Zelle is not an anonymous payment method, and of course, you can't send money anonymously through its send money feature.
Zelle is designed for quick bank-to-bank transfers, and whether you like it or not, your payment details will be shown to the recipient, but there's a tricky way to make an anonymous payment through the payment service.
In this guide, I'll be showing you a way that you can use to make anonymous payments through Zelle.
Can You Anonymously Send Money Through Zelle?
As earlier mentioned, you cannot send money anonymously on Zelle, as money transfers between banks aren't as anonymous as many might think.
Your name, email address, phone number, and sometimes, your bank account number are the details that are shared with the receiver whenever you send money from a bank account linked to Zelle.
Though Zelle keeps a majority of these details as private as possible, they can be disclosed if the need arises (in case of fraudulent transactions).
How To Send Money Anonymously On Zelle
Since Zelle's money transfers are directly through banks, the only way you have to send money anonymously through Zelle is to open an account with random details and use a virtual bank account that does not require much information for you to open an account with them.
If the bank is not in the Zelle network, consider linking the bank account to Zelle through debit card.
Once you link the account to Zelle, you should be able to send money anonymously on Zelle.
However, keep in mind that Zelle would not accept most virtual banks, so this might not be a perfect fit for everyone.
I'll recommend that you use any of the anonymous payment methods below to send money anonymously.
Alternative Ways to Send Money Anonymously on Zelle
If you weren't able to send money anonymously through Zelle with the method provided above, then I recommend you to use any of the alternative methods below.
1. Use Untraceable Money Transfer Apps
Many untraceable money transfer apps, such as Cash App, PayPal, let you send money anonymously online without any traces.
For instance, you can send money anonymously on PayPal by opening a business PayPal account or by using fake details for opening your PayPal account.
Once you open your PayPal account, you'll need to verify it with a bank account or bank card to start sending money. You can use a virtual bank account for PayPal verification or, better still, verify PayPal without a bank account.
The next and final step would be to start sending money anonymously.
2. Use Cryptocurrency
Cryptocurrency has been one of the best ways to send money anonymously online for years now.
The only thing the receiver sees on their end is the sender's barely untraceable crypto address.
You can use the funds in your bank account to buy crypto and send it to your receiver's crypto address.
In case you don't want to buy crypto, these free crypto mining apps will let you mine a good amount of crypto freely, and you should be able to send them to anyone.
3. Use Cash
Cash transactions are the most untraceable payment method that has existed for years now.
However, since the creation of digital payment apps, many have neglected the use of cash as a payment method.
Paying by cash is very anonymous since no information about you is tied to the cash when paying by cash.
Is Zelle Safe For Sending Money?
Yes, Zelle is safe for sending money to other users.
Frequently Asked Questions
Can you Zelle a stranger?
Zelle is a great way to pay friends, family, your coworkers and almost anyone else you trust, but it shouldn't be used to pay strangers.
Does Zelle show your name when you send money?
Yes, Zelle does show your name when you send money.
Final Thoughts: Send Money Anonymously On Zelle
Zelle is a fast, safe, and easy way to send money to friends and family.
Though Zelle does not share any personal information when you send money online, it is not, however, an anonymous payment method since the transaction is made between banks.
However, you can use other ways to send money anonymously online, mentioned above as alternative ways to send money anonymously through Zelle.