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Does McDonald’s Take Apple Pay In 2023?

Yes, McDonald's does take Apple Pay. Find out how to use Apple Pay at McDonald's.
does mcdonald's take apple pay

Yes McDonald's does takes Apple Pay which means, you can order food at McDonald's in-restaurant, online and in-app by using the Apple Pay contactless payment option to pay for your checkout.

Apple Pay is a contactless payment system that lets customers pay for their meals with their iPhones or Apple Watches.

Consumers value the secure and convenient payment method. Millions of fast food restaurants, restaurants, retail businesses, grocery stores, gas stations, and other merchants accept Apple Pay, making the checkout process speedier.

Apple Pay allows customers to pay in stores, online, and through apps on their mobile devices.

McDonald's primarily sells hamburgers, cheeseburgers, chicken, French fries, breakfast items, soft drinks, milkshakes and desserts.

When you have a Big Mac hankering but don't have your wallet, it might be a major letdown.

You'll hopefully come to your senses and decide to buy something healthier by the time you reach home and get your credit card.

You will be able to pay with your card if your card is stored in your Apple Pay digital wallet on your smartphone.

Does McDonald's Take Apple Pay? Yes it does. How do I use Apple Pay at McDonald's? Well, that's exactly what we are going to be seeing in this article.

Table of Contents

What is McDonald's?

McDonald's Corporation is an American international fast food corporation that was founded in 1940 as a restaurant in San Bernardino, California, by Richard and Maurice McDonald.

They renamed their business a hamburger stand and then transformed it into a franchise, with the Golden Arches emblem first appearing in 1953 at a Phoenix, Arizona site.

Ray Kroc, a businessman, joined the company as a franchise agent in 1955 and went on to buy the McDonald brothers' franchise. McDonald's previously had its worldwide headquarters in Oak Brook, Illinois, but in June 2018, it relocated to Chicago.

McDonald's is the world's most profitable restaurant company, with over 69 million customers served daily in over 100 countries and 37,855 locations as of 2018.

McDonald's is most known for their hamburgers, cheeseburgers, and French fries, but they also provide chicken, breakfast, soft drinks, milkshakes, wraps, and desserts.

In response to shifting consumer tastes and a negative backlash over their food's unhealthiness, the company introduced salads, fish, smoothies, and fruit to its menu.

Rent, royalties, and fees paid by franchisees, as well as sales in company-operated restaurants, provide revenue to the McDonald's Corporation.

With 1.7 million employees, McDonald's is the world's second-largest private employer, according to two reports published in 2018 (behind Walmart with 2.3 million employees). As of 2020, McDonald's has the ninth-highest global brand valuation.

What is Apple Pay?

Apple Pay is a mobile payment and digital wallet service developed by Apple Inc. that allows users to pay in person, via iOS apps, and on the web using Safari. It works on iPhones, Apple Watches, iPads, and Macs. It isn't available on any client device that isn't an Apple product.

How Secure is Apple Pay?

Using Apple Pay instead of a physical credit, debit, or prepaid card is safer. For purchases on your iPhone, Apple Watch, Mac, or iPad, you'll need to use Face ID, Touch ID, or your passcode. Your credit card information and identity are never shared with retailers, and your card numbers are never saved on your device or on Apple systems.

Apple and your smartphone will not send your actual card number to retailers when you pay in stores. When you pay for something online in Safari or an app, the merchant only gets the information you give them to complete your order, like your name, email address, and billing and delivery addresses.

Apple does not keep transaction information that can be linked to you when you pay with a debit or credit card. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.

Does McDonald's Take Apple Pay?

Yes, McDonald's does take Apple Pay in-restaurants, in drive-thrus, and in-app.

As Per McDonald's, If you have an iOS device, and your card is registered to your Apple Wallet, Apple Pay will automatically display as a payment option within the McDonald's app.

Here's an official tweet from McDonald's introducing Apple Pay.

