Need cash fast and there's a convenient CVS around the corner? You might be in luck! Many CVS locations house ATMs that can help you access your money on the go. Whether it's for an unexpected purchase or a night out, knowing how to find a CVS ATM near you can be a lifesaver.
This blog post will guide you through everything you need to know about CVS ATMs, including how to locate them and what fees to be aware of.
Are There ATMs in All CVS Locations?
Unfortunately, not all CVS stores have ATMs. However, a significant number of them do. The good news is that CVS provides a handy store locator tool on its website. This tool allows you to search for nearby CVS stores by zip code, city, or state. Once you've found a nearby location, you can check the store details to see if it has an ATM.
How to Find CVS ATMs Near You
As earlier mentioned, finding a CVS ATM is very easy through the handy store locator tool.
To locate a CVS ATM near you:
- Go to the CVS ATM locator tool.
- Enter your zip code or address.
- Use the search filters to refine your search if required (for instance, refining to display only stores that have an ATM).
- Finally, choose a nearby CVS store that has an ATM from the available locations.
Using a CVS ATM: Fees and Considerations
While using a CVS ATM can be convenient, it's important to be aware of potential fees. Here's a breakdown of what to expect:
- Network Fees: The biggest cost might be a fee charged by the network your bank card belongs to. For example, if your bank uses the Visa Plus network and the CVS ATM utilizes a different network, you might be charged a fee by Visa Plus for using the out-of-network ATM.
- CVS ATM Fee: On top of any network fees, CVS itself may impose an additional surcharge for using its ATM.
Here's how to minimize fees:
- Check with your bank: See if they offer refunds for out-of-network ATM fees. Many banks now do, especially for higher-tier accounts.
- Use a Capital One card: Capital One customers can often use CVS ATMs fee-free, thanks to their network partnerships.
- Look for Allpoint ATMs: Some CVS locations house Allpoint ATMs. These ATMs often come with wider fee-free access for customers of certain banks. You can use the Allpoint ATM locator to find participating CVS locations.
Alternatives to CVS ATMs
If you're concerned about fees or can't find a CVS ATM nearby, here are some alternatives:
- Your Bank's ATM: Using an ATM affiliated with your bank is usually the most cost-effective option, as you'll likely avoid any fees.
- Other In-Store ATMs: Retailers like Walgreens and Target often have ATMs within their stores. Check their store locators for ATM availability.
Final Thoughts
CVS ATMs can be a convenient way to access cash, but it's important to factor in potential fees before using one. By checking with your bank, using a Capital One card, or looking for Allpoint ATMs within CVS locations, you can often avoid unnecessary charges. If fees are a major concern, using your bank's ATM or exploring money-sharing apps might be better options. No matter which method you choose, planning ahead can ensure a stress-free experience when you need cash quickly.