Nowadays, with the modernization of the financial industry, money transfers have become even easier since the release of popular peer-to-peer (P2P) money transfer apps, such as PayPal, Venmo, Cash App, Zelle, etc.
Over the years, these money transfer apps have made it easier for users to transfer money from one financial account to the next, at the same time helping them maintain a healthy financial.
However, it's no new thing to see people looking to make a cross-transfer from one financial app to the next—from Venmo to PayPal, for example.
While the most straightforward way to transfer money from Venmo to PayPal is through a linked bank account, it is not, however, the only way to complete the transfer.
With that said, if using a bank account isn't an option for you to make this transfer, you've come to the right place.
To help you out, we've compiled a couple of ways to transfer money from Venmo to PayPal without a bank account.
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Can I Transfer Money From Venmo To PayPal Without Bank Account?
Yes, you can transfer money from Venmo to PayPal without using a bank account as a bridge.
The most popular way to transfer money from Venmo to PayPal is through a bank account.
In fact, a U.S. bank account offers the most straightforward way to complete the transfer.
However, while this new era has come with plenty of banking convenience, not everyone in the U.S. has a bank account.
As a matter of fact, an estimated 4.5 percent of U.S. households (approximately 5.9 million) were "unbanked" in 2021, according to a survey run by the Federal Deposit Insurance Corporation.
This means one of the major reasons that push people into looking for ways to transfer money from Venmo to PayPal without a bank account is simply because they don't have a bank account or have issues with their bank—however, there could be some personal reasons.
Thankfully, there's always a solution to every problem.
Simply put, you can transfer money from Venmo to PayPal without a bank account, though it is not a direct process.
Also Read: How To Transfer Money From Venmo To Cash App
How To Transfer Money From Venmo To PayPal Without Bank Account
As earlier mentioned, you can transfer money from Venmo to PayPal without using a bank account as a bridge.
However, you'll have only a few options to choose from.
With that said, if you're looking to transfer money from Venmo to PayPal without a bank, you might want to consider the options below.
1. Use A Prepaid Card
One of the best ways to transfer money from Venmo to PayPal without a bank account is by using a prepaid card. Both Venmo and PayPal accept prepaid cards some of which include: Netspend Visa Prepaid Card, and Bluebird by American Express.
To transfer money from Venmo to PayPal without a bank account through a prepaid card:
- Purchase a prepaid debit card that is accepted by both Venmo and PayPal.
- Add funds to the prepaid card from your Venmo account.
- Transfer the funds from the prepaid card to your PayPal account.
2. Request Help From A Friend
For most directly impossible transfers, requesting help from a friend is the most common way to get through the limitations you face.
Venmo and PayPal are two popular payment services in the U.S., and if you have a couple of friends, chances are most (if not all) of them probably use Venmo and PayPal for their financial transactions.
All you need to do is to inquire from your trusted friends using Venmo and PayPal if they can send your funds on PayPal and in return, you'll pay through a Venmo payment.
A great way to motivate them is by proposing a little percentage you're willing to pay if they help you.
Hopefully, they'll help in transferring the funds.
Also Read: Can I Venmo Myself?
3. Use The Venmo Debit Card
The Venmo debit card is a Mastercard that is directly linked to your Venmo balance—which lets you spend money in your Venmo balance in a flexible way as it is accepted everywhere Mastercard is accepted within the U.S.
Using the Venmo debit card is another excellent way to transfer money from Venmo to PayPal without a bank account.
To get the Venmo debit card:
- Open the Venmo app.
- Go to the "Cards."
- Look under Venmo Debit Card to get started.
However, keep in mind that Venmo might require additional information from you before they can mail you the card.
Once you receive the Venmo debit card, you can add it to your PayPal account and use your card as a funding source for your PayPal transactions.
This way, you won't have to go through the hassle of transferring funds from Venmo to PayPal.
How Long Does It Take To Transfer Money From Venmo To PayPal Without A Bank Account?
The time it takes to transfer money from Venmo to PayPal depends on the method you use.
If you opted out for a friend, then the transfer should be done instantly.
However, if you choose to use the Venmo debit card, the transfer can take up to 7 days (considering the time it takes for Venmo to mail your card).
Nonetheless, this last method can be completed instantly if you already have a Venmo debit card.
What To Consider When Transferring Money From Venmo To PayPal Without Bank Account
When transferring money from Venmo to PayPal without a bank account, it is always important to consider the following:
- Your accounts must be in good standing.
- Venmo does not integrate with PayPal.
- There are many con artists and scammers on both platforms.
- Fees involved to complete the transfer.
How Can I Get My Money Off Venmo Without Bank Account?
The best way to get your money off Venmo without a bank account is by using your Venmo debit card to withdraw funds at an ATM.
You can get your money from any ATM that accepts Mastercard, PULSE, Cirrus, or MoneyPass.
How Do I Transfer Money From Venmo To PayPal Without Card?
To transfer money from Venmo to PayPal without a card, simply use your bank account as a bridge for the transaction. It should take a couple of days for the transaction to complete. But believe me — it is worth waiting if you need to transfer funds without paying fees.
Frequently Asked Questions
Can you transfer money from Venmo to PayPal without bank account?
Yes, while a bank account is the most common way to transfer the funds, you can still transfer money from Venmo to PayPal without a bank account. You can ask a friend to help you out or use the Venmo debit card to transfer the funds.
Can you connect PayPal to Venmo?
No, you can't link or connect PayPal to Venmo since none of the apps feature an option to do so.
Can you transfer money out of Venmo without a bank account?
While you'll basically need a bank account or U.S. debit card to withdraw funds from Venmo, you can transfer the funds to a trusted friend and ask them to repay you through cash or other convenient method, if in case you have issues with your bank account.
Venmo and PayPal are two popular payment services that allow people to send and receive payments conveniently.
While PayPal owns Venmo, a direct transfer between the two apps isn't possible—and only indirect methods can be used to transfer funds between them.
The most straightforward way to transfer money from Venmo to PayPal is through a bank account, however, there are a couple of other methods to try.
This guide compiles the different ways to transfer money from Venmo to PayPal without a bank account.
However, I'll recommend exercising awareness when dealing with these money transfer apps as there is a multitude of con artists always on the lookout for new victims.