show up in your bank account.
Also, if your debit card has expired, you won't be able to transfer money to it.
What To Do When Cash App Money Not Showing Up In My Bank Account
If you transferred your Cash App money to your bank account and it isn't showing up, relax, your money isn't gone. There's just something that's causing the withdrawal to delay.
Thankfully, there's always a way to fix this issue, and if you're wondering how you might want to find the troubleshooting tips below very useful.
1. Follow The Proper Steps To Cash Out
Some users are unfamiliar with Cash App's features, and there's a possibility that you didn't follow the proper steps to cash out from Cash App to your bank account — which resulted in the Cash App money not showing up in your bank account.
Cashing out from Cash App to a bank account is very easy and straightforward.
To do so:
- Tap the Money tab on your Cash App home screen.
- Press "Cash Out."
- Choose an amount and press "Cash Out."
- Select a deposit speed.
- Confirm with your PIN or Touch ID.
You need to make sure you're cashing out to a linked bank account or debit card for the transfer to go through without hassle.
2. Cash Out On Business Days
Cash App makes its cash out feature very available for use every day and anytime 24/7. However, while this feature is made available, banks aren't available for processing every day — they don't process transactions on weekends and holidays.
In this case, I'll recommend cashing out on working or business days so as to make the withdrawal go through smoothly.
When you do so, you won't face the Cash App money not showing up in your bank account issue.
3. Check For Issues With Cash App Servers
While it isn't always necessary, it is always a good idea to check Cash App server status to know whether the service you're looking to use is working properly.
Thankfully, Cash App makes it easy for customers to check the status of all Cash App servers through their status page.
You can see from the image above that all Cash App servers are up and working properly.
4. Clear Off Any Issue With Your Bank
Make sure your bank account is free from any issues before making a withdrawal from Cash App to it. You should make sure that there's no overdraft, negative balance, or any issue that might hinder the withdrawal from going through without issues.
If there's any issue you can't handle on your own, I'll recommend contacting your bank for assistance.
5. Make Sure Your Debit Card Is Working Properly And Eligible
While Cash App instant deposits can be made exclusively for debit cards, not all debit cards support instant deposits. So if you initiate an instant deposit to your debit card and this one does not support such transfer, the money will be sent to the debit card through standard deposit and should be available between 1-3 business days.
This is one of the reasons why Cash App money is not showing up in your bank account at the time you should expect to see it. To avoid such inconvenience, I'll recommend making sure your debit card supports instant deposit from payment apps and that it is working properly.
If you can figure out whether your debit card supports instant deposits from payment services such as Cash App, I'll recommend inquiring from your card issuer or financial institution.
6. Be Patient
Patience usually resolves a couple of issues, and if you believe you followed the proper steps to withdraw funds to your bank account, you just need to be patient for your Cash App money to show up in your bank account.
If you initiated an instant deposit, the funds should be available within minutes. However, it can also take longer due to some network issues.
In case you initiated a standard deposit, then you just need to wait for 1-3 business days for your Cash App money to show up in your bank account.
7. Contact Cash App Support
If you believe the Cash App money not showing up in your bank account issue wasn't caused by something you can handle on your own, I'll recommend contacting Cash App support for assistance.
They should help in providing more insights regarding the issue and with steps you need to take to resolve the issue on your end. Or better still, they'll handle and resolve it from their end.
8. Contact Your Bank
If contacting Cash App support didn't help, then contacting your bank should be your best bid to resolve the Cash App money not showing up in your bank account issue.
If your bank received the money from Cash App, it should be in processing state and they'll tell you when to expect your funds in your bank account.
How Long Does It Take For A Cash App Payment To Show Up In My Bank Account?
The time it takes for a Cash App payment to show up in your bank account depends on the deposit option you used to transfer the funds.
If you used the instant deposit option, the payment should show up in your bank account within minutes. In case you used the standard deposit option, the money will show up in your bank account only after 1-3 business days.
Frequently Asked Questions
How do I know if my money was put in my bank on Cash App?
You can check the Cash Out status to your bank account from your activitiy tab. To do so: Tap the Activity tab on your Cash App home screen >> Select the transaction >> Press the button at the bottom of the window
Why does Cash App take so long to transfer to bank?
There are many factors that usually make transactions take longer than expected, some of which include: bank operating hours, server availability, account limitations, and more.
What is the maximum you can withdraw from Cash App?
The maximum amount that can be withdrawn is $1,000.00 per transaction, $1,000.00 per day, and $1,000.00 per week. For security purposes, the app may limit the use of your card at ATMs or POS devices.
Cash App is a popular payment service that allows users to send and receive money safely and instantly.
If you transferred your Cash App money to your bank account and it is not showing up when expected, then there's something making the transaction to delay.
Possible causes are bank operating and processing time, technical issues with Cash App, and issues with your bank or debit card issuer, among others.
The good news is, you can overcome the issue and this guide compiles the steps to take to resolve the Cash App money not showing up in your bank account issue.