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How to Get Free Virtual Credit Card Without Bank Account [Step by Step]

In this guide, I will show you a step by step method on how to get a free virtual bank account without a bank account from the best free VCC providers
how to get free virtual credit card without bank account

Have you been looking for a way to get a free virtual credit card without any bank account? Probably, some might think that can be an impossible game to play. Well it is now possible to have a free virtual credit card without bank account.

Though it is not easy to hold a physical credit card without bank account, it isn't the case for virtual credit card issuers. Because they are certified financial institutions, they let all individual of 18 years at least of age to easy get their own virtual credit cards without bank account. However, some people get to trick these issuers and get virtual credit card for under 18 years. 

The only physical card that can be held without any bank account are prepaid cards and some credit card can work pretty well without any bank account but will be somehow limited to many features.

Depending on the virtual credit card issuer, we can find some card issuers such as Payoneer, PayPal, YooMoney, Skrill, Slice-it that issue free virtual credit cards without any bank account.

To get a free virtual credit card on PayPal, you will need to setup and hold a verified USA PayPal account with a valid payment method already available in your account. That's the only requirement from PayPal. Follow this guide to setup your PayPal key and get a free virtual card.

As for YooMoney, everyone can create a free virtual credit card for online purchases and transactions with YooMoney. All you will need is a valid virtual phone number, an email address and some basic details from you to setup your card. The process it quite simple and you can follow our guide on that from here.

If you are interested in getting a Skrill Mastercard prepaid card, then you can checkout this complete guide. Slice-it is limited only to Indian residents and cannot be accessed by any other country, except if you have a valid Indian virtual phone number.

Each of the above free virtual card providers will provide you virtual credit and debit cards without bank account and some will be somehow limited to certain transaction types.

Each person will have his or her motive to get a free virtual credit card. Some people will want a free virtual credit card to add to their gaming consoles such as PS4 for game purchases online, some will want it just for free trials, some will want it for personal use and some will want it for doing all types of purchases online and adding the free virtual credit card to their mobile wallets (Google Pay and Apple Pay).

No matter what your reason may be, do not worry. This guide compiles all the reasons why you might need a free virtual credit card without bank account and generalizes a solution to all. In this guide, you will get a free virtual credit card without bank account that you can use for all types of transactions online.

Table of Contents

What is A Virtual Credit Card?

A virtual credit card creates an extra layer of security for making a credit card payment. A virtual credit card is a randomly generated 16-digit number associated with your actual credit card account. Your credit card provider may offer this service as a way to protect against fraud whenever you shop without presenting your physical credit card. 

From some virtual credit cards issued by some providers, once you make a purchase with the virtual credit card number, the number is retired and never used again. This prevents fraudsters from stealing your credit card number.

However, there are virtual credit cards that are made unique for your account, most especially if you bought the virtual credit card from a trusted issuer.

Be it paid or free virtual credit cards, it helps you easily manage your subscriptions and manage them from a dashboard instead of accessing your bank directly.

Virtual credit cards can be used to pay for Netflix Premium Subscription, Amazon Prime, Hulu, Spotify, Deezer and many similar subscriptions that can be accessed online. They also make it easy for those living in restricted areas to pay for services online that can't be accessed by their local physical cards in their area.

Free virtual credit cards give you full control over all your online subscription as you can use them to monitor and cancel your subscription before it can even end.

Virtual credit cards are very important especially in situations where you get to use your virtual credit card on a free trial website that doesn't allow you to easily cancel your subscription so as to continue stealing your money. With virtual credit cards, you can turn off the subscriptions, freeze your card or even delete it in a situation of fraud.

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How to Get a Free Virtual Card Without a Bank Account:
You can get an instant virtual card for free with providers such as Neteller, Ezzocard and Skrill. These suppliers also offer virtual credit card without verification if you’re using the card for small amounts.

Curve is a great offer. You get virtual cards for free, but in order to start using Curve you first need to verify your identify (which requires a small fee) and link another credit card to your Curve account.

As a US resident, you can generate a PayPal virtual card. Other providers that are only available in the USA include ecoPayz.

Virtual credit card free without verification:
Justuseapp let's you get an instant virtual credit card for free without verification. The card is issued instantly and can be used only for free trials. However, you can upgrade to make expand the card features.
You can as well use a virtual credit card generator online to generate free virtual credit cards without verification.

free virtual credit card no deposit:
You can use PayPal, Skrill, Wise, to get a free virtual credit card without deposit required. The free virtual card is issued instantly and you won't have to deposit any amount to get the free virtual card running.

free virtual credit card with money:
Virtual credit card generators can be used to get a free virtual credit card with money in it. Depending on the virtual card generator, the money can be used for specific purposes. There are some generator that generates free virtual credit card that you can use for free trials meanwhile there are some that generate decent amount of money for online purchases and transaction

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Best Ways to Get Instant Free Virtual Credit Card Without Bank Account

There are many ways to get an instant free virtual credit card without a bank account thanks to many providers that make it possible.

There VCC doesn’t necessarily have a plastic card, but it only has same details as the physical card such as 16-digit Mastercard or Visa card number, CVV code, and date of expiry.

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Virtual credit card generator website and apps have been the best choice for many since sometime now but, it is limited when it comes to generate free virtual credit card for online shopping.

However, you can easily make or create a free virtual credit card without bank account that can be used for contactless payments on Google Pay and even Apple Pay and that you can use for all kind of online shopping.