Since 2014, McDonald's accepts digital payments including Apple Pay.

This means, you no longer need to stave from McDonald's if you have Apple Pay.

Can You Use Apple Pay at McDonald's?

Yes, you can use Apple Pay at McDonald's in-restaurants, in drive-thrus and even in-app.

To use Apple Pay at McDonald's restaurants or drive-thrus, place your iPhone or Apple Watch near the NFC card reader. Choose the Apple Pay option on the checkout screen before placing your order to use Apple Pay on the McDonald's app.

How to Use Apple Pay At McDonald's

To use Apple Pay at McDonald's, tell the cashier that you'll be using it at checkout and place your phone near the NFC card reader to finish the transaction. If the transaction is successful, you will hear a confirmation message and see a confirmation message on the screen.

You'll see the Apple Pay emblem on the NFC card reader or in the restaurant window if the McDonald's you're purchasing from accepts Apple Pay (which most do).

Apple Pay is a contactless payment method that takes only a few seconds to complete.

When dining at a McDonald's restaurant, ordering through a drive-thru, or picking up takeout, you can use Apple Pay.

You can use Apple Pay with your Apple Watch at McDonald's in addition to your iPhone.

But before all, you'll need to setup Apple Pay to use at McDonald's.

How to Set up Apple Pay to Use at McDonald's

To set up Apple Pay to use at McDonald’s with your iPhone go to your iOS "Settings" and open the "Wallet" app. Then, manually enter your credit or debit card number or use the camera on your iPhone to do so. You can also add the card to your Apple Watch if you have a linked Apple Watch.

It's simple to set up Apple Pay on your iPhone. You can follow the steps below to get this done:

  • Open the Wallet app and click the "Add" button.
  • Next, tap "Debit or Credit Card".
  • Tap "Continue".
  • Choose your bank from the list or find it using search. Then, follow the steps on the screen to add a new card. 
  • Verify your information with your bank. You may be asked to provide additional information before your card is approved to use with Apple Pay.
  • If you have a paired Apple Watch, you have the option to add the card to your watch in the last step.

When you're ready to pay for your order, go to Apple Wallet and select Apple Pay. Then, depending on your Apple device, follow the steps below.

How to Use Apple Pay At McDonald's Drive-Thrus

Using Apple Pay at McDonald’s drive-thru is comparable to using it at a restaurant. To begin, use the speaker to place your order at the drive-thru. Then, as you approach the checkout window, tell the cashier you'll be using Apple Pay and place your Apple device near the NFC card reader.

NFC card readers are installed in all McDonald's drive-thrus to handle credit cards, debit cards, and smartphone payments such as Apple Pay.

Furthermore, while using Apple Pay at a McDonald's drive-thru, you do not need to give over your iPhone or Apple Watch to the cashier. You can easily access the NFC card reader through your car’s window.

To sum up, here are the steps you need when using Apple Pay At McDonald's Drive-Thrus

  1. You must have an active Apple Pay account, with at least one valid debit or credit card attached to your Apple Wallet.
  2. While waiting in-line, launch the Apple Pay app.
  3. When the cashier is ready, the cashier will hold the credit card payment terminal out the window. 
  4. You should then hold your phone a few inches away from the terminal.
  5. Apple Pay should show a successful purchase and you should get your food shortly.

How to Use Apple Pay On McDonald's App

When ordering for pickup using the McDonald's app, you can pay with Apple Pay. Before placing your order, you can use Apple Pay on the McDonald's app's checkout screen. Click the Apple Pay button at checkout to pay using the card you specified in your Apple Wallet.

Keep in mind that McDelivery orders are delivered through Uber Eats. As a result, if you place a delivery order on the McDonald's app, you'll be transferred to the Uber Eats app to finalize it.

Depending on where you live, you might be able to get your McDonald's order delivered using DoorDash, GrubHub, or Postmates.

