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Top 5 Best Money Transfer Apps That Accept American Express

Money transfers apps accept different types of cards. Find out the best money transfer apps that accept American Express.
money transfer apps that accept american express

In this digital era, the need for transferring money is becoming more and more crucial, as most of our day-to-day activities basically rely on money transfers.

Thankfully, the revolution in the fintech industry has come with easy ways to transfer money from one account to the next—that's through money transfer apps—which offer the convenience we need for making payments.

Over the years, money transfer apps have facilitated money transfers with just a few taps through their mobile apps—you no longer have to walk through to a bank branch or wait on a lien—it's quick and easy.

While money transfer apps accept a variety of payment cards, only a few of them accept American Express (AmEx), and if you're wondering which, keep reading.

To help you out, we've made thorough research on the topic and have made our top picks on the best money transfer apps that accept American Express.

Table of Contents

What Are Money Transfer Apps?

Money transfer apps are those apps that allow you to transfer money from one account to another conveniently, safely, and effortlessly.

Money transfer apps usually have some limitations, such as transfer limitation, region availability, and restricted access to some of its features—which usually vary per location.

What Is American Express?

American Express (AmEx) is an American financial company that specializes in the issuing of payment cards.

AmEx is one of the top card issuers in the world that offers different types of payment cards including; the Platinum Card, the Blue Cash Everyday Card, and the Delta SkyMiles Blue Card, which come with plenty of perks that let users better manage their financial.

What Money Transfer Apps Accept American Express?

American Express is a top card issuer with over 121 million cards in circulation in the U.S. and worldwide.

Following that, most money transfer apps that are looking to offer their users an easier way to manage their finances through their services are to offer support for AmEx cards.

With that said, there are now a couple of money transfer apps that accept American Express: which include:

  1. Venmo.
  2. PayPal.
  3. Cash App.
  4. Skrill.
  5. Payoneer.

1. Venmo

Venmo is a popular peer-to-peer (or call it person-to-person) payment service that allows seamless money transfers quickly, safely, and conveniently.

Besides its money transfer services, Venmo also allows users to cash or deposit checks into their accounts and use them for transactions that matter to them or withdraw funds to their linked bank account.

If you've been using Venmo or are new to the platform, you'll be happy to know that Venmo is one of the best money transfer apps that accept American Express.

American Express partnered with Venmo and PayPal (which we'll see later) in November 2020 to offer a new feature rolled out by American Express, "Send & Split"— according to PayPal Newsroom.

This new feature allows customers not only to send and receive money from their American Express cards but also to split the cost of their purchases.

Of course, this feature has been very useful for families and co-workers which offered them an easier way to pay for what each member consumed in case they decide to go out for lunch.

The best is getting started by using Amercian Express with Venmo is very easy.

To do so:

  1. Download the Amex App on your smart device.
  2. Log in and tap the "Account" tab.
  3. Enroll in "Send & Split®" to set up your Send Account.

Now you have your Amex Send Account ready, it's time to get that one linked to Venmo.

It's easy peasy. To do so:

  1. Open the Venmo app.
  2. Go to the "Me" tab by tapping your picture or initials.
  3. Go to the Wallet section.
  4. Tap "Add Bank or Card" and select "Amex Send Account" from the list of options.
  5. That's it!.

Once added, you'll be able to use your Amex Send Account as a funding source when sending money to friends and family on Venmo.

You can also use your Venmo account for sending money from your Amex Send Account in the Amex app.

2. PayPal

PayPal is one of the best international money transfer apps in the world right now.

In a nutshell, PayPal is a popular payment service that makes it easy for both individuals and businesses to send and receive money to and from any part of the world, conveniently and safely.

PayPal, unlike other money transfer apps on this list, supports a wide category of payment methods including; bank accounts, credit and debit cards, and prepaid cards, and has partnered with top companies including; Walmart, and American Express among others, to offer their customers the best ways to manage their funds.

With that said, PayPal is another great money transfer app that accepts American Express, and its support for Amex is similar to Venmo's support for Amex.

To use Amex with PayPal:

  1. Download the Amex App on your smart device.
  2. Log in and tap the "Account" tab.
  3. Enroll in "Send & Split®" to set up your Send Account.
  4. Open the PayPal app and add your "Amex Send Account" as a payment method.
  5. That's it!

Once you've linked your Amex Send Account to PayPal, you should be able to use Amex as a funding source for transferring money through PayPal.

Just as was the case for Venmo, you can use PayPal for transferring money through the Amex app.

