The concept of peer-to-peer payments have facilitated lots of financial transactions — Cash App is one of the financial apps using this payment scheme and most users on the platform usually wonder how to send money on Cash App without debit card.
Cash App is a P2P payment service that lets users send and receive money conveniently and safely.
Sending and receiving money through Cash App is very easy — all you'll need to do is to download the app, signup for an account and link a funding source to your account.
Cash App accepts bank accounts and bank cards as funding source and if you don't have a debit card, don't worry because you can actually send money on Cash App even without a debit card.
Wondering how? Keep reading.
To address this issue, we've compiled the best ways to send money on Cash App without debit card.
Table of Contents
Can I Use Cash App Without Debit Card?
Yes, you can use Cash App without debit card to pay for your purchases, but you'll need to add a funding source before using most of its features.
When you first signup for the Cash App, you'll be asked to provide your debit card details.
If you don't have a debit card to provide, you'll have the option to tap on the "No Card" option to proceed to the next step.
You'll then be asked to provide your bank account to proceed which when provided, would unlock the most of Cash App features.
Can You Send Money On Cash App Without Debit Card?
Yes, you can send money on Cash App without debit card.
Cash App lets you link a bank account and bank card as funding source for your account.
These other funding sources can be used instead of a debit card to send money through the Cash App.
How To Send Money On Cash App Without Debit Card
Cash App requires you to link a funding source to your account before you can use its money transfer services.
The funding source, in this case, can not only be a debit card, there are alternatives to using a debit cards for sending money on Cash App.
If you've always been wondering how to send money on Cash App without debit card, the below ways might be helpful.
1. Use Your Bank Account
The best way to deal with P2P payment apps like Cash App and Venmo is to link a bank account as a funding source for your transactions.
Linking a bank account to these platform comes with lots of benefits, and you'll find it convenient for sending money on Cash App without debit card using your bank account directly.
Linking a bank account to Cash App is very easy as follows:
- Open Cash App on your mobile device.
- Tap the Profile Icon on your Cash App home screen.
- Select "Linked Banks."
- Tap "Link Bank."
- Follow the prompts to link your bank account to Cash App.
Keep in mind that you might need your bank account and routing number to link your bank account to Cash App.
Once your bank account is linked to Cash App, you can start sending money on Cash App without debit card as follows:
- Open the Cash App.
- Enter the amount.
- Tap "Pay."
- Enter an email address, phone number, or $Cashtag.
- Enter what the payment is for.
- Tap "Pay."
Also Read: Is Cash App Anonymous?
2. Use a Credit or Prepaid Card
Cash App supports prepaid cards and credit cards from the top card issuers (Mastercard, Visa, American Express, Discover).
This means you can link your credit or prepaid card to Cash App and use them as a funding source for your transactions when sending money through Cash App and as such, you'll be sending money on Cash App without debit card.
Keep in mind, however, that Cash App would require you to link a debit card to your account before you may link a credit card — your debit card won't be required when sending payments from your credit card on Cash App.
3. Use Your Cash App Balance
One of the main benefits of Cash App is its digital wallet feature that lets users store funds in a virtual account and carry out transactions through the app using the funds in the virtual wallet as a funding source.
That being said, you can use your Cash App balance to send money on Cash App without debit card.
You'll need to add money to your Cash App balance before you can send money from it.
Fortunately, Cash App lets you add money to your Cash App balance from your bank account.
So if you already linked your bank account to Cash App using the aforementioned steps, you should find it easy to add money to your Cash App balance.
To add money to your Cash App balance:
- Tap the Money tab on your Cash App home screen.
- Tap "Add Cash."
- Choose an amount.
- Tap "Add."
- Use Touch ID or enter your PIN to confirm.
Once you've added Cash to your Cash App balance, you should be able to send money from Cash App without debit card using your Cash App balance as follows:
- Open Cash App on your phone.
- Enter the amount you want to send.
- Tap "Pay."
- Enter the email address, phone number, or $Cashtag of the receiver.
- Enter what the payment is for.
- Tap "Pay" to send the money.
How To Add A Debit Card To Cash App
If you're fed up with the aforementioned ways and simply want to use your debit card on Cash App, you may find the below steps helpful.
- On the Cash App home screen, tap the "My Cash" tab, which is located on the far-left at the bottom of your screen.
- On the "My Cash" page, click "+ Add Credit Card."
- After you tap "+ Add Credit Card," a new page will open up where you will enter your debit card number.
Also Read: Can You Order Food With Cash App?
Is Cash App Safe To Send Money?
Yes, Cash App is safe to send money.
According to Cash App; — Cash App uses cutting-edge encryption and fraud detection technology to make sure your data and money is secure.
Regardless of whether you're using a public or private Wi-Fi connection or data service, any information you send to the Cash App is encrypted and transferred to our servers securely (3G, 4G, or EDGE).
The fraud detection system and security guidelines used by Cash App are the same ones that keep track of the daily millions of Square Point of Sale transactions.
All these security measures are put in place by Cash App to secure their users against fraud and scams.
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Final Thoughts: How To Send Money On Cash App Without Debit Card
Cash App is a P2P payment service that lets users send and receive money safely and conveniently.
Linking a debit card to Cash App is easy and it is easy to send money on Cash App using a debit card.
However, if you don't want to use a debit card on Cash App, there are some few ways to send money on Cash App without debit card.
Thankfully, this guide compiles the different ways to send money on Cash App without debit card to help you out.
Frequently Asked Questions
How do I pay someone through the Cash App?
Open the Cash App. Enter the amount. Tap Pay. Enter an email address, phone number, or $Cashtag. Enter what the payment is for. Tap Pay.
Can I use Cash App without a debit card or bank account?
You can set up Cash App without a Bank Account, but you will face some drawbacks. Users can get money off Cash App without a typical credit or debit card by using a Cash App Card. Cash app allows for money withdrawal and other services without a bank account or card.
How do you get money from the Cash App without a bank account?
Cash App doesn't have a free ATM but you can use your Cash Card at any ATM for a $2 fee. Can you use Cash App without a card or bank account? You can use Cash App without a card or bank account, but you'll have to send money to a friend or family member if you want to withdraw your money.