You'll be transferred to these third-party delivery applications, just as Uber Eats, to finish your order and exit the McDonald's app.

For pickup orders, the McDonald's app makes it simple to utilize Apple Pay with a single click at checkout.

To sum up, here are the steps you need when using Apple Pay at McDonald's App

  1. Open the McDonald's app.
  2. Tap "More" on the bottom right of the screen.
  3. Click "Profile".
  4. Click "Payment Methods".
  5. Select "Apple Pay".

Is It Safe to Use Apple Pay at McDonald's?

One of the key advantages of Apple Pay is the increased security and privacy it provides users without requiring them to share personal information. Apple Pay is safer than using physical credit or debit cards at McDonald's.

To protect your transactions, Apple Pay has built-in security protections. In addition, Apple Pay requires authentication via Face ID, Touch ID, or passcode.

Apple Pay does not keep credit or debit cards associated with your account on any of your local devices. The data is instead encrypted and transferred to Apple servers.

While using Apple Pay at McDonald's is safe, make sure you have your iPhone or Apple Watch on you at all times and don't give it to anybody else while completing payments

Are There Any Fees For Using Apple Pay At McDonald's?

Generally, there are no fees involved when using Apple Pay at McDonald's in restaurants or in-app.

The only moment where you might pay a fee is from your bank if you overdraw your account. Otherwise, using Apple Pay is completely free.

You can seek a refund on your Apple Pay payment just like any other sort of payment if your order didn't go through as intended for some reason.

Unlike cash, it may take a few days for the refunded funds to appear in your account balance.

You must also first obtain McDonald's authorization for the reimbursement.

They will only authorize compensation for orders that they are aware of having gone wrong.

They may refuse to give you a refund if you just did not like the order.

You must contact your financial institution if someone uses your digital wallet without your permission.

However, because access to your mobile wallet requires using your phone's security features, any fraud accusations could be difficult to prove.

Is There a Limit for Using Apple Pay at McDonald's?

No There are no limits when using Apple Pay at McDonald's.

McDonald's has no order limitations (but a location may decline a large, unexpected order owing to a lack of personnel, ingredients, or patience).

As a result, you're only restricted by the amount of money on your linked debit/credit card.

Why is My McDonald's Apple Pay Not Working?

If Apple Pay isn't working at a McDonald's, determining if the issue is with your phone, your bank, the Apple system, or the McDonald's system can be tricky.

You can fix or root-cause the problem by taking the following steps:

  • Make sure your debit/credit card has enough money on it.
  • Make sure the Apple system is not down.
  • Restart your phone.
  • Open Apple Pay and switch to a different card
  • Go to another store and see if Apple Pay is working there

Does McDonald's Take Google Pay?

Yes, McDonald's take Google Pay.

As per McDonald's, if you have registered a card to the Google Pay™ app on your Android, you can select Google Pay™ as a payment method in the McDonald's app.

This means, you can use Google Pay to order your hamburger directly from the McDonald's app.

Frequently Asked Questions

Do all McDonald's accept Apple Pay?

Yes, you can use Apple Pay to pay at McDonald's in restaurants, drive-thru, and on the McDonald's app

Does McDonald's take Apple pay near me?

Yes, McDonald's accepts Apple Pay as a payment method at all restaurant outlets.

Final Thoughts

Apple Pay is a contactless payment system that lets customers pay for their meals with their iPhones or Apple Watches.

McDonald's is most known for their hamburgers, cheeseburgers, and French fries, but they also provide chicken, breakfast, soft drinks, milkshakes, wraps, and desserts.

McDonald's does take Apple Pay meaning, you can use Apple Pay at McDonald's in restaurants, drive-thrus and in the app.

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About the Author

Tebid Kelly is a Graphic Designer, Web Developer, Ethical Hacker, Programmer, and Content Creator who showcases his skills and experience on his blogs. He also has much love for finance apps such as Cash App, Venmo, PayPal, Zelle, etc on which he ha…

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