MUST CHECK: Updated Method to Get Free Virtual Credit Card Without Bank Account

No Free Virtual Credit Card Provider Bank Account Needed
1 Pyypl Virtual Card No
2 Neteller Virtual Card No
3 Wise Virtual Card No
4 Skrill Mastercard Virtual Card No
5 Ezzocard Virtual Card No

Payoneer is another virtual card provider that you can use to get a free virtual credit card without a bank account and then use it as a free virtual card for PayPal verification.

Let's take a case study with Pyypl and let me show you how to get a free virtual card with Pyypl.

How to Get A Free Virtual Credit Card Without Bank Account - Using Pyypl

Pyypl is a great choice to go in for if you want a free virtual credit card without a bank account. You can use the virtual credit card issued from Pyypl for various transactions online such as online shopping on many websites.

Pyypl is a non-bank digital financial fintech company from the United Arab Emirates that equally focusses on some countries in the Middle East, Africa and Central Asia.

Pyypl’s blockchain-based technology platform enables essential financial services directly from a mobile phone. It is an online payment platform that works similarly as PayPal and its cards can be used to send and receive money online.

Pyypl offers a 100% free virtual credit card that comes without any bank account and that can be added to Apple Pay, Google Pay, PayPal for doing international transactions online. They have a mobile app that is made ready and available for iOS (Apple Store) and Android (Play Store) users.

However, to get their free virtual credit card, you will need your government issued identity documents (ID card, Passport, or Driver license) that will be used to verify your account. If you are not located in a country where their services are available, then you will need a virtual phone number for verification.

That said, we will be getting a free virtual card without bank account with Pyypl and you will get to enjoy all of its features cited above. Below is the complete guide to get a free virtual credit card without bank using Pyypl.

Requirements to Get a Free Virtual Credit Card Without Bank Account - Using Pyypl

  • Pyypl Mobile App | Download Android App or iOS App.
  • Valid Phone Number
  • Government Issued ID (ID Card, Driver license, or Passport) documents.

Step by Step Procedure to Get a Free Virtual Credit Card Without Bank Account - Using Pyypl

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  1. Download and Install the Pyyple mobile app for Android and iOS depending on your OS.
  2. Once you install the app, open it and you will be shown a startup screen just as that below.
    Just click on Activate Account.
    how to get free virtual credit card without bank account
  3. On the next page, you will need to verify your mobile number. Just select your country and enter your number. Alternatively, you can use a real valid virtual phone number at this stage.
    how to get free virtual credit card without bank account
  4. On the next scree, you will need to provide your Identity documents, you have the option to use ID card, Passport or even a Driver's license. 
    I will verify with ID card.
  5. Film the front side of your ID Card or other document.
    how to get free virtual credit card without bank account
  6. Film the back side of your ID Card or other document.
    how to get free virtual credit card without bank account
  7. Next, you will need to provide your details such as First name and Last Name. Just provide that.
    how to get free virtual credit card without bank account
    Click on Confirm.
  8. Now you will need to take a selfie of yourself, it it quite simple and all you will need to do is to target your face within the frame and click on Take Picture.
    how to get free virtual credit card without bank account
  9. Now you will need to agree to their terms and conditions.
    how to get free virtual credit card without bank account
  10. Congratulations, your card has been successfully issued to you. You can use his free virtual card on Amazon, get Uber or Careem, and even order food from Talabat, top up Viber. You can as well use the card on Netflix and even Spotify for free trials and even premium subscriptions.
    This card works globally and can be accepted over 50 million stores worldwide.
    how to get free virtual credit card without bank account

How to Add Money (Top up) to this free virtual credit card?

  • To top up your Pyypl free virtual credit card, click on the button located at the top left corner of your screen.
    how to get free virtual credit card without bank account
  • You will be shown with several options to add money to your card such as Cash, Debit Card Load, Prepaid Card Load, QR Code, Manual Bank Transfer.
    how to get free virtual credit card without bank account
  • Then follow the steps shown for each top up method and complete the top up.

Frequently Asked Questions

Can I create virtual credit card free?

Yes, you can create a free virtual credit card through Pyypl, as shown in this guide.

Can you get a credit card without opening a bank account?

Yes, card issuers such as Pyypl let you create a unique virtual card without the need for a bank account. However, there are other options like Ezzocard, Netspend, Skrill, etc.

Is this a virtual credit card with US billing address?

Since Pyypl is located in the United Arab Emirates, it can't come with a US billing address, but you can use the card freely on many US sites.

Can I use this free virtual credit card for online shopping on any website?

Yes, you can use the Pyypl free virtual credit card for online shopping on any website that accepts Mastercard payments.

Final Thoughts on Free Virtual Credit Card Without Bank Account

We have seen the best ways that you can get a free virtual credit card without any bank account. Also, these free virtual credit cards won't require you to do any deposit before the card is being issued to you.

We took a case study on Pyypl and showed how you can get a Pyypl free virtual credit card without any bank account that you can use for your online shopping, free trials on any website such as Netflix, Spotify, RDP and many more.

Pyypl is a payment service just as PayPal and is located in United Arab Emirates. They fully operate in Central Africa, Middle East, and some African countries.

You can add money to your Pyypl free virtual card and use it to shop on any website online.

Other best ways to get a free virtual credit card without bank account is by using PayPal key virtual card, Skrill Mastercard Virtual Card, Wise Virtual Card, Ezzocard.

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About the Author

Tebid Kelly is a Graphic Designer, Web Developer, Ethical Hacker, Programmer, and Content Creator who showcases his skills and experience on his blogs. He also has much love for finance apps such as Cash App, Venmo, PayPal, Zelle, etc on which he ha…

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