Also Read: Top 10 Best Untraceable Money Transfer Apps

3. Cash App

With over 44 million active monthly users, Cash App is definitely one of the money transfer apps that have got something to show off.

In a nutshell, Cash App is a peer-to-peer (P2P) payment service that allows people safely, conveniently, and securely transfer money from one account to another.

Unlike the other apps on this list, Cash App is only available in the US and UK.

Cash App's support for cards is a common worry usually faced by most users on the platform.

According to its official website, Cash App supports debit and credit cards from Visa, MasterCard, American Express, and Discover—making Cash App another great money transfer app that accepts American Express.

4. Skrill

Skrill is another great money transfer app that accepts American Express on our list.

Skrill is a digital or mobile wallet provider that offers convenient and secure money transfer services. It also offers a virtual card to let users manage their funds in a more secure way.

Over the years, Skrill has offered a convenient way for business owners to securely receive payments from their customers and store them in a virtual wallet.

Those who have used Skrill before should know about its support for different payment cards from major issuers, including; Visa, Mastercard, and American Express.

Also Read: Best Cash Apps That Accept Prepaid Cards

5. Payoneer

Payoneer is a financial services company that offers money transfer and digital services that extend across borders worldwide.

Over the years, Payoneer has offered an easier way for business owners to accept payments from their customers.

What's even great about Payoneer is, it is easy to set up an account with them and it does not take long. The service offers an app that will let you easily manage your account.

Payoneer accepts a variety of cards from the top card issuers including; Visa, Mastercard, and American Express—making it one of the money transfer apps that accept American Express.

Can I Transfer Money From My American Express To My Bank Account?

Unfortunately, American Express does not support transfers from an Amex credit card to a bank account.

However, you can get a cash advance from your American Express card account and transfer the funds to your bank account.

The U.S. Bank, for example, supports transfers from American Express to a checking or savings account you hold with them.

Can I Transfer Money From American Express To PayPal?

Yes, you can transfer money from American Express to PayPal.

If you're an eligible Amex card member, then transferring funds to PayPal should be even easier.

However, you'll need to make sure you've set up an "Amex Send Account" to transfer money from your Amex card account to PayPal.

Does MoneyGram Accept American Express?

No, MoneyGram does not accept American Express as of this writing.

How To Add Money To Amex Send Account

It is very easy to add money to an Amex Send Account. You can easily add money to your Amex Send account through Venmo or PayPal.

To do so:

  1. Open the Amex app.
  2. Go to the "Account" tab.
  3. Select "Send & Split: Venmo/PayPal"
  4. Now tap "Manage Balance" and then "Add Money."
  5. Follow the prompts to add money to your Amex Send Account.

PayPal American Express Problem

PayPal works with American Express, yeah that's sure.

However, some people usually face some issues when looking to link their Amex cards to their PayPal accounts. They typically get the message "Sorry, the card you are trying to use is not accepted" from PayPal.

If you're facing this PayPal American Express problem rest assured, there are just a couple of things you need to check to make sure you're linking your card in the right way.

To fix the PayPal American Express problem, make sure the;

  • You entered the Amex card details correctly (card number, expiry, and 4-digit code)
  • Your Amex card billing address matches that on your PayPal account.
  • The Amex card has not been linked to another PayPal account already.

Once you're sure you've met the aforementioned conditions, you should be sure that you won't face the PayPal American Express problem anymore.

Frequently Asked Questions

What money app works with American Express?

There are a couple of money apps that work with American Express, including, PayPal, Venmo, Cash App, Payoneer, and Skrill.

Can you use American Express to transfer money?

Yes, you can use American Express to transfer money. The company recently launched a new feature 'Send & Splité that allows you send and split the cost of a purchase through your Venmo and/or PayPal account.

Can I use my American Express to send money through Western Union?

No, Western Union does not accept American Express cards. Meaning, you can't send money through Western Union with your American Express card.

Final Thoughts

Money transfer apps are becoming increasingly popular nowadays.

If you hold an American Express card, you might be wondering which money transfer apps accept American Express.

Thankfully, there are a couple of apps out there that will let you add your Amex card as a payment method, which we've listed in this guide.

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About the Author

Tebid Kelly is a Graphic Designer, Web Developer, Ethical Hacker, Programmer, and Content Creator who showcases his skills and experience on his blogs. He also has much love for finance apps such as Cash App, Venmo, PayPal, Zelle, etc on which he ha…

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